New Peoples Bankshares, Inc.

New Peoples Bankshares, Inc.

NWPP
New Peoples Bankshares, Inc.US flagOther OTC
4.35
USD
-0.09
- -
102.47MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.41
1.3
1.26
1.24
1.37
1.31
1.38
1.38
1.51
1.56
1.56
1.68
1.81
1.87
Basic EPS, GAAP
0.07
0.01
0.12
0.04
0.13
0.04
0.09
0.12
0.29
0.34
0.3
0.35
0.43
0.48
Free Cash Flow per Basic Share
0.26
0.07
0.18
-0.06
0.15
0.12
0.42
0.27
0.4
0.56
0.25
0.28
0.49
0.58
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.05
0.06
0.07
0.08
0.09
Book Value per Share
1.18
1.27
1.38
1.4
1.58
1.58
1.67
1.79
2.06
2.38
2.59
2.91
3.25
3.3
Tangible Book Value per Share
1.83
1.94
2.01
2.01
2.17
2.14
2.28
2.43
2.63
2.41
2.71
3.02
3.53
3.55
Basic Weighted Avg Shares
22
22
23
23
23
24
24
24
24
24
24
23
23
23
Sales/Revenue/Turnover
31
29
29
29
32
31
33
33
37
37
37
39
42
44
Operating Margin (%)
4.58
0.82
9.24
3.27
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
2
3
3
2
2
2
2
2
2
1
1
Net Income, GAAP
1
- -
3
1
3
1
2
3
7
8
7
8
10
11
Effective Tax Rate (%)
- -
- -
0.71
- -
4.45
13.95
20.22
27.62
21.69
22.15
23.01
20.76
23.18
23.07
Profit Margin (%)
4.81
0.83
9.18
3.3
9.65
2.94
6.23
8.77
19.16
21.78
19.18
20.84
23.77
25.62
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5
4
3
9
29
30
27
27
21
20
30
28
22
22
Total Equity
40
43
46
47
51
51
55
58
64
57
65
71
83
83
Return on Invested Capital (%)
- -
- -
5.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
5.92
0.89
8.91
2.98
8.89
2.45
5.29
6.98
15.12
15.18
12.12
12.6
13.97
15.47

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
5
- -
- -
LT Borrowings
17
19
19
LT Finance Leases
3
3
3
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
24
24
24
Market Capitalization
80
84
94

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
83
141
158
Accounts Receivable, Net
4
3
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
2
1
ST Debt
5
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.29%
7.77%
17.12%
Free Cash Flow
-17.55%
23.65%
75.35%
Net Income, GAAP
43.71%
36.81%
23.09%
Sales/Revenue/Turnover
3.99%
5.29%
7.9%
Total Cash Common Dividend
- -
- -
13.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9
9
9
11
39
2025
10
10
11
11
42
2026
11
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.08
0.07
0.09
0.11
0.35
2025
0.08
0.11
0.12
0.12
0.43
2026
0.13
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.07
- -
- -
- -
0.07
2025
0.08
- -
- -
- -
0.08
2026
0.09
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
James W. Kiser
Full Time Employees
177
Sector
Financial Services
Industry
Banks - Regional
Address
67 Commerce Drive Honaker VA United States of America 24260
IPO Date
Jul 12, 2011
Business
New Peoples Bankshares, Inc. functions as a financial holding entity for its subsidiary, New Peoples Bank, Inc., offering a wide array of banking and financial services. The company caters to the financial needs of individuals, small to medium-sized businesses, and professional communities across its operating region. Its comprehensive deposit products include diverse checking, savings, money market, and health savings accounts, alongside individual retirement accounts and certificates of deposit. The institution provides various lending solutions, such as commercial loans for business operations, residential mortgages including first and second liens, construction financing, and home equity lines of credit, as well as general consumer loans. Complementing these offerings, New Peoples Bank also delivers investment services through its New Peoples Financial Services division. Embracing both traditional and modern banking, the company features walk-up tellers, drive-thru services, and ATMs, while also providing extensive digital capabilities like online and mobile banking, bill payment, remote deposit capture, eStatements, and credit monitoring tools. Additional services encompass safe deposit boxes, cashier's checks, cash management, and wire transfers. New Peoples Bank operates through eighteen full-service branches strategically located throughout southwestern Virginia, southern West Virginia, northeastern Tennessee, and western North Carolina. Headquartered in Honaker, Virginia, the company was established in 1997 with a commitment to local decision-making and fostering strong community relationships.