Lument Finance Trust, Inc. Financial Ratios — LFT-PA Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	49.12	4.35	-32.32	- -	- -	- -	- -	122.63	45.29	19.19	37.59	30.24	-10.82
Return on Assets (%)	- -	1.03	0.19	0.02	-0.43	0.19	-0.33	0.93	1.32	1.26	0.91	1.53	1.76	-0.23
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	4.41	0.27	0.02	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	- -	39.69	22.32	2.47	-154.65	- -	- -	- -	- -	- -	- -	- -	- -	3.87
Operating Margin (%)	- -	39.69	22.32	2.47	-154.65	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	39.69	1.3	-84.35	- -	62	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	- -	39.69	22.32	2.47	-201.81	26.07	-79.13	38.15	41.66	50.34	49.31	65.16	65.02	-13.59
Profit Margin (%)	- -	39.69	22.32	2.47	-201.81	26.07	-109.61	38.41	44.15	49.97	49.26	65.14	64.97	-13.63
Net Income to Common Margin (%)	- -	39.14	2.87	-16.84	-269.98	6.56	-180.3	16.38	44.07	35.2	25.59	49.48	51.37	-37.15
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	0.73	0.11	0.03	0.08	- -
Dvd Payout Ratio (%)	- -	322.52	4,275.19	-647.05	-214.35	1,004.62	-57.24	134.52	90.56	121.12	227.31	87.2	87.56	-244.66
Sustainable Growth Rate (%)	- -	-109.29	-181.46	-241.47	- -	- -	- -	- -	11.58	-9.56	-24.43	4.81	3.76	-37.3

Credit (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	2,103	1,794	1,339	1,224	523	545	503	874	876	1,193	876	813
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	2,103	1,794	1,339	1,224	523	545	503	874	876	1,193	876	813
Total Debt/EBITDA	- -	- -	634.5	3,983.34	-167.64	- -	- -	- -	- -	- -	- -	- -	- -	1,043.16
Net Debt/EBITDA	- -	-10.25	624.76	3,925.31	-164.19	- -	- -	- -	- -	- -	- -	- -	- -	1,013.5
Total Debt/EBIT	- -	- -	634.5	3,983.34	-167.64	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	-10.25	624.76	3,925.31	-164.19	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.98	1.54	0.39	0.3	-0.13	0.07	-0.53	0.4	1.79	2.06	2.82	3.31	6.25	5.58
Long-Term Debt/Equity (%)	- -	- -	988.08	1,010.97	940.17	839.3	348.33	501.92	442.04	515.79	360.61	495.63	368.16	371.04
Long-Term Debt/Capital (%)	- -	- -	97.74	97.57	97.51	96.91	93.96	99.5	97.82	91.71	90.77	91.9	87.26	86.66
Long-Term Debt/Total Assets (%)	- -	- -	71.95	71.82	58.25	46.84	77.02	82.89	80.87	83.29	77.69	82.48	77.61	66.85
Total Debt/Equity (%)	- -	- -	988.08	1,010.97	940.17	839.3	348.33	501.92	442.04	515.79	360.61	495.63	368.16	371.04
Total Debt/Capital (%)	- -	- -	97.74	97.57	97.51	96.91	93.96	99.5	97.82	91.71	90.77	91.9	87.26	86.66
Total Debt/Total Assets (%)	- -	- -	71.95	71.82	58.25	46.84	77.02	82.89	80.87	83.29	77.69	82.48	77.61	66.85
Net Debt to Equity	-11.18	-29.02	972.91	996.24	920.84	815.74	343.09	491.85	432.04	507.09	342.56	474.34	339.09	360.49
Net Debt/Capital (%)	-294.09	480.37	97.7	97.54	97.46	96.82	93.87	99.49	97.77	91.58	90.33	91.56	86.31	86.32
EBITDA	- -	3	3	- -	-8	- -	- -	- -	- -	- -	- -	- -	- -	1
EBITDA-CapEx	- -	3	3	-4	-8	- -	- -	- -	- -	- -	- -	- -	- -	1
Operating Income (Loss)	- -	3	3	- -	-8	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	4.98	1.54	0.39	0.3	-0.13	0.07	-0.53	0.4	1.79	2.06	2.82	3.31	6.25	5.58
Long-Term Debt/Equity (%)	- -	- -	988.08	1,010.97	940.17	839.3	348.33	501.92	442.04	515.79	360.61	495.63	368.16	371.04
Long-Term Debt/Capital (%)	- -	- -	97.74	97.57	97.51	96.91	93.96	99.5	97.82	91.71	90.77	91.9	87.26	86.66
Long-Term Debt/Total Assets (%)	- -	- -	71.95	71.82	58.25	46.84	77.02	82.89	80.87	83.29	77.69	82.48	77.61	66.85
Total Debt/Equity (%)	- -	- -	988.08	1,010.97	940.17	839.3	348.33	501.92	442.04	515.79	360.61	495.63	368.16	371.04
Total Debt/Capital (%)	- -	- -	97.74	97.57	97.51	96.91	93.96	99.5	97.82	91.71	90.77	91.9	87.26	86.66
Total Debt/Total Assets (%)	- -	- -	71.95	71.82	58.25	46.84	77.02	82.89	80.87	83.29	77.69	82.48	77.61	66.85
CFO/Total Liabilities	- -	3.22	0.77	0.09	0.11	0.17	2.32	1.33	2.41	1.57	1.84	2.05	3.05	1.01
CFO/CapEx	- -	- -	- -	0.42	- -	388.44	- -	- -	- -	- -	- -	- -	- -	- -
Altman's Z-Score	0.07	0.06	0.01	0.01	-0.01	0.01	- -	0.03	0.06	0.05	0.06	0.07	0.12	0.09

