1. United Kingdom Stocks

  2. •

    Technology services

  3. •

    Packaged software
Alfa Financial Software Holdings Plc

Alfa Financial Software Holdings Plc

LLSE:ALFA
176.20
GBX
+4.40
(+2.56%)
62.77BMarket Cap
Mar 18Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
0.14
0.18
0.24
0.31
0.25
0.22
0.27
0.28
0.31
0.35
0.37
0.43
- -
Basic EPS, GAAP
- -
0.04
0.05
0.03
0.09
0.06
0.04
0.07
0.06
0.08
0.08
0.09
0.1
- -
Free Cash Flow per Basic Share
- -
0.06
0.05
0.1
0.07
0.05
0.05
0.08
0.09
0.08
0.1
0.08
0.11
- -
Dividend per Share
- -
- -
- -
- -
0.21
- -
- -
0.15
0.11
0.08
0.07
0.07
0.09
- -
Book Value per Share
0.06
0.1
0.15
0.28
0.18
0.24
0.27
0.2
0.14
0.14
0.14
0.16
0.17
0.17
Tangible Book Value per Share
-0.02
0.02
0.07
0.2
0.1
0.16
0.18
0.11
0.05
0.05
0.04
0.04
0.05
0.05
Basic Weighted Avg Shares
300
300
300
300
283
286
291
294
297
296
294
295
296
296
Sales/Revenue/Turnover
- -
43
54
73
88
71
64
79
83
93
102
110
127
- -
Operating Margin (%)
- -
41.83
41.94
22.64
39.79
30.77
21.68
30.29
29.69
31.73
29.51
31.21
31.65
- -
Depreciation Expense
- -
- -
- -
- -
- -
1
3
3
3
3
3
3
3
- -
Net Income, GAAP
- -
11
15
8
26
18
10
20
19
25
24
26
30
- -
Effective Tax Rate (%)
- -
22.12
19.56
42.47
23.61
19.18
21.68
12.5
19.33
15.22
20.61
24.93
24.94
- -
Profit Margin (%)
- -
26.03
27.13
10.74
29.47
25.55
15.79
25.73
23.08
26.26
23.04
23.29
23.76
- -
Working Capital
5
19
28
32
28
46
55
33
16
13
12
14
17
17
LT Debt
- -
- -
- -
- -
- -
- -
17
16
15
8
7
9
8
8
Total Equity
30
44
63
85
54
73
82
60
43
42
42
46
52
52
Return on Invested Capital (%)
- -
36.28
32.89
12.55
35.46
27.11
11.94
22.49
27.26
42.57
46.22
48.72
51.67
- -
Return on Capital (%)
- -
22.46
20.4
7.95
37.29
28.57
12.45
23.46
28.72
44.74
47.09
49.43
52.58
- -
Return on Common Equity (%)
- -
46.73
39.54
12.2
37.29
28.57
13.12
28.48
37.07
57.38
55.95
58.05
61.49
- -

Capital Structure

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
1
1
LT Borrowings
- -
- -
- -
LT Finance Leases
9
9
8
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
295
296
296
Market Capitalization
633
666
628

Working Capital

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
42
48
46
Cash, Cash Equivalents & STI
21
24
26
Accounts Receivable, Net
9
9
9
Inventories
- -
- -
- -
Total Current Liabilities
28
30
29
Payables & Accruals
- -
- -
- -
ST Debt
- -
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
11.9%
Free Cash Flow
14.4%
7.2%
39.47%
Net Income, GAAP
25.26%
8.92%
17.58%
Sales/Revenue/Turnover
9.94%
9.99%
15.29%
Total Cash Common Dividend
- -
-7.96%
17.65%

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
102
2024
- -
- -
110
2025
- -
- -
127

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.08
2024
- -
- -
0.09
2025
- -
- -
0.1

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.07
2024
- -
- -
0.07
2025
- -
- -
0.09

Company Description

Company Profile APIChatGPT
CEO
Andrew Warren Denton
Full Time Employees
527
Sector
Technology services
Industry
Packaged software
Address
Moor Place London GL United Kingdom EC2Y 9DT
IPO Date
May 26, 2017
Website
alfasystems.com
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Business
Alfa Financial Software Holdings PLC is a UK-based developer specializing in comprehensive software platforms and services for the global asset finance sector. The company delivers its advanced solutions and expert consultancy to automotive and equipment finance providers across the United Kingdom, North America, Europe, Australasia, and Africa. At its core is Alfa Systems 6, a cloud-native, end-to-end platform engineered to manage both retail and corporate operations, encompassing everything from point of sale and originations to contract lifecycle management, including leases, loans, servicing, and remarketing. Alfa's offerings are structured around subscription services, software engineering, and implementation delivery. The company is strategically shifting towards a subscription-first model, with nearly all new clients opting for its Alfa Cloud hosting services, providing a modern, single-tenant SaaS experience. Significant recent developments include the launch of Alfa Systems 6 in late 2023, introducing new modules and expanding capabilities, particularly in US auto originations, fleet, and commercial finance. The integration of AI innovation, including intelligent workflow and predictive analytics, further enhances the product's capabilities. Founded in 1990 and headquartered in London, Alfa Financial Software Holdings PLC has established itself as a critical technology partner, helping clients manage complex projects and diversify their business with a market-leading product and a strong track record of delivery.