1. Iceland Stocks

  2. •

    Finance

  3. •

    Major banks
Arion Banki hf

Arion Banki hf

14.42
SEK
+3.47
(+31.65%)
Oct 28Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
25.73
29.09
27.51
23.66
24.81
26.08
29.57
36.17
38.3
46.1
48.6
58.47
58.43
Basic EPS, GAAP
14.67
21.53
10.85
7.13
3.83
0.6
7.17
17.78
17.23
17.62
18.13
21.83
- -
Free Cash Flow per Basic Share
0.47
18
7.79
29.81
-14.12
-7.01
-33.26
39.08
37.59
-8.41
15.72
25.09
- -
Dividend per Share
4.01
6.57
- -
- -
8.7
4.96
- -
1.78
14.93
8.45
9.07
11.49
11.33
Book Value per Share
79.55
95.43
104.55
111.68
109.55
105.89
120.81
126.45
126.61
136.07
144.76
155.54
153.63
Tangible Book Value per Share
74.8
90.83
99.08
104.82
106.06
101.22
114.88
120.28
120.68
130.56
139.38
150.15
148.27
Basic Weighted Avg Shares
1,949
1,949
1,949
2,020
1,860
1,827
1,740
1,609
1,506
1,462
1,440
1,403
1,391
Sales/Revenue/Turnover
50,151
56,704
53,638
47,790
46,139
47,646
51,458
58,203
57,675
67,386
70,001
82,040
81,278
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,034
1,656
1,842
1,288
1,321
1,546
1,592
1,924
1,719
1,886
1,697
1,661
- -
Net Income, GAAP
28,594
41,968
21,147
14,400
7,116
1,096
12,476
28,605
25,945
25,755
26,111
30,626
- -
Effective Tax Rate (%)
17.7
5.98
23.37
28.26
31.17
20.9
16.17
19.95
33.87
27.15
25.43
27.69
- -
Profit Margin (%)
57.02
74.01
39.43
30.13
15.42
2.3
24.25
49.15
44.98
38.22
37.3
37.33
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
232,219
266,423
339,476
384,998
424,314
325,742
335,794
392,603
440,864
462,813
478,691
539,208
567,486
Total Equity
162,212
201,894
211,384
225,734
200,859
189,825
197,845
194,598
187,956
199,301
207,086
217,391
210,354
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
7.94
4.03
2.48
1.04
0.19
2.38
5.1
4.27
3.99
3.87
3.99
- -
Return on Common Equity (%)
- -
23.74
10.47
6.59
3.34
0.56
6.44
14.61
13.61
13.34
12.88
14.45
- -

Capital Structure

ISK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,397
1,379
1,369
Market Capitalization
- -
- -
- -

Working Capital

ISK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
150,111
109,583
114,477
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

ISK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.91%
1.98%
4.98%
Free Cash Flow
-17.2%
-113.81%
55.46%
Net Income, GAAP
95.95%
27.58%
17.29%
Sales/Revenue/Turnover
4.16%
10.02%
17.2%
Total Cash Common Dividend
- -
- -
23.4%

Quarterly Revenue

ISK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15,258
17,666
18,159
18,918
70,001
2025
19,899
22,220
19,794
20,127
82,040
2026
20,444
20,913
- -
- -
- -

Quarterly Earnings Per Share

ISK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.04
3.82
5.57
5.48
18.13
2025
4.54
6.52
- -
4.38
21.83
2026
5.28
5.86
- -
- -
- -

Quarterly Dividends Per Share

ISK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8.93
- -
- -
- -
9.07
2025
11.39
- -
- -
- -
11.49
2026
11.38
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Benedikt Gíslason
Full Time Employees
901
Sector
Finance
Industry
Major banks
Address
Borgartún 19 Reykjavík GR Iceland 105
IPO Date
Jun 15, 2018
Website
arionbanki.is
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Business
Arion banki hf. (ARION-SDB.ST) is an Iceland-based universal bank that provides comprehensive financial services to companies, institutional investors, individuals and households; its core offerings span retail banking including deposit accounts, savings accounts, mortgages and payment solutions; corporate and investment banking encompassing guarantees, loans, value-added digital services and comprehensive financial solutions for domestic and international clients; capital markets and treasury services; asset management through its wholly-owned subsidiary Stefnir hf.; and wealth management for private banking clients. The bank operates exclusively in Iceland, where it holds a leading position with approximately 29% market share, and targets retail customers, corporates and institutional investors primarily within the Icelandic market. Founded in 2008 and headquartered at Borgartúni 19 in Reykjavik, the bank recently signed a letter of intent on July 6, 2025, for a proposed merger with Kvika bank hf.; issued EUR 300 million in senior preferred notes; launched a share buy-back program authorized in April 2025; entered market making agreements for its covered bonds with Íslandsbanki, Kvika and Landsbankinn; and conducted multiple covered bond auctions and exchange offers including one on October 1, 2025.