Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cert.Coop.d'Invest.

Caisse Regionale de Credit Agricole Mutuel de Paris et d'Ile-de-France Cert.Coop.d'Invest.

84.08
EUR
-2.75
(-3.17%)
3.42BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
32.78
33.48
34.47
33.4
34.49
35.19
35.44
32.24
36.52
38.38
34.6
32.23
35.12
- -
Basic EPS, GAAP
9.35
10.1
9.64
8.81
9.02
9.88
10.5
7.56
11.83
13.23
8.77
6.91
8.49
- -
Free Cash Flow per Basic Share
42.9
12.35
-1.34
71.4
9.54
36.04
21.72
75.94
87.81
-83.55
-30.59
-54.09
10.02
- -
Dividend per Share
1.09
1.15
1.25
1.25
1.25
1.25
1.58
1.11
0.66
0.9
1.07
- -
- -
- -
Book Value per Share
153.02
162.33
176.26
184.13
195.61
212.99
232.19
230.81
258.35
263.07
278.38
295.28
321.58
332.07
Tangible Book Value per Share
151.62
160.92
175.04
182.88
194.84
212.29
232.13
230.75
258.32
263.05
278.36
295.27
321.57
332.06
Basic Weighted Avg Shares
28
28
28
28
28
28
28
28
28
28
28
28
28
28
Sales/Revenue/Turnover
933
952
979
948
979
999
999
903
1,023
1,073
963
895
977
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
37
37
37
34
50
31
45
51
50
47
46
44
43
- -
Net Income, GAAP
266
287
274
250
256
280
296
212
331
370
244
192
236
- -
Effective Tax Rate (%)
36.67
34.52
34.3
33.67
33.51
28.42
28.81
32.71
24.4
19.49
19.13
17.42
17.93
- -
Profit Margin (%)
28.52
30.18
27.97
26.39
26.16
28.07
29.62
23.45
32.38
34.46
25.35
21.44
24.19
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
690
784
143
88
299
865
879
395
563
462
306
442
482
544
Total Equity
4,366
4,625
5,017
5,236
5,552
6,045
6,545
6,467
7,235
7,355
7,751
8,199
8,951
9,234
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.07
5.47
5.17
4.76
4.58
4.39
4.13
2.97
4.52
4.74
3.08
2.3
2.61
- -
Return on Common Equity (%)
6.29
6.4
5.69
4.89
4.75
4.84
4.7
3.26
4.83
5.07
3.23
2.41
2.76
- -

Capital Structure

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
28
28
28
Market Capitalization
2,041
3,309
3,417

Working Capital

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
86
176
79
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.02%
6.77%
9.17%
Free Cash Flow
-530.16%
-57.04%
-118.55%
Net Income, GAAP
1.6%
7.14%
23.11%
Sales/Revenue/Turnover
0.25%
1.99%
9.13%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
895
2025
- -
- -
977
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
6.91
2025
- -
- -
8.49
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Michel Ganzin
Full Time Employees
3,959
Sector
Finance
Industry
Regional banks
Address
26 quai de la Râpée Paris IF France 75012
IPO Date
Mar 2, 1988
Business
Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France (CAF.PA) operates as a regional mutual bank within the Crédit Agricole group, providing retail banking, corporate banking, insurance, and asset management services primarily to individuals, farmers, small businesses, and local enterprises in the Paris and Ile-de-France region of France. The company offers a comprehensive range of products and services, including deposit accounts such as savings accounts, term deposits, and current accounts; consumer loans, mortgage loans, and agricultural financing; payment services like credit and debit cards, online banking platforms, and mobile payment solutions; insurance products encompassing life, health, property, and casualty coverage through its Caisses d'Epargne et de Prévoyance partnerships; and wealth management services featuring investment funds, retirement plans, and private banking advisory. Headquartered in Paris, France, and founded in 1894 as part of the Crédit Agricole cooperative network, it maintains a dense network of branches across the Ile-de-France region, serving over 1 million clients with a focus on sustainable finance and digital transformation initiatives. In recent developments, the company has expanded its digital offerings with the launch of enhanced mobile banking apps and contactless payment solutions in 2024, aligning with Crédit Agricole group's broader push toward fintech integration. It formed strategic partnerships with local authorities and startups for green financing programs targeting renewable energy projects in the Paris region during 2025, supporting France's energy transition goals. Additionally, Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France participated in a group-wide acquisition of a digital insurance platform in late 2024, bolstering its insurtech capabilities and client retention strategies.