Hypothekarbank Lenzburg AG

Hypothekarbank Lenzburg AG

4,160.00
CHF
0.00
(0.00%)
294.57MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
976.95
957.01
995.83
1,005.97
1,082.26
1,088.01
1,153.56
1,209.6
1,297
1,261.04
1,618.42
1,659.11
1,959.06
- -
Basic EPS, GAAP
297
294.39
295.25
300.38
306.64
289.36
292.33
252.06
254.27
259.41
294.74
284.92
279.06
- -
Free Cash Flow per Basic Share
157.67
2,066.47
- -
- -
- -
- -
- -
- -
- -
- -
- -
-2,563.02
11,837.63
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
5,654.32
5,859.54
6,050.17
6,249.91
6,506.87
6,646.49
6,798.17
6,937.82
7,079.9
7,222.53
7,407.31
8,205.18
8,396.95
8,395.68
Tangible Book Value per Share
5,654.32
5,859.54
6,050.17
6,249.91
6,506.87
6,646.49
6,798.17
6,937.82
7,079.9
7,222.53
7,407.31
8,205.18
8,396.95
8,395.68
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
70
69
72
72
78
78
83
87
93
91
116
119
141
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
8
6
5
6
9
10
13
14
4
7
10
16
- -
Net Income, GAAP
21
21
21
22
22
21
21
18
18
19
21
20
20
- -
Effective Tax Rate (%)
19.07
18.32
16.87
16.33
16.15
16.57
16.24
13.27
15.98
13.91
13.5
10.37
11.22
- -
Profit Margin (%)
30.4
30.76
29.65
29.86
28.33
26.6
25.34
20.84
19.6
20.57
18.21
17.17
14.24
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
716
759
681
790
774
830
798
842
818
852
855
965
1,104
1,085
Total Equity
407
422
436
450
464
474
488
498
509
519
532
589
603
603
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.87
1.84
1.85
1.84
1.78
1.64
1.63
1.38
1.37
1.38
1.53
1.39
1.23
- -
Return on Common Equity (%)
5.35
5.11
4.96
4.88
4.83
4.44
4.38
3.67
3.62
3.62
4.02
3.65
3.36
- -

Capital Structure

CHF

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
- -
Market Capitalization
- -
286
295

Working Capital

CHF

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,382
1,892
1,734
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CHF

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.34%
3.95%
2.34%
Free Cash Flow
- -
- -
-561.75%
Net Income, GAAP
-0.37%
2.24%
-2.08%
Sales/Revenue/Turnover
7.3%
10.68%
18.05%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
119
2025
- -
- -
141
2026
- -
- -
- -

Semi-annual Earnings Per Share

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
284.92
2025
- -
- -
279.06
2026
- -
- -
- -

Semi-annual Dividends Per Share

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Silvan Hilfiker
Full Time Employees
502
Sector
Finance
Industry
Regional banks
Address
Bahnhofstrasse 2 Lenzburg AG Switzerland 5600
IPO Date
Aug 2, 1996
Website
hbl.ch
Business
Hypothekarbank Lenzburg AG operates as a universal bank in Switzerland, providing a comprehensive range of retail and corporate banking products and services including savings accounts such as youth, extra, and capital deposit accounts; current, rent, euro company, and crypto company accounts; safe deposit boxes; real estate financing and mortgages; personal and commercial loans; credit, debit, and travel cards; investment products; pension solutions; asset management; financial planning and consulting; e-banking and mobile banking; instant payments; foreign currency services; and Banking-as-a-Service (BaaS) offerings through HBL Solutions. The bank, founded in 1868 and headquartered in Lenzburg at Bahnhofstrasse 2, primarily serves private customers and companies throughout Switzerland with a focus on mortgage finance, housing construction, commercial, industrial, and residential properties. In recent developments, Hypothekarbank Lenzburg acquired a 9.9% minority stake in Hamburg-based Sutor Bank in January 2025 to expand fintech collaboration and grow BaaS offerings; completed the acquisition of Swiss Bankers Prepaid Services AG in 2024; launched Switzerland's first Open Banking Framework API platform in 2024 for fintech data access; and introduced multibanking services as a first-mover while enhancing digital features like Anlagepro investment savings from 100 CHF, youth accounts, and pillar 3a pensions with gold shares.