1. United Kingdom Stocks

  2. •

    Financial Services

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    Banks - Regional
Lloyds Banking Group plc

Lloyds Banking Group plc

LLDTF
Lloyds Banking Group plcUS flagOther OTC
1.40
USD
+0.01
- -
81.61BMarket Cap
Lloyds Banking Group plc
LLDTF
(Other OTC)

Recent

price

1.40

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.37
0.3
0.29
0.26
0.23
0.24
0.24
0.26
0.26
0.26
0.21
0.23
0.23
0.3
0.3
0.33
0.35
Revenue per Share
- -
-0.04
-0.02
-0.01
0.02
0.01
0.03
0.05
0.06
0.04
0.02
0.08
0.06
0.08
0.07
0.08
0.09
Basic EPS, GAAP
-0.08
0.25
- -
-0.26
0.1
0.18
-0.02
-0.1
-0.2
0.11
0.36
0.05
0.26
0.02
-0.16
-0.01
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.02
0.03
0.03
0.03
0.03
0.01
0.01
0.02
0.03
0.03
0.03
- -
Dividend per Share
0.24
0.22
0.17
0.16
0.18
0.16
0.15
0.17
0.17
0.15
0.17
0.24
0.19
0.2
0.19
0.2
- -
Book Value per Share
0.58
0.6
0.54
0.49
0.64
0.61
0.63
0.61
0.62
0.59
0.61
0.66
0.53
0.6
0.6
0.66
0.82
Tangible Book Value per Share
67,117
68,470
69,841
71,009
71,350
71,272
71,234
71,710
71,638
70,603
70,606
70,937
68,847
64,953
62,413
59,790
58,801
Basic Weighted Avg Shares
24,793
20,642
20,456
18,420
16,295
17,354
17,037
18,621
18,631
18,110
15,133
16,324
16,050
19,199
18,603
20,028
20,517
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,432
2,175
2,126
1,940
1,935
2,112
2,380
2,370
2,405
2,660
2,732
2,825
2,396
2,905
3,426
3,477
- -
Depreciation Expense
-320
-2,963
-1,471
-838
1,412
860
2,063
3,909
4,408
2,925
1,318
5,784
3,827
5,460
4,421
4,659
5,056
Net Income, GAAP
191.81
- -
- -
293.25
14.93
41.85
44.34
28.91
24.4
31.57
- -
14.73
17.96
26.46
25.02
28.58
27.77
Effective Tax Rate (%)
-1.29
-14.35
-7.19
-4.55
8.67
4.96
12.11
20.99
23.66
16.15
8.71
35.43
23.84
28.44
23.76
23.26
24.64
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
260,469
221,198
146,764
115,413
98,494
101,752
92,549
87,182
105,966
113,615
108,758
91,844
91,835
93,668
88,522
95,145
100,752
LT Debt
44,566
46,180
42,581
39,336
49,903
46,980
48,815
49,143
50,199
47,806
49,413
53,152
43,911
47,365
45,888
47,867
48,231
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-1.71
-19.11
-10.79
-7.18
11.73
7.05
18.5
34.22
35.83
25.71
12.03
39.87
25
41.32
35.2
38.58
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
59,158
58,760
58,514
Market Capitalization
49,573
59,439
53,385

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
61,846
56,661
62,128
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.46%
-0.15%
4.31%
Free Cash Flow
-32.2%
-139.44%
-93.79%
Net Income, GAAP
48.76%
66.81%
5.38%
Sales/Revenue/Turnover
1.86%
6.07%
7.66%
Total Cash Common Dividend
21.63%
38.77%
9.41%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,387
4,807
4,283
5,126
18,603
2025
4,695
4,996
4,561
5,776
20,028
2026
5,184
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.02
- -
- -
- -
0.07
2025
0.02
- -
- -
- -
0.08
2026
0.03
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.03
2025
- -
- -
- -
- -
0.03
2026
- -
- -
- -
- -
- -
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Business
Lloyds Banking Group plc is a leading UK-based financial services group primarily focused on retail and commercial banking. The group offers a comprehensive range of banking and financial products including retail banking services such as current accounts, savings, mortgages, and personal loans; commercial banking solutions; wealth management and financial planning through its subsidiary Lloyds Wealth (formerly Schroders Personal Wealth); life and non-life insurance products via brands such as Scottish Widows and Halifax Insurance; and digital payment services. It operates predominantly in the United Kingdom, serving millions of customers with a strong presence in nearly every community. Founded in 1995 and headquartered in London, the group also provides real estate lending via Cheltenham & Gloucester and manages extensive deposits and loans, reflecting its substantial market footprint. Recent major changes include the full acquisition of Schroders Personal Wealth in November 2025, rebranding it as Lloyds Wealth to deepen its presence in wealth management and expand services to over 3 million mass affluent customers across Lloyds, Halifax, and Bank of Scotland brands. The group also acquired the London-based fintech company Curve to enhance its digital wallet and flexible payment solutions. Technologically, Lloyds Banking Group has accelerated its AI and data science capabilities in partnership with Google Cloud, deploying Vertex AI to support over 80 machine learning use cases and launching next-generation AI systems to transform customer interaction and fraud prevention. In 2025, Lloyds introduced Lloyds Premier, a new premium bank account product offering enhanced financial perks and lifestyle services. Lloyds Banking Group operates across three main segments: retail banking, commercial banking, and insurance and wealth management. Its retail banking division is the largest contributor, followed by commercial banking and insurance. The group maintains a workforce exceeding 61,000 employees and continually innovates with digital enhancements to improve customer service and accessibility, including self-service insurance policies and digital fraud management. These strategic expansions and technology investments underscore Lloyds Banking Group’s commitment to remaining a dominant, customer-focused financial institution in the UK market.

Company News

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