Bankware Global Co., Ltd.

Bankware Global Co., Ltd.

KKRX:199480
3,735.00
KRW
-85.00
(-2.23%)
-27.24EPS
30.33BMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1,790.74
3,491.36
3,971.57
23,885.15
35,136.28
31,645.75
52,674.56
8,516.86
8,517.2
5,489.39
6,268.85
7,017.93
Basic EPS, GAAP
104.52
287.92
-777.18
-2,841
1,915
368
-1,055
-1,347
-932
-1,556
-273
-27.24
Free Cash Flow per Basic Share
-648.56
-8.44
-572.7
-1,160.73
1,078.13
3,864.42
359.68
-105.32
-394.66
136.15
-689.81
-480.93
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
1,375.23
1,654.34
881.51
433.46
744.69
767.44
652.64
-388.22
1,018.48
1,872.33
1,759.59
1,735.55
Tangible Book Value per Share
720.13
728.32
-162.08
-495.73
5.87
133.99
615.17
-407.95
1,018.43
1,872.33
1,664.78
1,627.67
Basic Weighted Avg Shares
10
10
10
2
2
2
2
9
9
9
10
10
Sales/Revenue/Turnover
17,909
34,917
39,720
43,091
63,381
57,140
95,016
72,895
72,914
50,201
63,448
70,924
Operating Margin (%)
0.85
5.28
-20.2
-9.85
8.1
2.41
3.74
-8.95
-6.25
-29.75
-6.91
-4.23
Depreciation Expense
421
1,588
2,777
3,364
3,696
3,881
2,608
916
1,376
2,131
2,256
2,271
Net Income, GAAP
1,045
2,879
-7,773
-5,125
3,454
664
-1,903
-11,529
-7,979
-14,230
-2,763
-275
Effective Tax Rate (%)
- -
- -
- -
- -
11.37
38.29
- -
- -
- -
- -
- -
- -
Profit Margin (%)
5.84
8.25
-19.57
-11.89
5.45
1.16
-2
-15.82
-10.94
-28.35
-4.35
-0.39
Working Capital
8,689
11,684
975
-1,263
1,887
9,627
13,004
1,735
16,101
26,596
20,915
21,420
LT Debt
1,530
6,023
4,000
4,116
383
5,507
2,676
1,434
4,995
4,539
1,691
1,175
Total Equity
14,285
17,016
9,294
4,821
8,003
8,232
7,143
-3,206
10,186
18,914
17,942
17,697
Return on Invested Capital (%)
- -
- -
- -
- -
22.18
3.8
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
20.76
4.99
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
19.01
-61.3
-77.95
58.64
8.79
-26.8
- -
- -
-97.8
-14.99
-1.63

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
4,447
4,244
4,122
LT Borrowings
- -
- -
- -
LT Finance Leases
1,691
1,522
1,175
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
10
10
Market Capitalization
53,736
44,763
30,335

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
36,497
34,141
35,104
Cash, Cash Equivalents & STI
24,139
20,183
17,874
Accounts Receivable, Net
4,718
2,406
3,803
Inventories
- -
- -
- -
Total Current Liabilities
15,582
13,428
13,684
Payables & Accruals
- -
- -
- -
ST Debt
4,447
4,244
4,122
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-50.08%
-99.05%
-5.14%
Free Cash Flow
573.33%
-170.48%
-660.72%
Net Income, GAAP
-39.03%
17.28%
-80.58%
Sales/Revenue/Turnover
19.27%
7.66%
26.39%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11,231
12,699
12,764
13,507
50,201
2025
14,232
14,851
16,977
17,388
63,448
2026
19,347
17,213
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-444
-456
-303
-373.57
-1,556
2025
-186
-98
-3.32
13.65
-273
2026
-47.1
10
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Kyungjo Lee
Full Time Employees
388
Sector
Technology services
Industry
Packaged software
Address
Baejae Jeongdong Building Seoul SL South Korea
IPO Date
Aug 12, 2024
Business
Bankware Global Co Ltd (199480.KQ) develops, supplies and sells financial software solutions for banks and financial institutions, with a focus on core banking systems and related platforms. The company offers BX-CBP, a retail core banking solution providing configurable flexibility, assemblable innovation and pluggable extensibility; BX-LOS, a lending solution; BX-AFS, an installment finance solution for card, capital and automobile finance companies covering auto financing, loans and lease management; H-ALIS, a credit card processing solution developed in collaboration with Hyundai Card targeting small to medium-sized companies and Japan's cashless market; BX-ERP, an enterprise resource planning solution for small and medium-sized financial institutions; BADA, a SaaS cloud banking platform offering scalability and security; digital banking platforms; financial data analytics tools; tech platform software including Java frameworks; and financial cloud and system construction services. Bankware Global serves over 100 customers including banks, savings banks, internet-only banks and fintechs across South Korea, China, Japan, Southeast Asia and seven countries overall, processing 250M daily transactions. Founded in 2010 and headquartered in Seoul, South Korea, the company achieved SOC 2 Type II certification and ISO 27001 recertification for information security, reported KRW71.5B in 2023 revenue with 38% CAGR since inception, and transitioned to public listing on KOSDAQ in the first half of 2024. Recent developments include expanded partnerships such as with Ascend Data Management for digital transformation at Progressive Rural Bank in the Philippines in October 2024 and ongoing global collaborations to drive core banking implementations for internet-only banks like K-Bank and LINE Bank.