Lemonade, Inc.

Lemonade, Inc.

LMND
Lemonade, Inc.US flagNew York Stock Exchange
43.15
USD
-1.05
- -
3.34BMarket Cap
Lemonade, Inc.
LMND
(New York Stock Exchange)

Recent

price

43.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.52
1.54
2.8
2.1
3.95
6.17
7.41
9.98
12.86
Revenue per Share
-1.21
-2.49
-3.63
-3.94
-4.59
-3.4
-2.85
-2.24
-1.83
Basic EPS, GAAP
-0.95
-1.87
-2.86
-2.52
-2.67
-1.84
-0.29
-0.35
0.11
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-1.44
-3.32
9.53
16.03
12.51
10.1
8.16
7.03
6.46
Book Value per Share
-1.44
-3.34
9.52
16.02
11.77
9.51
7.71
6.67
6.11
Tangible Book Value per Share
44
44
34
61
65
70
71
74
76
Basic Weighted Avg Shares
22
67
94
128
257
430
526
738
975
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
1
2
4
12
20
20
15
11
Depreciation Expense
-53
-108
-122
-241
-298
-237
-202
-166
-138
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
-235.11
-161.22
-129.56
-187.93
-116.01
-55.12
-38.4
-22.43
-14.19
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
22
35
43
107
182
226
LT Debt
-79
-182
541
988
867
709
593
534
500
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
-31.56
-32.11
-30.07
-31.05
-29.37
-26.96
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
158
180
206
LT Finance Leases
24
21
20
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
76
77
77
Market Capitalization
5,403
4,813
5,030

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,108
578
560
Accounts Receivable, Net
556
595
622
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
104
106
113
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
5.16%
-10.08%
Free Cash Flow
- -
-2.5%
24.52%
Net Income, GAAP
- -
13.49%
-18.15%
Sales/Revenue/Turnover
- -
53.2%
40.15%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
119
122
137
149
526
2025
151
164
194
228
738
2026
258
294
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.67
-0.81
-0.95
- -
-2.85
2025
-0.86
-0.6
-0.51
- -
-2.24
2026
-0.47
-0.56
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Lemonade, Inc. operates as a digital-first insurance provider across the United States, Europe, and the United Kingdom. The company offers a comprehensive suite of insurance products, including renters, homeowners, pet, car, and term life coverage, alongside contents and liability policies. Leveraging artificial intelligence and principles of behavioral economics, Lemonade aims to transform the insurance experience by providing swift policy issuance and claims resolution, often processed in mere seconds through its automated systems. A distinctive aspect of their business model is the "Giveback" program, where a portion of unclaimed premiums is donated annually to charities selected by policyholders, underscoring their commitment to social impact and transparency. As a certified B-Corp, Lemonade targets a digitally native demographic, including socially conscious millennials and Gen Z, offering an intuitive, mobile-centric platform. Recent developments include the continued expansion of its car insurance offerings in new U.S. states and an extended partnership to introduce buildings and contents insurance in the UK. The company has also transitioned its life insurance carrier partnership to Banner Life. Lemonade reported strong revenue growth and narrowing losses in its latest quarterly results, raising its full-year guidance for 2025. Headquartered in New York, the company was established in 2015.

Company News

  • Lemonade Inc (LMND) Shares Fall 3.6% -- What GF Score of 76 Tells Investors

  • Comparing AON (NYSE:AON) & Lemonade (NYSE:LMND)

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  • Lemonade adds support for Tesla FSD V14 Lite, expanding its Autonomous Car insurance to Teslas running HW3

  • Lemonade Expands Renters Insurance to Hawaii

  • Lemonade Rides Premium Growth, AI Strength and Better Margins

  • Lemonade Expands Renters Insurance to Alaska

  • Lemonade (NYSE:LMND) vs. Ategrity Specialty (NYSE:ASIC) Financial Analysis

  • Lemonade Continues U.S. Expansion With Launch of Pet Insurance in Kentucky

  • 2 Growth Stocks I Plan to Buy if the Stock Market Crashes

  • Lemonade Targets First EBITDA-Positive Quarter as CFO Tim Bixby Transitions to Board

  • 18,894 Shares in Lemonade, Inc. $LMND Purchased by Engineers Gate Manager LP

  • Tidal Investments LLC Sells 12,140 Shares of Lemonade, Inc. $LMND

  • Lemonade, Inc. (LMND) Presents at FT Partners FinTech Conference Transcript

  • These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar

  • Lemonade's Loss Ratio Improved to 60%, and Its Gross Profit Rose 76%. The Stock Is Still 49% Off Its High.

  • Berkshire Hathaway vs. Lemonade: Which Financial Stock Is a Better Buy in 2026?

  • Lemonade, Inc. (LMND) Presents at KBW Insurance Conference 2026 Transcript

  • Most Drivers Are Overpaying. Lemonade CEO Says Two-Thirds Subsidize the Highest-Mileage Third.

  • Lemonade Expands Renters Insurance to Kentucky