- CEO
- Saleh Abdulmohsin Ahmed Al-Saleh
- Sector
- Commercial services
- Industry
- Miscellaneous commercial services
- Address
- Kuwait City Kuwait
- IPO Date
- May 16, 2005
- Business
- UniCap Investment and Finance-Kuwaiti Public Shareholding Company is a Kuwait-based financial institution engaged in the provision of Islamic Sharia-compliant investment, financing, asset management, and real estate solutions. Founded in 2000 and headquartered in Kuwait City, Kuwait, the company operates under the regulatory supervision of the Central Bank of Kuwait and the Capital Markets Authority. UniCap conducts its activities across three core business segments: Financing Services, Investment and Asset Management, and Real Estate.
The company provides a comprehensive suite of financial products and services, including: consumer and commercial financing facilities structured under Islamic contracts, such as Murabaha, Ijara, Tawarruq, and Musawama, catering to individuals and corporate clients for the acquisition of residential real estate, commercial properties, motor vehicles, industrial equipment, and consumer goods; asset management services, featuring discretionary and non-discretionary portfolio management, equity fund administration, and wealth management solutions tailored for institutional investors and high-net-worth individuals; private equity and direct investment services, involving equity participation in privately held enterprises, venture capital financing, and strategic growth capital allocation; investment banking and corporate advisory, including mergers and acquisitions advisory, corporate debt restructuring, private placements, capital raising, and valuation services; real estate investment and property management, encompassing direct acquisition, property development, commercial and residential leasing, property maintenance, and real estate portfolio administration; and treasury and liquidity management services, offering money market operations, foreign exchange transactions, and short-term liquidity instruments.
UniCap serves retail, corporate, and institutional clients primarily across the State of Kuwait, with supplementary investment exposures throughout the Gulf Cooperation Council and the wider Middle East region through its network of operating subsidiaries, affiliated entities, and special purpose vehicles.
In recent strategic and operational developments, UniCap has advanced significant restructuring and portfolio realignment initiatives to optimize capital efficiency and strengthen its financial standing. The company has finalized debt settlement and restructuring agreements with key creditor financial institutions to reduce leverage and improve liquidity ratios. Additionally, UniCap has actively rebalanced its investment portfolio by rationalizing non-core and non-yielding equity holdings to redeploy capital into income-generating commercial real estate assets and liquid GCC equities. The company has also accelerated the digital transformation of its consumer finance division, rolling out upgraded digital loan processing, credit assessment workflows, and online investor portfolio management platforms to enhance operational efficiency and align with revised regulatory compliance mandates established by the Capital Markets Authority.