Lemonade, Inc.

LMND

LMNDLemonade, Inc. US flag

New York Stock Exchange

71.05

USD

-6.54

- -

5.46BMarket Cap

Income Statement (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	22	67	94	128	257	430	526	738
+ Sales & Services Revenue	22	67	94	128	257	430	526	738
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	51	110	127	214	261	231	291	364
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-51	-110	-127	-214	-261	-231	-291	-364
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	53	108	121	234	295	230	204	161
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	53	108	121	234	295	230	204	161
Pretax Income	-53	-108	-121	-234	-295	-230	-204	-161
- Income Tax Expense (Benefit)	- -	1	2	8	3	7	-2	5
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	-53	-108	-122	-241	-298	-237	-202	-166
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	-53	-108	-122	-241	-298	-237	-202	-166
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	-53	-108	-122	-241	-298	-237	-202	-166
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	-53	-108	-122	-241	-298	-237	-202	-166
EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
EBITA	- -	-1	-2	-4	-12	-20	-20	-15
Gross Margin (%)	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	-235.11	-161.22	-129.56	-187.93	-116.01	-55.12	-38.4	-22.43
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	- -	1	2	4	12	20	20	15
Basic Weighted Avg Shares	44	44	34	61	65	70	71	74
Basic EPS, GAAP	-1.21	-2.49	-3.63	-3.94	-4.59	-3.4	-2.85	-2.24
Basic EPS from Cont Ops	-1.21	-2.49	-3.63	-3.94	-4.59	-3.4	-2.85	-2.24
Diluted Weighted Avg Shares	44	44	34	61	65	70	71	74
Diluted EPS, GAAP	-1.21	-2.49	-3.63	-3.94	-4.59	-3.4	-2.85	-2.24
Diluted EPS from Cont Ops	-1.21	-2.49	-3.63	-3.94	-4.59	-3.4	-2.85	-2.24

Balance Sheet (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	111	331	577	1,072	1,033	938	1,011	1,108
+ Cash & Cash Equivalents	102	270	571	271	282	264	376	385
+ ST Investments	9	61	7	802	750	673	635	723
+ Accounts & Notes Receiv	38	75	140	231	362	383	479	568
+ Accounts Receivable, Net	38	74	135	217	336	360	472	556
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	5	14	26	23	8	12
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-149	-405	-718	-1,304	-1,395	-1,321	-1,490	-1,676
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip	- -	- -	- -	- -	- -	- -	- -	- -
- Accumulated Depreciation	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Investments & Receivables	9	61	7	802	750	673	635	723
+ LT Investments	9	61	7	802	750	673	635	723
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-9	-61	-7	-802	-750	-673	-635	-723
+ Total Intangible Assets	- -	1	1	1	52	42	33	27
+ Goodwill	- -	- -	- -	- -	19	19	19	19
+ Other Intangible Assets	- -	1	1	1	32	23	14	8
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-9	-61	-7	-802	-802	-715	-668	-750
Total Assets	154	414	829	1,510	1,691	1,633	1,849	1,926
+ Payables & Accruals	11	19	29	47	54	83	94	104
+ Accounts Payable	4	5	14	20	20	25	31	27
+ Accrued Taxes	1	4	4	10	15	20	19	22
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	6	11	12	18	19	38	44	54
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-11	-19	-29	-47	-54	-83	-94	-104
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-11	-19	-29	-47	-54	-83	-94	-104
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	- -	- -	22	35	43	107	182
+ LT Borrowings	- -	- -	- -	- -	- -	15	83	158
+ LT Finance Leases	- -	- -	- -	22	35	28	24	24
+ Other LT Liabilities	- -	- -	- -	-22	-35	-43	-107	-182
+ Accrued Liabilities	- -	- -	22	36	40	41	66	38
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	- -	-22	-59	-75	-84	-173	-220
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	233	597	288	522	824	924	1,256	1,392
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	11	16	860	1,554	1,754	1,814	1,898	1,992
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	11	16	860	1,554	1,754	1,814	1,898	1,992
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-90	-198	-321	-562	-860	-1,097	-1,299	-1,464
+ Other Equity	- -	- -	2	-3	-28	-9	-6	6
Equity Before Minority Interest	-79	-182	541	988	867	709	593	534
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	-79	-182	541	988	867	709	593	534
Total Liabilities & Equity	154	414	829	1,510	1,691	1,633	1,849	1,926
Shares Outstanding	55	55	57	62	69	70	73	76
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	22	35	28	24	24
Net Debt	-102	-270	-571	-271	-282	-250	-293	-227
Net Debt to Equity	129.2	147.95	-105.51	-27.38	-32.59	-35.21	-49.31	-42.52
Tangible Common Equity Ratio	-51.43	-44.26	65.26	65.41	49.74	41.91	30.87	26.68
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	-53	-108	-122	-241	-298	-237	-202	-166
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	2	5	26	50	87	89	90	90
+ Stock-Based Compensation	2	4	11	44	59	60	64	61
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	4	- -	- -
+ Other Non-Cash Adj	- -	1	16	6	28	26	25	29
+ Chg in Non-Cash Work Cap	10	25	4	47	48	29	101	58
+ (Inc) Dec in Accts Receiv	-29	-38	-63	-88	-96	-32	-122	-106
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-1	- -	-90	-58	-15	-32	-57	106
+ Inc (Dec) in Accts Payable	- -	-1	10	5	-13	4	4	-4
+ Inc (Dec) in Other	39	63	148	188	172	88	276	63
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	-41	-78	-92	-145	-163	-119	-11	-16
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	-3	-4	-9	-10	-9	-9	-9
+ Acq of Fixed Prod Assets	-1	-3	-4	-9	-10	-9	-9	-9
+ Acq of Intangible Assets	- -	-1	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	339	640	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	339	640	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	7	-51	54	-795	92	98	50	-80
+ Dec in LT Investment	21	22	72	47	362	493	414	425
+ Inc in LT Investment	-14	-73	-18	-843	-270	-395	-364	-504
+ Net Cash From Acq & Div	- -	- -	- -	- -	99	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	99	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	6	-54	50	-805	181	89	41	-89
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	- -	- -	- -	- -	- -	15	68	75
+ Cash From Debt	- -	- -	- -	- -	- -	19	96	133
+ Repayments of Debt	- -	- -	- -	- -	- -	-4	-28	-58
+ Other Financing Activities	120	300	2	9	4	- -	19	32
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	120	300	341	650	4	15	88	107
Effect of Foreign Exchange Rates	- -	- -	2	-1	-6	- -	-3	10
Net Changes in Cash	86	168	300	-300	22	-15	117	1
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow	-42	-81	-96	-154	-173	-128	-21	-26
Net Cash Paid for Acquisitions	- -	- -	- -	- -	-99	- -	- -	- -
Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Equity	- -	-81	-96	-154	-173	-113	48	49
Free Cash Flow per Basic Share	-0.95	-1.87	-2.86	-2.52	-2.67	-1.84	-0.29	-0.35
Price/Free Cash Flow	- -	- -	-47.22	-19.07	-5.81	-10.22	-1,302.56	-741.31
Cash Flow to Net Income	0.77	0.72	0.75	0.6	0.55	0.5	0.06	0.1
Capital Expenditures	-1	-3	-4	-9	-10	-9	-9	-9