loanDepot, Inc.

loanDepot, Inc.

LDI
loanDepot, Inc.US flagNew York Stock Exchange
1.17
USD
-0.08
- -
391.98MMarket Cap
2013 Y
2014 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.07
7.95
15.13
18.9
32.32
25.75
6.95
4.07
4.01
4.25
4.17
Basic EPS, GAAP
1.17
0.35
- -
- -
- -
0.87
-1.75
-0.63
-0.53
-0.3
-0.36
Free Cash Flow per Basic Share
-3.7
-5.37
-7.59
-24.4
-16.34
-11.65
28.32
-1.11
-4.77
-3.48
-3.34
Dividend per Share
0.52
0.13
- -
0.12
5.09
3.55
0.76
0.02
0.02
0.01
- -
Book Value per Share
1.58
1.91
- -
- -
- -
-0.22
-2.19
-2.58
-2.96
-2.91
-2.99
Tangible Book Value per Share
1.36
1.7
- -
-1.86
3.85
-3.22
-7.15
-7.41
-6.07
-6.03
-6.21
Basic Weighted Avg Shares
62
62
62
62
126
130
156
175
186
211
218
Sales/Revenue/Turnover
314
492
936
1,170
4,084
3,360
1,084
712
744
897
908
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
12
36
61
61
58
63
55
47
37
35
Net Income, GAAP
72
22
- -
- -
- -
114
-273
-110
-98
-63
-78
Effective Tax Rate (%)
1.06
2.29
- -
- -
0.11
6.51
- -
- -
- -
- -
- -
Profit Margin (%)
23.04
4.41
- -
- -
- -
3.38
-25.18
-15.48
-13.22
-6.99
-8.61
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
86
114
- -
691
787
1,438
1,387
2,247
1,978
2,056
1,992
Total Equity
99
120
- -
376
1,657
1,629
921
704
507
386
337
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
20.08
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2,383
2,903
3,102
LT Borrowings
2,011
2,021
1,958
LT Finance Leases
35
35
34
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
217
334
337
Market Capitalization
624
437
310

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
459
337
277
Accounts Receivable, Net
- -
25
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
337
- -
ST Debt
2,383
2,903
3,102
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-24.11%
-23.81%
Free Cash Flow
- -
-36.87%
-16.96%
Net Income, GAAP
- -
-4.73%
-36.29%
Sales/Revenue/Turnover
- -
-18.95%
20.55%
Total Cash Common Dividend
- -
-42.93%
-24.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
150
173
216
186
744
2025
199
214
247
237
897
2026
210
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.19
-0.18
0.01
-0.17
-0.53
2025
-0.11
-0.06
-0.02
-0.1
-0.3
2026
-0.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
- -
0.01
- -
0.02
2025
0.01
0.01
- -
- -
0.01
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Anthony Li Hsieh
Full Time Employees
4,900
Sector
Financial Services
Industry
Financial - Mortgages
Address
26642 Towne Centre Drive Irvine CA United States of America 92610
IPO Date
Feb 11, 2021
Business
loanDepot, Inc. (NYSE: LDI) operates as one of the largest nonbank retail mortgage lenders in the United States, originating, financing, selling and servicing residential mortgage loans through its proprietary mello technology platform; offers conventional agency-conforming loans, prime jumbo loans, FHA and VA government-backed mortgages, home equity lines of credit (HELOCs), closed-end second liens, fixed-rate home equity loans in 10-, 20- and 30-year terms under the equityFREEDOM brand, personal loans, refinancing products, settlement services including title and escrow, real estate referral services via mello Home Services and insurance policies for homeowners; provides consumer-direct digital origination, retail branch lending, wholesale partnerships and joint ventures with homebuilders. The company, founded in 2010 and headquartered in Irvine, California, serves individual borrowers nationwide across purchase, refinance and home equity segments through centralized operations and a network of loan officers. In recent developments, loanDepot returns to profitability in Q3 2024 with adjusted net income of $7 million after 11 quarters of losses, launches Project North Star strategic plan replacing Vision 2025 to emphasize first-time homebuyers, purchase loans via expanded partnerships, servicing retention and operational efficiency, forms joint venture with Smith Douglas Homes and pursues additional builder and brokerage alliances, introduces first-lien HELOC and hires VA lending specialist Bryan Bergjans, extends repurchase agreements with Bank of America through September 2025, establishes $300 million financing facility secured by Fannie Mae MSRs and monetizes $29 billion in servicing rights while completing a $120 million productivity program.

Company News

APIChat
  • loanDepot Promotes Joseph Grassi to Chief Legal and Risk Officer

  • loanDepot Promotes Joseph Grassi to Chief Legal and Risk Officer

  • War Heroes on Water Presented by loanDepot, the World's Largest Nonprofit Sportfishing Tournament for Veterans, Announces 2026 Dates: Sept. 25--29

  • War Heroes on Water Presented by loanDepot, the World's Largest Nonprofit Sportfishing Tournament for Veterans, Announces 2026 Dates: Sept. 25–29

  • loanDepot Named a Top U.S. Mortgage Lender for Customer Service, On-Time Closing, Competitive Pricing and Flexible Loan Options

  • loanDepot Q1 Earnings Call Highlights

  • loanDepot, Inc. (LDI) Q1 2026 Earnings Call Transcript

  • LoanDepot Digital Transformation Powers Market Share Gains

  • loanDepot Announces First Quarter 2026 Financial Results

  • loanDepot (NYSE:LDI) Shares Up 9.6% – Still a Buy?

  • loanDepot, Inc. to Report First Quarter 2026 Financial Results on May 5, 2026

  • loanDepot: Still Bullish On Financial Improvement Potential

  • loanDepot Partners with Figure to Offer Express Path Loan Products to loanDepot Customers

  • loanDepot, Inc. (NYSE:LDI) Short Interest Update

  • loanDepot Partners With Betenbough Companies to Launch New Home Lending Company Serving West Texas Buyers

  • 450,000 Shares in loanDepot, Inc. $LDI Bought by Alight Capital Management LP

  • loanDepot, Inc. (LDI) Q4 2025 Earnings Call Transcript

  • loanDepot (LDI) Reports Q4 Loss, Misses Revenue Estimates

  • loanDepot Announces Year-End and Fourth Quarter 2025 Financial Results

  • loanDepot Expands Market Presence With New Wholesale Lending Channel