Linea Directa Aseguradora S.A.

Linea Directa Aseguradora S.A.

LNDAF
Linea Directa Aseguradora S.A.US flagOther OTC
1.40
USD
- -
- -
1.52BMarket Cap
Linea Directa Aseguradora S.A.
LNDAF
(Other OTC)

Recent

price

1.40

P/E

ratio

- -

div

yld

- -

ROIC.AI

2020
2021
2022
2023
2024
2025
FRC
0.84
0.85
0.87
0.89
0.93
- -
Revenue per Share
0.12
0.1
0.06
- -
0.06
- -
Basic EPS, GAAP
-0.02
-0.01
-0.01
-0.02
-0.02
- -
Free Cash Flow per Basic Share
0.03
0.18
0.07
- -
0.03
- -
Dividend per Share
0.16
0.14
0.09
0.04
0.1
- -
Book Value per Share
0.42
0.33
0.25
0.26
0.29
- -
Tangible Book Value per Share
1,088
1,088
1,088
1,088
1,070
- -
Basic Weighted Avg Shares
913
923
942
967
998
1,086
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
Depreciation Expense
135
110
63
-4
64
86
Net Income, GAAP
24.93
24.14
24.46
- -
22.92
24.91
Effective Tax Rate (%)
14.77
11.93
6.7
-0.45
6.43
7.89
Profit Margin (%)
- -
- -
- -
- -
- -
- -
Working Capital
3
5
4
3
- -
- -
LT Debt
467
378
290
313
358
404
Total Equity
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
66.41
47.64
- -
85.78
72.33
Return on Capital (%)
- -
67.56
49.18
-6.17
87.43
72.33
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-1.43%
12.88%
Free Cash Flow
- -
18.03%
-46.7%
Net Income, GAAP
- -
-339.46%
33.47%
Sales/Revenue/Turnover
- -
3.57%
8.83%
Total Cash Common Dividend
- -
627.72%
50.05%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
998
2025
- -
- -
- -
- -
1,086
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.06
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.03
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Línea Directa Aseguradora, S.A. operates extensively in the insurance and reinsurance sector, primarily within Spain, leveraging a direct sales model through telephone and internet channels. The company offers a diverse portfolio of insurance solutions, encompassing motor coverage for cars, motorcycles, and professional vehicles, alongside comprehensive home policies. Additionally, its offerings include health insurance, now unified under the Línea Directa brand, complementing its range with products for pets, personal mobility, and protection against illegal occupation. The insurer also delivers a suite of related services such as vehicle repair and inspection, roadside assistance, and efficient claims management, extending to specialized household services. Established in 1995, Línea Directa pioneered the direct insurance model in the Spanish market, focusing on competitive pricing and a customer-centric approach. This strategy has led to consistent growth, with the company surpassing €1 billion in premium income for the first time by the close of 2024. Línea Directa targets a broad market including private individuals, self-employed professionals, and small and medium-sized enterprises (SMEs) across Spain. Recent strategic moves include a significant marketing campaign in November 2025, offering incentives for customer referrals, aiming to further expand its client base. The company continues its commitment to innovation, quality, and people-focused operations, with a dedicated leadership team. It became a publicly traded entity in 2021, evolving from its origins as a joint venture with Bankinter. Línea Directa operates its various insurance products under its main brand, and previously utilized brands like Vivaz for health insurance.

Company News

APIChatGPT
  • Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (LNDAF) Q1 2026 Earnings Call Transcript

  • Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (LNDAF) Q4 2025 Earnings Call Transcript

  • Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (LNDAF) Q3 2025 Earnings Call Transcript

  • Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (LNDAF) H1 2025 Earnings Call Transcript

  • Línea Directa Aseguradora, S.A., Insurance and Reinsurance Company (LNDAF) Q3 2024 Earnings Call Transcript

  • Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (LNDAF) Q1 2024 Earnings Call Transcript