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Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt.

Caisse Regionale de Credit Agricole Mutuel d'Ille-et-Vilaine Cert.coop.d'invt.

111.30
EUR
+0.80
(+0.72%)
620.81MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
44.96
45.05
48.02
43.54
46.13
40.57
41.52
34.13
44.1
47.97
43.25
43.83
44.3
- -
Basic EPS, GAAP
11.65
12.77
14.53
10.74
11.95
10.27
10.38
3.44
10.17
12.22
10.04
10.67
10.84
- -
Free Cash Flow per Basic Share
-4.52
4.7
5.43
71.73
0.86
13.52
42.1
15.92
142.92
-36.83
-103.09
2.6
-23.97
- -
Dividend per Share
1.45
1.48
1.37
- -
1.72
1.81
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
211.7
224.02
237.15
247.43
261.39
294.55
313.34
308.06
348.95
343.79
371.21
401.99
449.51
449.51
Tangible Book Value per Share
211.18
223.49
236.64
246.85
260.8
293.97
313.33
308.06
348.95
343.79
371.21
401.99
449.51
449.51
Basic Weighted Avg Shares
6
6
6
6
6
6
6
6
6
6
6
6
6
7
Sales/Revenue/Turnover
272
272
290
263
279
246
251
207
267
289
261
264
267
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
6
6
7
7
8
12
11
10
10
9
10
10
- -
Net Income, GAAP
70
77
88
65
72
62
63
21
62
74
61
64
65
- -
Effective Tax Rate (%)
36.56
30.99
32.88
33.86
31.72
22.84
23.7
32.65
24.3
15.45
9.97
7.44
7.1
- -
Profit Margin (%)
25.92
28.33
30.25
24.67
25.91
25.31
25.01
10.08
23.06
25.48
23.22
24.35
24.48
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
131
42
44
13
29
186
147
99
82
84
39
54
51
51
Total Equity
1,279
1,353
1,433
1,495
1,581
1,783
1,897
1,864
2,111
2,075
2,239
2,424
2,709
2,709
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.83
5.5
6.11
4.35
4.64
3.47
3.13
1.04
2.96
3.39
2.73
2.71
2.5
- -
Return on Common Equity (%)
5.65
5.86
6.3
4.43
4.7
3.7
3.42
1.11
3.09
3.52
2.81
2.76
2.55
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
413
464
621

Working Capital

EUR

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
551
326
445
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.7%
7.89%
11.78%
Free Cash Flow
248.09%
-54.14%
-1,019.88%
Net Income, GAAP
11.09%
41.06%
1.56%
Sales/Revenue/Turnover
-0.06%
6.03%
1.03%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
261
2024
- -
- -
264
2025
- -
- -
267

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
10.04
2024
- -
- -
10.67
2025
- -
- -
10.84

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Jean-Yves Carillet
Full Time Employees
1,496
Sector
Finance
Industry
Regional banks
Address
4, rue Louis Braille Rennes BRE France 35136
IPO Date
Jun 18, 1991
Website
ca-illeetvilaine.fr
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Business
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (CIV.PA) operates as a regional cooperative bank in France, providing a comprehensive range of banking and financial services to individuals, businesses, professionals, and associations primarily in the Ille-et-Vilaine department of Brittany. The company offers bank accounts and related services; bank cards; savings products; life insurance; stock market and financial investments; responsible investments; retirement savings; real estate investments; and insurance products covering home, car, two-wheelers, health and welfare, leisure, daily life, and borrower protection; as well as real estate loans, vehicle loans, consumer credits, and work credits. Founded in 1993 and headquartered in Rennes, France, it functions as a société coopérative à capital variable within the Crédit Agricole Group, authorized to issue Certificats Coopératifs d'Investissement (CCI) listed on Euronext Paris, which provide holders with rights to a share of net assets and dividends but no voting rights, and maintains a network of over 120 agencies. In recent developments, the company reported earnings results for the half-year ended June 30, 2025, reflecting ongoing operational stability amid its cooperative structure, while benefiting from broader Crédit Agricole Group initiatives such as the finalization of a strategic partnership with Crelan in October 2025, involving a 9.9% minority stake acquisition to enhance asset management, private banking, and leasing collaborations, though executed at the group level.