Working Capital (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	13.17	2.47	1.86	0.64	2.19	0.88	6.82	8.78	7.03	4.1	4.21	4.8	3.54
Days Sales Outstanding	- -	27.72	147.59	196.21	574.74	166.51	412.52	53.55	41.55	51.92	89.09	86.75	76.09	103.03
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Cash & Cash Equivalents	4	33	32	26	28	34	8	11	11	15	44	51	69	23
+ Preferred Equity and Hybrid Capital	- -	18	37	37	37	37	37	- -	- -	57	57	57	57	57
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	2,103	1,794	1,339	1,224	523	545	503	874	876	1,193	876	813
Enterprise Value	-85	-460	1,739	1,234	478	-64	553	534	491	916	890	1,200	864	847
Total Capital	5	26	2,151	1,839	1,374	1,263	557	548	514	953	965	1,299	1,004	938
Total Debt/Capital (%)	- -	- -	97.74	97.57	97.51	96.91	93.96	99.5	97.82	91.71	90.77	91.9	87.26	86.66
Total Debt / EV	- -	- -	1.21	1.45	2.8	-19	0.95	1.02	1.02	0.95	0.98	0.99	1.01	0.96
EV/Sales	- -	- -	117.13	67.64	92.54	- -	110.7	32.85	25.67	43.49	44.43	39.63	24.78	42.05
EV/EBITDA	- -	- -	524.83	2,739.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,087.1
EV/EBIT	- -	- -	524.83	2,739.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	83.84	598	204.24	- -	45.03	73.39	40.21	66.17	54.62	48.49	31.85	83.89
EV/Free Cash Flow to Firm	- -	- -	83.84	176.18	204.24	- -	45.03	73.39	40.21	66.17	54.62	48.49	31.85	83.89
Diluted Market Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted Enterprise Value	-4	-15	2,107	1,805	1,349	1,226	553	534	491	916	890	1,200	864	847
EV per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Sales	- -	8	15	18	5	18	5	16	19	21	20	30	35	20
TTM EBITDA	- -	3	3	- -	-8	- -	- -	- -	- -	- -	- -	- -	- -	1
TTM Operating Income	- -	3	3	- -	-8	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	13	21	2	2	4	12	7	12	14	16	25	27	10
TTM Free Cash Flow to Firm	- -	13	21	7	2	4	12	7	12	14	16	25	27	10

Multiples (USD)

API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	524.83	2,739.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-85	-460	1,739	1,234	478	-64	553	534	491	916	890	1,200	864	847
Low Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	25	18.7	16.05	19.05	19
EV/Sales	- -	- -	117.13	67.64	92.54	- -	110.7	32.85	25.67	43.49	44.43	39.63	24.78	42.05
EV/EBITDA	- -	- -	524.83	2,739.22	- -	- -	- -	- -	- -	- -	- -	- -	- -	1,087.1
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Tangible Book Value Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Sales Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Free Cash Flow Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Sales Average	- -	- -	141.93	98.96	261.12	67.93	110.7	32.85	25.67	43.49	44.43	39.63	24.78	42.05
EV/Sales High	- -	- -	141.93	98.96	261.12	67.93	110.7	32.85	25.67	43.49	44.43	39.63	24.78	42.05
EV/Sales Low	- -	- -	141.93	98.96	261.12	67.93	110.7	32.85	25.67	43.49	44.43	39.63	24.78	42.05
EV/EBITDA Average	- -	-4.65	635.98	4,007.8	-168.84	- -	- -	- -	- -	- -	- -	- -	- -	1,087.1
EV/EBITDA High	- -	-4.65	635.98	4,007.8	-168.84	- -	- -	- -	- -	- -	- -	- -	- -	1,087.1
EV/EBITDA Low	- -	-4.65	635.98	4,007.8	-168.84	- -	- -	- -	- -	- -	- -	- -	- -	1,087.1
EV/EBIT Average	- -	-4.65	635.98	4,007.8	-168.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	-4.65	635.98	4,007.8	-168.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	-4.65	635.98	4,007.8	-168.84	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	26.37	19.75	19.51	23.3	20.57
High Price	- -	- -	- -	- -	- -	- -	- -	- -	- -	27.62	26.44	20.93	24.97	23.35
Enterprise Value Average	-4	-15	2,107	1,805	1,349	1,226	553	534	491	916	890	1,200	864	847
Enterprise Value High	-4	-15	2,107	1,805	1,349	1,226	553	534	491	916	890	1,200	864	847
Enterprise Value Low	-4	-15	2,107	1,805	1,349	1,226	553	534	491	916	890	1,200	864	847

Shares Outstanding	8	8	15	15	18	23	25	25	26	26	52	52	52	52
Diluted Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Revenue per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS, GAAP	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Diluted EPS from Cont Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow per Basic Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash & Equivalents per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Book Value per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Tangible Book Value per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Lument Finance Trust, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

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Per Share Data Items (USD)