Amigo Holdings PLC, through its subsidiaries including Amigo Loans Ltd and Amigo Management Services Ltd, formerly operates as a provider of guarantor loans and unsecured personal loans in the United Kingdom; its core offerings encompassed mid-cost guarantor loans up to £10,000 at 49.9% APR with payments guaranteed by a borrower's family or friends under the Amigo Loans brand from 2005 to 2020, and unsecured loans under the RewardRate brand launched in October 2022 targeting subprime borrowers unable to access traditional credit. The company, founded in 2005 and listed on the London Stock Exchange (AMGO.L), maintains its registered office at 71-75 Shelton Street, Covent Garden, London WC2H 9JQ, United Kingdom, following a relocation from Bournemouth in July 2024 amid operational downsizing; it serves exclusively the UK market within the credit services segment of financial services. In March 2023, Amigo ceased originating new loans and initiated an orderly solvent wind-down of its legacy lending business under a court-approved Scheme of Arrangement, with ongoing runoff of its back book directing net proceeds to creditors; recent developments include the early redemption at par of £184.1 million of funding in 2024, office closure and staff reduction to 133 employees, a November 2025 issuance of 57,035,200 new ordinary shares as fee shares at 0.3507 pence per share, and November 2025 clarification on major shareholdings.