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Caisse Regionale de Credit Agricole Mutuel Atlantique Vendee Cert.Coop.d'Inv.

Caisse Regionale de Credit Agricole Mutuel Atlantique Vendee Cert.Coop.d'Inv.

110.00
EUR
-1.54
(-1.38%)
1.09BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
64.09
58.13
63.07
59.1
58.66
58.2
59.62
51.14
61.07
66.82
55.95
57.62
58.55
- -
Basic EPS, GAAP
17
16.08
17.69
15.38
14.63
16.64
15.22
7.12
15.35
17.99
11.7
11.59
11.58
- -
Free Cash Flow per Basic Share
-4.04
3.4
10.3
99.5
45.93
-41.96
73.15
64.26
162.91
-15.03
-116.48
36.78
-74.84
- -
Dividend per Share
2.46
2.14
2.12
2.35
2.36
2.31
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
286.24
303.04
321.59
337.04
395.84
399.92
426.75
424.93
482.58
480.26
507.05
539.91
591.66
610.09
Tangible Book Value per Share
286.24
303.04
321.58
337.02
395.81
399.9
426.12
424.31
481.97
479.65
506.41
539.15
590.9
609.34
Basic Weighted Avg Shares
7
7
7
7
7
7
7
7
7
7
7
7
7
7
Sales/Revenue/Turnover
474
430
467
438
434
431
441
378
451
494
413
425
432
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
9
9
9
9
11
14
14
20
19
20
21
22
22
- -
Net Income, GAAP
126
119
131
114
108
123
113
53
113
133
86
86
85
- -
Effective Tax Rate (%)
36.17
32.81
33.22
30.06
27.12
26.75
25.47
37.72
24.42
17.61
7.33
4.79
9.93
- -
Profit Margin (%)
26.53
27.66
28.04
26.03
24.93
28.58
25.53
13.91
25.14
26.93
20.91
20.12
19.78
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
604
758
457
512
792
814
641
571
426
601
437
363
318
213
Total Equity
2,119
2,244
2,380
2,496
2,930
2,958
3,156
3,141
3,566
3,547
3,745
3,986
4,367
4,503
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.34
4.16
4.48
3.9
3.22
3.28
2.97
1.4
2.95
3.26
2.07
2.01
1.89
- -
Return on Common Equity (%)
6.11
5.46
5.66
4.67
3.99
4.18
3.68
1.67
3.38
3.74
2.37
2.21
2.05
- -

Capital Structure

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
738
1,042
1,090

Working Capital

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
67
87
98
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.4%
6.91%
9.56%
Free Cash Flow
61.94%
56.81%
-303.43%
Net Income, GAAP
3.07%
19.36%
-0.13%
Sales/Revenue/Turnover
-0.27%
3.4%
1.58%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
425
2025
- -
- -
432
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
11.59
2025
- -
- -
11.58
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Nicole Gourmelon
Full Time Employees
2,388
Sector
Finance
Industry
Regional banks
Address
La Garde - Route de Paris Nantes PL France 44949
IPO Date
Jul 15, 2002
Website
ca-atlantique-vendee.fr
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Business
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée SC (CRAV.PA) operates as a regional cooperative bank in France, providing a comprehensive range of banking, lending, savings, and insurance products and services to individuals, professionals, enterprises, and associations; these include accounts and card services, real estate loans, personal loans, credit consolidation, student loans, work loans, housing transition loans, vehicle loans, revolving credit, various savings products, life insurance, home insurance, car and 2-wheeler insurance, health and welfare insurance, leisure and daily insurance, borrower insurance, real estate investment solutions, cash management, collection and payment services, funding, trade and export financing, international solutions, financial engineering, asset management, leasing, and retirement savings solutions. The bank maintains a network of over 60 local branches and 160 agencies primarily in the Pays de la Loire region, including departments such as Vendée and Loire-Atlantique, serving local customers with a focus on retail, professional, and small business segments as part of the broader Crédit Agricole Group. Founded in 2001 and headquartered at La Garde, Route de Paris, Nantes, France, the institution employs approximately 2,250 people and issues Certificats Coopératifs d'Investissement (CCI) listed on Euronext Paris, which provide holders with shares of net assets and dividends without voting rights. In recent developments, the bank sustains steady financial performance amid a stable share price volatility profile and reports trailing twelve-month revenue of €413.30 million and net earnings of €80.56 million as of mid-2025, while adjusting its dividend payout to €3.53 per share in line with ongoing profitability amid French banking sector dynamics.