PCI-PAL PLC

PCI-PAL PLC

LLSE:PCIP
77.00
GBX
+0.50
(+0.65%)
3.73BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.25
0.27
0.21
0.03
0.06
0.06
0.07
0.09
0.12
0.18
0.23
0.27
0.33
- -
Basic EPS, GAAP
0.01
0.01
-0.02
- -
0.14
-0.1
-0.1
-0.09
-0.07
-0.05
-0.07
-0.02
- -
- -
Free Cash Flow per Basic Share
0.01
-0.04
- -
- -
-0.08
-0.11
-0.09
-0.04
- -
-0.02
-0.03
0.02
0.02
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.08
0.08
0.06
0.06
0.17
0.14
0.03
0.03
0.06
- -
-0.07
-0.03
-0.02
-0.03
Tangible Book Value per Share
0.06
0.07
0.06
0.06
0.16
0.12
- -
- -
0.02
-0.04
-0.12
-0.08
-0.08
-0.09
Basic Weighted Avg Shares
32
32
32
32
32
36
42
47
61
65
65
68
68
72
Sales/Revenue/Turnover
8
8
6
1
2
2
3
4
7
12
15
18
22
- -
Operating Margin (%)
4.44
7.93
-3.38
-78.15
-90.42
-188.99
-165.96
-95.79
-53.8
-25.67
-32.47
-9.25
-0.92
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
1
1
1
1
1
2
- -
Net Income, GAAP
- -
- -
-1
- -
4
-4
-4
-4
-4
-3
-5
-1
- -
- -
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
5.85
2.59
-9.12
14.23
234.06
-188.09
-154.99
-93.93
-54.84
-24.65
-32.73
-6.56
0.18
- -
Working Capital
1
1
1
1
3
4
1
1
3
-3
-6
-6
-6
-6
LT Debt
- -
1
1
1
- -
- -
- -
1
- -
- -
- -
- -
- -
- -
Total Equity
2
3
2
2
5
6
1
2
4
- -
-5
-2
-1
-2
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
21.23
8.67
-26.52
7.98
118.13
-67.22
-120.91
-248.21
-138.23
- -
- -
- -
- -
- -

Capital Structure

GBP

•

in mil. unless spec.
Dec'25
Jun'25
Dec'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
72
72
72
Market Capitalization
45
38
37

Working Capital

GBP

•

in mil. unless spec.
Dec'25
Jun'25
Dec'26
Total Current Assets
9
10
9
Cash, Cash Equivalents & STI
4
4
3
Accounts Receivable, Net
5
4
6
Inventories
- -
- -
- -
Total Current Liabilities
15
16
15
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
192.64%
357.17%
-40.71%
Free Cash Flow
118.54%
-270.62%
-30.44%
Net Income, GAAP
225.66%
-28.5%
-103.48%
Sales/Revenue/Turnover
29.07%
40.03%
25.15%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
18
2025
- -
- -
22
2026
- -
- -
- -

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
-0.02
2025
- -
- -
- -
2026
- -
- -
- -

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
James Christopher Barham
Full Time Employees
126
Sector
Technology services
Industry
Packaged software
Address
7 Gamma Terrace Ipswich CS United Kingdom IP3 9FF
IPO Date
Sep 29, 2000
Website
pcipal.com
Business
PCI-PAL Plc is a technology company specializing in secure payment solutions for contact centers and digital channels. The company provides cloud-based payment services including PCI DSS compliant payment processing software for voice, web, and mobile channels; integrated payment gateways; secure payment APIs; and payment analytics platforms. Its core offerings include software products that enable businesses to accept secure payments while reducing payment fraud and ensuring compliance with data security standards. PCI-PAL serves clients primarily in the financial services, retail, utilities, and telecommunications sectors across the United Kingdom, Europe, and international markets. Founded in 2000 and headquartered in London, United Kingdom, PCI-PAL delivers scalable and flexible payment security solutions that protect sensitive cardholder data during payment transactions. The company’s technology includes patented PCI compliance products designed to eliminate payment data breach risks by removing sensitive information from the merchant’s environment. PCI-PAL also offers professional services such as risk assessments, implementation support, and ongoing compliance monitoring. In the last 1-2 years, PCI-PAL has focused on expanding its digital payment solutions and enhancing cloud-based offerings to meet evolving market needs in secure omnichannel payment acceptance. The company has formed strategic partnerships with cloud service providers and payment technology firms to broaden its product integration capabilities. While no major name changes or acquisitions are publicly noted recently, PCI-PAL continues to innovate with new releases aimed at improving user experience and operational efficiencies in payment security, reinforcing its position in the fintech and payment security industry. The company remains a key player for organizations seeking comprehensive PCI DSS-compliant payment solutions.