Caisse Regionale de Credit Agricole Mutuel Brie Picardie Cert. Coop. d'invest.

Caisse Regionale de Credit Agricole Mutuel Brie Picardie Cert. Coop. d'invest.

27.71
EUR
-2.07
(-6.97%)
1.96BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
37.24
38.99
39.72
39.06
38.61
37.3
37.31
32.94
41.01
39.45
11.73
12.02
13.16
- -
Basic EPS, GAAP
10.31
12.98
12.53
10.89
12.1
12.2
11.49
8.2
14.01
11.27
3.7
3.74
4.49
- -
Free Cash Flow per Basic Share
-25.94
8.65
3.3
68.79
48.79
41.54
-36.33
48.94
103.6
-8.99
-22.84
-36.53
10.88
- -
Dividend per Share
2.74
2.84
2.84
2.89
2.91
1.71
1.1
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
176.75
188.62
198.73
206.69
242.67
244.39
260.78
258.85
301.29
277.63
92.59
100.84
111.28
116.44
Tangible Book Value per Share
176.57
188.42
198.53
206.49
242.47
244.18
260.72
258.81
301.25
277.6
92.58
100.84
111.27
116.43
Basic Weighted Avg Shares
15
15
15
15
16
16
16
16
15
17
54
53
54
54
Sales/Revenue/Turnover
571
596
609
602
601
580
583
517
634
656
630
640
710
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
10
11
11
11
13
13
16
18
21
21
20
20
21
- -
Net Income, GAAP
158
198
192
168
188
190
179
129
217
187
199
199
242
- -
Effective Tax Rate (%)
38.32
31.87
33.8
34.84
30.62
24.86
28.32
31.27
23.18
19.04
15.14
14.61
22.54
- -
Profit Margin (%)
27.69
33.28
31.54
27.89
31.34
32.7
30.79
24.9
34.17
28.58
31.58
31.12
34.09
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
867
918
679
864
1,441
1,074
1,094
348
1,069
780
976
605
695
874
Total Equity
2,712
2,883
3,046
3,185
3,775
3,798
4,074
4,066
4,657
4,616
4,977
5,376
6,007
6,245
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.09
5.37
5.1
4.32
4.06
3.76
3.57
2.69
4.27
3.37
3.52
3.34
3.82
- -
Return on Common Equity (%)
5.96
7.09
6.48
5.39
5.41
5.01
4.56
3.17
4.97
4.04
4.15
3.85
4.26
- -

Capital Structure

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
53
54
54
Market Capitalization
1,179
1,586
1,962

Working Capital

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
540
351
454
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.2%
8.24%
11.73%
Free Cash Flow
217.46%
129.63%
-130.18%
Net Income, GAAP
4.91%
16.49%
21.52%
Sales/Revenue/Turnover
1.9%
6.91%
10.95%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
640
2025
- -
- -
710
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
3.74
2025
- -
- -
4.49
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Laure Belluzzo
Full Time Employees
3,050
Sector
Finance
Industry
Regional banks
Address
500 rue Saint-Fuscien Amiens HF France 80000
IPO Date
May 17, 2005
Business
Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative (CRBP2.PA), a regional cooperative bank and member of the Crédit Agricole Group, provides a comprehensive range of banking, financial, and insurance products and services to individuals, farmers, professionals, businesses, and public authorities primarily in the French departments of Seine-et-Marne, Somme, and Oise. Its core offerings include limited savings products, savings booklets, term deposits, real estate investments, solidarity and socially responsible savings, stock market and financial investments, retirement savings solutions; bank accounts with related services such as debit and credit cards, mobile payments, e-documents, and magazines; life insurance, car and two-wheel vehicle insurance, personal insurance, borrower insurance, home insurance, and leisure/daily insurance; as well as mortgage loans, consumer credits, vehicle loans, and work credits. Founded in 2005 and headquartered at 500 Rue Saint-Fuscien, Amiens, France, the bank operates through a network of over 200 agencies, serving more than 1.1 million clients including 437,000 members, with the majority of profits reinvested in local regional projects under its mutualist model; it functions as a subsidiary of Crédit Agricole S.A. while maintaining governance through local caisses, Sacam Mutualisation, and cooperative certificates. Recent developments include the release of its 2025 interim financial report in September, reporting revenue of €394.2 million (up 11% from 1H 2024) and net income of €165.6 million (up 13%), alongside ongoing weekly share buyback programs executed throughout 2025 under regulatory conditions, and pillar 3 disclosures as of June 30, 2025, reflecting strengthened financial performance and capital management initiatives.