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    Finance/Rental/Leasing
ASA International Group PLC

ASA International Group PLC

LLSE:ASAI
248.00
GBX
+2.00
(+0.81%)
23.57BMarket Cap
Apr 27Next Earn
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.58
0.74
0.92
1.18
1.4
1.13
1.55
1.46
1.46
1.87
2.57
- -
Basic EPS, GAAP
0.15
0.15
0.29
0.24
0.34
-0.01
0.09
0.18
0.09
0.29
0.57
- -
Free Cash Flow per Basic Share
-0.25
-0.46
-0.86
-0.44
-0.29
-0.09
0.15
0.37
-0.24
-0.3
-0.61
- -
Dividend per Share
- -
0.05
0.05
0.09
0.07
- -
- -
- -
- -
0.03
0.09
- -
Book Value per Share
0.6
0.65
0.82
0.86
1.08
1.05
1.04
0.9
0.78
1
1.68
1.98
Tangible Book Value per Share
0.6
0.65
0.82
0.86
1.08
1.05
1.03
0.85
0.71
0.89
1.52
1.84
Basic Weighted Avg Shares
100
100
100
100
100
100
100
100
100
100
100
100
Sales/Revenue/Turnover
58
74
92
118
140
113
155
146
146
187
257
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
6
6
6
6
5
6
8
- -
Net Income, GAAP
15
15
29
24
34
-1
9
18
9
29
57
- -
Effective Tax Rate (%)
36.36
42.01
32.44
45.27
36.51
154.11
75.27
61.35
72.8
55.09
45.6
- -
Profit Margin (%)
25.82
20.64
31.63
20.24
24.23
-0.64
5.68
12.22
6.3
15.65
22.22
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
87
137
270
280
327
346
322
264
277
325
429
438
Total Equity
62
67
83
89
111
107
103
90
77
96
162
193
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
8.51
10.29
6.51
8.31
-0.01
2.55
4.59
2.73
7.74
11.4
- -
Return on Common Equity (%)
- -
24.36
39.52
28.52
34.97
-0.68
8.43
18.5
10.98
33.16
43.46
- -

Capital Structure

USD

•

in mil. unless spec.
Jun'24
Dec'24
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
100
98
98
Market Capitalization
105
104
313

Working Capital

USD

•

in mil. unless spec.
Jun'24
Dec'24
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
93
80
148
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.2%
12.48%
67.73%
Free Cash Flow
-12.52%
-28.52%
104.28%
Net Income, GAAP
-93.75%
-190.49%
95.19%
Sales/Revenue/Turnover
17.69%
19.43%
37.55%
Total Cash Common Dividend
- -
- -
195.66%

Semi-annual Revenue

USD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
187
2025
- -
- -
257
2026
- -
- -
- -

Semi-annual Earnings Per Share

USD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.29
2025
- -
- -
0.57
2026
- -
- -
- -

Semi-annual Dividends Per Share

USD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.03
2025
- -
- -
0.09
2026
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Rob Keijsers
Full Time Employees
15,226
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Rembrandt Tower Mohammadpur DA Bangladesh 1096 HA
IPO Date
Jul 13, 2018
Website
asa-international.com
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Business
ASA International Group PLC is a UK-based global microfinance institution specializing in providing collateral-free small loans and socially responsible financial services to low-income female micro-entrepreneurs primarily across Asia and Africa. Its product portfolio includes small enterprise loans, weekly loans, education loans, asset financing loans, savings accounts, fixed-term deposits, and long-term savings accounts aimed at supporting business growth and financial inclusion for underserved populations. The company operates in 12 countries including India, Pakistan, Sri Lanka, the Philippines, Myanmar, Tanzania, Uganda, Kenya, Rwanda, Nigeria, Sierra Leone, and Ghana, managing a network of over 2,100 branches serving approximately 2.5 million clients as of the end of 2024. Founded in 2006 and headquartered in London, ASA International focuses on sustainable socio-economic development through microfinance and targets low-income entrepreneurs, particularly women. Recent major developments include strong operational growth in 2024 with a 22% increase in gross loan portfolio and an 8% rise in client numbers, expansion by opening 129 net new branches, and securing USD 193.8 million in debt funding with a substantial pipeline for 2025, reflecting growing lender confidence and an ongoing strategic emphasis on expanding loan offerings and geographic reach. In early 2025, ASA International also secured a USD 15 million senior loan facility from FMO, the Dutch entrepreneurial development bank, supporting continued growth and product innovation initiatives across its markets. These changes underscore ASA International's commitment to enhancing financial inclusion and empowerment of economically active low-income women through accessible, affordable microfinance solutions.