Samsung Card Co., Ltd

Samsung Card Co., Ltd

KKRX:029780
42,150.00
KRW
+400.00
(+0.96%)
5,817.50EPS
8.24P/E
5.12TMarket Cap
Oct 27Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
19,005.77
24,359.48
23,317.41
24,905.24
27,515.03
23,023.16
23,045.24
22,732.81
25,168.7
25,825.32
25,515.64
16,350.62
16,348.62
16,779.3
Basic EPS, GAAP
2,368
5,685
2,892
3,063
3,528
3,178
3,225
3,737
5,164
5,831
5,711
6,228
6,053
5,817.27
Free Cash Flow per Basic Share
2,370.13
-11,608.73
-4,546.38
-10,280.5
-9,682.3
-4,093.36
10,767.26
-7,564.57
-24,764.14
-12,319.16
12,091.4
-8,240.72
-15,321.79
-28,478.31
Dividend per Share
700.09
700.03
1,000.05
1,517.3
1,500
1,513.44
1,600.86
1,599.93
1,799.99
2,299.91
2,499.94
2,500.01
2,799.99
- -
Book Value per Share
53,748.9
55,375.28
57,957.41
60,356.07
63,159.38
63,454.67
64,627.51
66,718.22
70,407.87
73,933.79
76,242.5
79,525.12
83,059
83,445.52
Tangible Book Value per Share
52,464.67
53,544.99
55,755.15
58,210.91
61,264.69
61,914.41
63,575.44
65,853.01
69,441.88
72,799.17
75,093.24
78,413.12
81,729.07
82,425.37
Basic Weighted Avg Shares
115
115
115
114
110
109
107
107
107
107
107
107
107
107
Sales/Revenue/Turnover
2,192,986
2,810,981
2,690,724
2,841,316
3,015,945
2,501,182
2,459,005
2,425,947
2,685,785
2,755,944
2,722,854
1,744,783
1,744,581
1,790,545
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
94,988
115,176
177,419
214,035
234,592
252,642
259,064
205,938
174,724
152,867
154,215
158,163
166,424
167,854
Net Income, GAAP
273,232
656,025
333,724
349,443
386,707
345,250
344,118
398,796
551,057
622,254
609,439
664,593
645,923
620,770
Effective Tax Rate (%)
24.11
24.1
21.61
23.42
22.99
26.41
22.73
25.11
26.23
26.86
24.86
25.16
24.72
25.23
Profit Margin (%)
12.46
23.34
12.4
12.3
12.82
13.8
13.99
16.44
20.52
22.58
22.38
38.09
37.02
34.67
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
8,029,781
9,095,731
9,825,361
11,806,125
12,914,915
13,899,420
12,719,471
13,616,115
16,662,750
18,541,316
17,619,788
18,419,335
20,413,189
23,053,318
Total Equity
6,202,661
6,390,346
6,688,325
6,615,671
6,922,943
6,771,292
6,896,446
7,119,548
7,513,273
7,889,527
8,135,891
8,486,181
8,863,284
8,904,529
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.92
4.41
2.09
2
2.02
1.7
1.71
1.98
2.45
2.46
2.34
2.52
2.3
2.07
Return on Common Equity (%)
4.5
10.42
5.1
5.25
5.71
5.04
5.04
5.69
7.53
8.08
7.61
8
7.45
7.12

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
107
107
107
Market Capitalization
5,965,128
5,666,338
5,116,778

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
977,754
699,523
907,074
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.89%
4.48%
4.44%
Free Cash Flow
-57.59%
-20.65%
85.93%
Net Income, GAAP
7.55%
11.06%
-2.81%
Sales/Revenue/Turnover
-3.22%
-4.76%
-0.01%
Total Cash Common Dividend
- -
- -
12%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
709,785
463,666
429,304
679,822
1,744,783
2025
436,810
419,178
427,568
461,026
1,744,581
2026
458,476
443,475
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,667
1,733
1,581
1,247.46
6,228
2025
1,728
1,417
1,515.22
1,392.49
6,053
2026
1,464.56
1,445
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2,500.01
2025
- -
- -
- -
- -
2,799.99
2026
- -
- -
- -
- -
- -

Company Description

CEO
I-Tae Kim
Full Time Employees
2,033
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Samsung Main Building Seoul SL South Korea 04514
IPO Date
Jun 27, 2007
Business
Samsung Card Co., Ltd. Samsung Card Co., Ltd. (KRX:029780) provides credit card and diversified financial services primarily in South Korea. The company offers card payment services including credit cards, debit cards, and prepaid cards; personal loan products such as short-term cash advances and long-term card loans; financing and leasing solutions encompassing installment finance, auto loans, equipment purchase finance, lease, and rental services; and life care offerings like insurance, shopping services, travel and wedding packages, lifestyle benefits, and fraud protection. Founded in 1983 and headquartered in Seoul, South Korea, Samsung Card Co., Ltd. operates as a subsidiary of Samsung Life Insurance Co., Ltd., targeting individual and corporate customers with approximately 1,754 employees. In recent developments, the company signed a business agreement with Starbucks Korea in July 2025 to launch partnership cards and pursue joint marketing initiatives, marking a strategic expansion into co-branded products; it also collaborated with Samsung Electronics and Mastercard on a memorandum of understanding for biometric fingerprint payment cards to enhance secure in-store transactions.