Arbuthnot Banking Group PLC

Arbuthnot Banking Group PLC

825.00
GBX
+22.50
(+2.80%)
14.36BMarket Cap
Apr 01Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.55
6
2.35
3.03
3.88
4.83
5.11
4.86
8.51
11.45
14.56
14.67
14.84
- -
Basic EPS, GAAP
0.52
0.57
0.86
11.27
0.44
-1.35
0.41
-0.09
0.45
1.1
2.23
1.52
1.09
- -
Free Cash Flow per Basic Share
-2.37
-11.31
15.47
-2.77
9.99
9.78
-1.43
18.82
13.83
7.09
38.4
20.91
37.87
- -
Dividend per Share
0.59
0.5
0.69
3.88
0.32
0.34
0.36
- -
0.37
0.39
0.43
0.67
0.51
- -
Book Value per Share
4.47
7.63
8.3
15.74
15.88
13.16
13.86
12.92
13.37
14.11
15.47
16.36
16.94
16.94
Tangible Book Value per Share
3.59
6.86
7.57
15.17
14.8
12.05
12.52
11.34
11.38
11.94
13.66
14.48
14.89
14.89
Basic Weighted Avg Shares
15
15
15
15
15
15
15
15
15
15
16
16
16
16
Sales/Revenue/Turnover
100
92
35
45
58
72
77
73
128
172
231
239
242
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
4
2
1
2
3
3
3
4
8
7
10
12
11
- -
Net Income, GAAP
8
9
13
166
7
-20
6
-1
7
16
35
25
18
- -
Effective Tax Rate (%)
26.72
24.72
- -
402.23
17.68
16.53
11.91
- -
- -
17.75
24.91
29.17
26.36
- -
Profit Margin (%)
7.92
9.42
36.81
372.36
11.32
-27.87
8.07
-1.82
5.31
9.57
15.3
10.38
7.36
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
12
11
11
13
13
13
57
56
58
45
91
93
97
97
Total Equity
87
174
191
234
236
196
208
194
201
212
252
267
276
276
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.83
0.18
- -
46.62
2.63
-8.73
2.6
- -
- -
6.37
11.77
7.06
4.86
- -
Return on Common Equity (%)
13.34
9.59
10.74
92.85
2.77
-9.27
3.06
-0.66
3.44
7.97
15.24
9.57
6.56
- -

Capital Structure

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
16
16
16
Market Capitalization
144
155
144

Working Capital

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
912
769
438
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.31%
7.49%
3.54%
Free Cash Flow
-168.17%
86.83%
81.12%
Net Income, GAAP
3.99%
-82.01%
-28.34%
Sales/Revenue/Turnover
23.35%
29.72%
1.11%
Total Cash Common Dividend
- -
- -
-23.87%

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
231
2024
- -
- -
239
2025
- -
- -
242

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
2.23
2024
- -
- -
1.52
2025
- -
- -
1.09

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.43
2024
- -
- -
0.67
2025
- -
- -
0.51

Company Description

CEO
Henry Angest
Full Time Employees
890
Sector
Finance
Industry
Financial conglomerates
Address
Arbuthnot House London GL United Kingdom EC2M 7EA
IPO Date
Jun 27, 2005
Business
Arbuthnot Banking Group PLC provides private and commercial banking, wealth management, and specialist lending services primarily in the United Kingdom. The company operates through segments including Banking, which offers current and deposit accounts, loans, overdrafts, guarantees, charge cards, foreign exchange, mortgage portfolio services, and bespoke commercial banking; Wealth Management, encompassing financial planning, investment and asset management; Renaissance Asset Finance (RAF), specializing in asset finance for high-value cars and business assets; Arbuthnot Commercial Asset Based Lending (ACABL), providing secured finance on invoices, assets, and stock; Asset Alliance Group (AAG), delivering commercial vehicle finance in truck, trailer, bus, and coach markets; and other divisions offering deposits via internet platforms and specialist property finance. Founded in 1833 and headquartered at 7 Wilson Street in London, Arbuthnot Banking Group maintains offices across the UK including Gatwick, Manchester, Exeter, and Bristol, serving professional, entrepreneurial, and high-net-worth clients with a relationship-led approach. Recent developments include strong growth in funds under management and administration to £2.5 billion as of September 2025, up 24% year-over-year, driven by over 1,200 new banking clients onboarded in 2024 and a 51% increase in Wealth Planning clients; deposit balances rising 17% year-on-year to £4.257 billion by April 2025, reflecting robust inflows from new and existing clients; and sustained strategic focus on specialist lending amid economic uncertainty, with AAG originating £41 million in bus and coach assets in early 2025 and ACABL's block discounting business expanding 16% in the period despite a 6% overall loan book contraction. In 2024, the group launched a Direct Gilt Service for wealth management clients to enable direct access to UK government bonds, enhancing fixed-income offerings.