1. South Korea Stocks

  2. •

    Finance

  3. •

    Life/Health insurance
HANWHA LIFE INSURANCE Co., Ltd.

HANWHA LIFE INSURANCE Co., Ltd.

KKRX:088350
4,025.00
KRW
-95.00
(-2.31%)
3.33TMarket Cap
Nov 18Next Earn
HANWHA LIFE INSURANCE Co., Ltd.
KRX:088350
(Korea Stock Exchange)

Recent

price

4,025.00

P/E

ratio

- -

div

yld

0.63%

ROIC.AI

2011
2012
2013
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
KRW
14,621.97
12,332.1
16,497
11,316.33
16,143.54
18,151.62
22,911.38
24,168.02
21,303.46
25,278.82
26,766.48
25,807.38
17,067.3
21,602.05
21,983.15
- -
- -
Revenue per Share
547
594.89
609
422
482
658
1,058
757
473
133.65
268.76
1,455
1,249
954
973.02
- -
- -
Basic EPS, GAAP
-103.79
200.03
6,692.06
5,214.99
3,210.16
9,956.9
5,307.14
4,113.93
1,646.53
1,136.8
1,792.79
6,658.79
1,275.74
2,012.08
6,750.95
- -
- -
Free Cash Flow per Basic Share
100.04
- -
229.91
150.15
130.22
184.75
179.92
92.62
176.27
208.95
165.01
138.23
112.34
62.45
184.5
- -
25.27
Dividend per Share
7,092.7
7,735.21
8,365.31
8,291.53
10,462.78
11,501.75
11,351.03
12,445.67
13,717.1
16,883.18
15,806.62
15,003.99
23,119.82
17,352.06
15,697.38
18,466.08
19,978.4
Book Value per Share
7,010
7,643.03
8,248.81
8,170.98
10,345.89
11,362.91
9,439.07
10,687.55
12,098.27
15,335.98
14,297.45
13,457.79
22,686.56
16,522.8
14,844.73
16,947.79
18,418.06
Tangible Book Value per Share
868
860
843
842
841
806
752
773
878
751
752
819
825
795
758
760
796
Basic Weighted Avg Shares
12,694,433
10,611,673
13,904,451
9,525,029
13,578,160
14,623,145
17,223,406
18,674,809
18,703,500
18,994,259
20,128,829
21,130,327
14,079,203
17,174,763
16,656,530
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
96,830
75,794
83,833
70,537
100,829
106,177
179,751
238,648
231,962
272,584
290,129
275,814
253,500
162,205
195,800
- -
- -
Depreciation Expense
474,892
511,895
513,294
355,200
405,405
530,092
795,341
584,940
415,273
100,421
202,114
1,191,311
1,030,329
758,480
737,254
- -
- -
Net Income, GAAP
26.74
24.42
23.46
23.06
22.74
12.69
16.27
28.59
29.84
- -
24.25
24.68
15.15
23.49
26.17
- -
- -
Effective Tax Rate (%)
3.74
4.82
3.69
3.73
2.99
3.63
4.62
3.13
2.22
0.53
1
5.64
7.32
4.42
4.43
- -
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
185,766
23,898
23,852
72,962
173,656
198,271
434,979
341,896
690,317
555,982
552,557
6,987,337
9,848,430
10,982,133
6,980,076
6,851,237
7,465,893
LT Debt
6,331,827
6,517,148
7,048,978
6,986,466
8,652,161
8,642,757
9,159,164
10,238,103
11,429,657
13,993,275
13,154,634
13,419,581
19,694,681
15,475,088
14,278,001
16,623,385
17,826,178
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
7.7
7.84
7.54
5.03
5.11
6
8.09
4.77
3.38
- -
1.39
6.65
4.49
3.76
3.99
- -
- -
Return on Capital (%)
8.02
8.08
7.57
5.06
5.19
6.13
9.26
6.54
4.22
0.87
1.65
10.29
7.19
4.99
5.94
- -
- -
Return on Common Equity (%)

Capital Structure

KRW

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1,266,711
2,078,333
2,076,055
LT Borrowings
7,404,904
6,614,108
7,208,011
LT Finance Leases
221,701
237,129
257,882
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
751
751
751
Market Capitalization
2,363,122
2,445,775
3,328,659

Working Capital

KRW

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
64,896,576
63,358,639
60,131,021
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,266,711
2,078,333
2,076,055
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.19%
7.21%
16.43%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,155,608
4,431,090
3,386,336
4,928,370
16,656,530
2025
4,619,661
4,977,051
4,664,446
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
374
347
23
211.19
973.02
2025
280
146
324
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6
152.02
4.63
17.57
184.5
2025
16.35
23.48
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Hanwha Life Insurance Co., Ltd. Hanwha Life Insurance Co., Ltd. provides life insurance products and services to individual and corporate customers primarily in South Korea with international operations in Asia, the United States, and the Middle East; the company offers health insurance, retirement insurance, investment-linked insurance, group insurance, accident insurance, pension plans, savings insurance, retirement pension plans, asset management products, consulting services, and reinsurance contracts through channels including financial planners, general agencies, bancassurance, and online platforms. Established in 1946 as Korea Life Insurance and renamed Hanwha Life Insurance in 2012, it maintains headquarters at Hanwha Finance Center 63 in Yeouido, Seoul, South Korea, and operates subsidiaries in areas such as property and casualty insurance, real estate rental, securities investment, and insurance agency business through Hanwha Life Financial Services launched in 2021. The company reported total assets exceeding USD 109 billion as of 2024 and focuses on digital innovation via platforms like OrangeTree for sales support and OrangeTouch for customer management, alongside AI-based automated claim underwriting and wellness programs under the LIFEPLUS brand. Recent developments include the 2023 acquisition of People Life Co., Ltd., an independent life insurance general agency to bolster sales channels; the July 2025 completion of a 75% stake acquisition in U.S.-based Velocity Clearing LLC to enter North American capital markets and synergize with its U.S. asset management arm and AI center in San Francisco; and a May 2024 partial acquisition of Indonesia’s Nobu Bank, marking its entry into overseas banking as the first South Korean insurer to do so.