1. South Korea Stocks

  2. •

    Finance

  3. •

    Regional banks
BNK Financial Group, Inc.

BNK Financial Group, Inc.

KKRX:138930
13,670.00
KRW
-270.00
(-1.94%)
2,435.97EPS
7.11P/E
5.29TMarket Cap
Oct 26Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5,320.54
8,336.53
7,362.78
7,424.07
5,875.88
6,629.86
8,168.92
8,460.27
10,213.94
10,699.86
10,978.41
11,514.42
12,407.42
13,341.27
Basic EPS, GAAP
1,471.17
3,684.8
1,947
1,522
1,200
1,475
1,647
1,498
2,341
2,327
1,905
2,174
2,512
2,397.12
Free Cash Flow per Basic Share
-4,615.06
-1,452.31
2,291.56
-3,795.23
3,932.92
583.43
-1,923.78
-3,737.16
-2,439.68
10,177.37
-558.38
-4,500.56
-6,776.18
-9,649.93
Dividend per Share
312.16
280.66
250.29
202.55
322.66
281.77
470.55
557.89
528.14
770.86
892.62
746.44
930.55
896.96
Book Value per Share
16,900.14
19,670.15
23,000.18
20,810.66
21,654.25
23,401.35
25,416.37
26,904.97
28,744.81
30,337.04
31,745.94
33,603.56
34,779.7
35,121.14
Tangible Book Value per Share
16,248.99
17,968.74
21,563.79
19,813.67
20,694.6
22,567.86
24,599.06
26,046.13
27,841.58
29,469.14
30,914.56
32,758.4
33,787.2
34,126.89
Basic Weighted Avg Shares
208
222
272
330
336
340
341
347
338
337
336
335
324
313
Sales/Revenue/Turnover
1,104,929
1,854,427
2,006,031
2,446,777
1,973,808
2,256,827
2,788,566
2,932,942
3,451,224
3,609,445
3,687,018
3,858,696
4,025,508
4,179,747
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
37,120
76,463
134,629
139,347
137,282
138,287
170,156
161,336
173,973
187,463
205,382
213,627
208,061
212,304
Net Income, GAAP
305,522
819,668
530,471
501,611
403,100
502,095
562,225
519,315
791,009
784,980
639,780
728,548
815,002
751,006
Effective Tax Rate (%)
24.16
10.81
24.22
24.74
23.81
25.12
24.51
23.4
25.72
25.96
22.46
24.38
23.62
24.87
Profit Margin (%)
27.65
44.2
26.44
20.5
20.42
22.25
20.16
17.71
22.92
21.75
17.35
18.88
20.25
17.97
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
8,758,681
13,591,719
13,688,026
14,346,899
13,260,829
13,070,229
14,654,065
16,945,605
20,094,495
19,591,811
20,489,560
22,783,794
24,408,560
27,159,389
Total Equity
3,600,865
5,463,944
6,190,683
7,087,153
7,656,019
8,424,962
9,181,170
9,626,282
10,223,183
10,789,883
10,673,702
11,147,575
11,241,835
11,447,516
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.61
5.22
2.72
2.35
1.8
2.2
2.32
1.89
2.63
2.43
1.95
2.17
2.28
2.03
Return on Common Equity (%)
9.04
19.83
9.96
7.92
5.83
6.84
7.07
6.11
8.76
8.19
6.38
6.96
7.58
6.98

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
310
310
310
Market Capitalization
4,924,890
5,551,751
5,291,076

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7,143,492
5,489,613
6,511,679
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.23%
3.19%
0.85%
Free Cash Flow
-83.26%
18.35%
45.77%
Net Income, GAAP
6.26%
11.76%
11.87%
Sales/Revenue/Turnover
7.91%
6.68%
4.32%
Total Cash Common Dividend
19.4%
11.48%
20.69%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
960,056
982,300
914,955
1,001,384
3,858,696
2025
964,385
943,224
999,978
1,117,922
4,025,508
2026
993,293
1,068,555
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
753
730
638
73.63
2,174
2025
498
959
937.2
145.02
2,512
2026
681.18
629
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
37.1
439.67
235.17
41.41
746.44
2025
39.42
598.78
154.5
151.99
930.55
2026
36.22
546.5
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Dae-In Bin
Full Time Employees
121
Sector
Finance
Industry
Regional banks
Address
30, Munhyeongeumyeong-ro Busan BU South Korea 48400
IPO Date
Mar 30, 2011
Website
bnkfg.com
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Business
BNK Financial Group Inc. (138930.KS) is a financial holding company that manages subsidiaries providing a comprehensive range of banking and financial services primarily in South Korea with international presence; core offerings include deposit-taking and loans through Busan Bank and Kyongnam Bank, specialized credit finance such as installment financing, facility leasing, general lending and new technology business finance via BNK Capital, investment brokerage, trading, financial advisory, collective investment and venture asset management through BNK Securities and BNK Investment Trust, savings banking for small businesses via BNK Savings Bank, credit investigation, debt collection, start-up venture capital advisory and system software development and supply services; the group targets individuals, SMEs, large corporations and regional industries including marine, shipbuilding, logistics and defense sectors. Founded in 1967 and headquartered in Busan, South Korea at 30 Munhyeongeumyung-ro, Nam-gu, the company rebranded from BS Financial Group Inc. to BNK Financial Group Inc. in April 2015 following the acquisition of Kyongnam Bank in 2014. Recent developments encompass a July 2025 organizational restructuring establishing AI Digital Strategy, Financial Consumer Protection, Marine City Strategy and Southeast Growth Support divisions to advance AI transformation, regional coexistence, marine finance and asset quality improvement; a February 2025 partnership with ING Bank for offshore wind power and ship finance projects; announcement of KRW 60 billion equity buyback in July 2025 expiring with 0.64% shares repurchased; plans for 21 trillion won in productive and inclusive finance funding to SMEs in 2026 aligned with government policies; expansion of internal control systems; and pursuit of BNK Finance Kazakhstan transformation into a full commercial bank targeting business lending, trade finance and retail by 2025.