1. South Korea Stocks

  2. •

    Finance

  3. •

    Regional banks
Industrial Bank Of Korea

Industrial Bank Of Korea

19,850.00
KRW
-60.00
(-0.30%)
3,159.95EPS
6.13P/E
15.87TMarket Cap
Oct 26Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5,609.42
6,035.41
6,232.61
8,016.22
7,103.53
7,961.53
9,956.24
9,335.24
9,440.08
10,748.54
11,755.24
11,154.8
11,694.2
13,275.2
Basic EPS, GAAP
1,266
1,539
1,672
1,647
2,178
2,531
2,242
1,977
2,877
3,180
3,162
3,106
3,183
3,247.63
Free Cash Flow per Basic Share
-10,193.88
-5,259.69
-8,808.12
-5,894.92
4,574.95
-15,090.79
-16,002.84
-10,294.52
-344.46
-17,780.84
-2,878.05
-23,311.24
-3,790.73
-21,634.25
Dividend per Share
441.53
378.95
501.22
526.25
557.23
716.71
715.86
637.36
593.87
898.45
1,081.08
1,122.83
1,208.28
1,266.22
Book Value per Share
26,450.82
27,245.05
30,037.94
31,179.94
34,300.43
36,596.13
38,415.8
33,206.41
36,137.98
36,203.48
39,417.27
42,289.18
45,434.32
46,784.23
Tangible Book Value per Share
25,978.52
26,635.47
29,494.23
30,718.45
33,918.85
36,255.53
37,889.81
32,820.97
35,776.77
35,872.17
39,045.84
41,852.55
44,933.2
46,247.63
Basic Weighted Avg Shares
675
671
688
703
689
693
716
777
839
839
844
851
852
813
Sales/Revenue/Turnover
3,784,847
4,047,156
4,288,899
5,633,916
4,896,983
5,518,155
7,131,221
7,251,479
7,915,817
9,016,934
9,924,979
9,497,472
9,960,474
10,796,915
Operating Margin (%)
30.18
34.3
34.97
27.2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
189,799
185,501
193,737
183,009
175,246
162,628
275,878
274,664
265,247
271,388
293,165
315,144
408,512
414,909
Net Income, GAAP
854,209
1,032,005
1,150,568
1,157,536
1,501,454
1,754,243
1,605,847
1,535,705
2,412,459
2,667,696
2,669,685
2,644,524
2,711,103
2,641,342
Effective Tax Rate (%)
24.71
23.17
21.7
23.24
22.78
26.47
27.94
25.83
26.88
25.79
23.41
25.6
25.81
26.09
Profit Margin (%)
22.57
25.5
26.83
20.55
30.66
31.79
22.52
21.18
30.48
29.59
26.9
27.84
27.22
24.46
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
101,418,370
103,042,669
109,762,661
118,195,555
121,781,246
139,223,212
155,749,248
170,609,608
187,911,171
217,457,174
226,752,843
240,334,576
251,761,657
266,958,476
Total Equity
14,429,058
15,646,259
17,293,790
18,047,408
19,801,738
21,094,176
22,776,647
25,142,349
27,533,849
29,255,929
31,816,761
34,231,091
36,856,024
37,934,013
Return on Invested Capital (%)
0.73
0.88
0.93
0.88
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
0.76
0.88
0.93
0.87
1.08
1.16
0.94
0.81
1.17
1.15
1.05
0.99
0.96
0.9
Return on Common Equity (%)
6.27
7.13
7.24
6.77
8.19
8.84
7.53
6.58
9.38
9.57
8.85
8.12
7.75
7.34

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
224,235
224,235
224,235
Shares Outstanding
797
797
797
Market Capitalization
16,706,072
17,025,042
15,868,775

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
24,610,051
16,461,609
20,434,935
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.88%
7.95%
7.67%
Free Cash Flow
485.71%
1,103.43%
-83.73%
Net Income, GAAP
10.36%
13.86%
2.52%
Sales/Revenue/Turnover
9.56%
6.74%
4.88%
Total Cash Common Dividend
12.56%
17.09%
7.65%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,390,155
2,396,277
2,083,494
3,469,574
9,497,472
2025
2,419,881
2,555,218
1,988,855
3,761,576
9,960,474
2026
2,443,576
2,602,908
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
929
710
951
569.56
3,106
2025
961
815
936.23
579.95
3,183
2026
938.88
794
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
48.98
965.68
51.94
55.07
1,122.83
2025
55.34
1,049.76
56.61
55.43
1,208.28
2026
66.42
1,030.84
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Min-Young Jang
Full Time Employees
14,037
Sector
Finance
Industry
Regional banks
Address
79, Eulji-ro Seoul SL South Korea 04541
IPO Date
Dec 24, 2003
Website
ibk.co.kr
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Business
Industrial Bank of Korea (IBK), a state-owned policy bank founded in 1961 and headquartered in Jung-gu, Seoul, South Korea, specializes in providing development finance and comprehensive banking services to support small and medium-sized enterprises (SMEs) domestically and internationally. The bank offers a wide array of core products and services, including deposit accounts such as money market, deferred, installment, and mixed deposits; trust services encompassing annuities and estate trusts; lending solutions like equipment loans, business transaction loans, corporate loans, and strategic financing; foreign exchange and trade finance including letters of credit and remittances; credit facilities for individuals and corporates; credit cards; insurance products; investment banking; capital markets activities; electronic banking via smartphone apps and PC security services; retirement pensions; B2B payment solutions; and specialized SME support such as bill discounting, guarantees, acceptances, and project financing. IBK operates through over 600 domestic branches and maintains an international network with subsidiaries in China and Indonesia, branches across Asia and Europe, and representative offices globally, targeting SMEs in manufacturing, technology, eco-friendly industries, and digital transformation sectors. In recent developments, IBK signed a memorandum of understanding with Hungary's Hungarian Development Bank in October 2025 to enhance SME financing and bilateral knowledge exchange, following partnerships with Germany's Commerzbank in 2025, Finland's Finnvera in 2024, and France's Bpifrance in 2023. The bank launched the IBK-Kiwoom Small and Medium-Sized Enterprise Jump-Up Private Investment Partnership fund in October 2025, committing 170 billion KRW alongside Kiwoom Private Equity to invest in future growth areas like manufacturing and eco-friendly sectors through 2030. In September 2025, IBK agreed with the Korea Technology Finance Corporation to provide 400 billion KRW in financing for AI and defense industries; it also plans to establish a wholly-owned subsidiary in Vietnam and received final approval for a subsidiary in Poland after preliminary licensing in November 2024. IBK continues to expand startup support, incubating innovative ventures with over 2 trillion KRW in financial backing by 2024, launching IBK Changgong acceleration programs including Silicon Valley desks, and allocating 2.5 trillion KRW in venture capital for 2025; it also introduced a 2 trillion KRW special program for startup facility investments in July 2025 and won recognition for its mobile banking app in early 2025.