IndusInd Bank Ltd.

IndusInd Bank Ltd.

8.95
USD
-0.05
(-0.56%)
0.32EPS
30.45P/E
7.60BMarket Cap
Oct 23Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
89.45
114.34
135.41
170.85
202.2
238.03
267.49
265.18
284.63
328.35
379.05
340.05
322.39
328.57
Basic EPS, GAAP
26.83
33.97
39.66
48.04
60.17
54.86
64.3
40.01
62.04
95.97
115.49
33.05
11.41
30.31
Free Cash Flow per Basic Share
-81.62
-11.37
-55.43
188.99
-349.32
-116.89
-192.24
609.53
209.92
-167.78
-227.12
225.19
3.86
- -
Dividend per Share
2.99
4.08
4.94
5.41
7.21
9.02
9.04
- -
5
8.49
13.98
16.49
- -
- -
Book Value per Share
172.02
200.95
297.28
345.03
397.05
442.59
500.79
562.21
619.67
708.58
811.72
831.84
843.38
- -
Tangible Book Value per Share
172.02
200.95
297.28
345.03
397.05
442.59
500.79
562.21
619.67
708.58
811.72
831.84
843.38
- -
Basic Weighted Avg Shares
525
528
577
597
599
602
693
732
774
776
777
779
779
780
Sales/Revenue/Turnover
46,935
60,366
78,065
101,996
121,187
143,206
185,451
194,186
220,432
254,677
294,654
264,968
251,282
256,220
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
981
1,268
1,565
1,907
2,116
2,289
2,909
3,276
3,520
4,072
4,630
5,323
5,639
- -
Net Income, GAAP
14,080
17,937
22,867
28,679
36,061
33,008
44,582
29,301
48,050
74,435
89,773
25,755
8,893
23,633
Effective Tax Rate (%)
33.84
33.79
51.73
34.22
34.21
33.72
27.83
25.44
25.31
25.06
25.06
26.95
26.54
25.77
Profit Margin (%)
30
29.71
29.29
28.12
29.76
23.05
24.04
15.09
21.8
29.23
30.47
9.72
3.54
9.22
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
147,070
206,181
221,559
224,537
382,891
473,211
602,385
513,228
473,232
490,112
476,114
537,036
427,892
- -
Total Equity
90,430
106,445
176,960
206,476
238,433
266,872
347,480
435,007
480,264
550,046
632,076
648,357
657,396
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.9
6.52
6.43
6.91
6.85
4.85
5.28
3.09
5.05
7.47
8.36
2.25
0.78
- -
Return on Common Equity (%)
16.89
18.22
16.14
14.96
16.21
13.06
14.51
7.49
10.5
14.45
15.19
4.02
1.36
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
779
779
779
Market Capitalization
671,865
584,567
718,890

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
639,091
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.33%
8.76%
1.39%
Free Cash Flow
-165.6%
-101.12%
-98.28%
Net Income, GAAP
4.62%
0.55%
-65.47%
Sales/Revenue/Turnover
13.14%
5.9%
-5.17%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
78,492
75,322
75,831
37,572
264,968
2026
67,967
- -
62,689
60,851
251,282
2027
64,713
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
27.88
17.08
18
-29.89
33.05
2026
7.75
- -
1.64
7.63
11.41
2027
13.3
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
16.49
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Rajiv Anand
Full Time Employees
46,694
Sector
Finance
Industry
Major banks
Address
One World Centre, Tower 1 Mumbai MH India 400013
IPO Date
Jan 29, 1998
Business
IndusInd Bank Limited is a Mumbai-headquartered Indian private sector bank founded in 1994, offering a comprehensive range of financial products and services to individuals, corporations, and government entities. Its core offerings include retail banking products such as savings accounts, current accounts, fixed deposits, personal loans, business loans, home loans, gold loans, credit cards, debit cards, and prepaid cards; corporate and wholesale banking solutions covering working capital finance, term loans, trade finance, and cash management services; treasury operations; and specialized services such as microfinance, merchant acquiring solutions including POS terminals and QR code payments, insurance products, and asset management services. The bank operates a widespread network of branches and ATMs across India along with representative offices in London, Dubai, and Abu Dhabi, serving domestic and non-resident Indian (NRI) customers. Recently, IndusInd Bank has undergone significant strategic transformations driven by its promoter IndusInd International Holdings Limited (IIHL). In 2025, IIHL completed a joint venture with Invesco Asset Management, acquiring a 60% stake in Invesco’s India asset management business, aiming to expand its presence in India’s mutual fund market and accelerate financial inclusion. IIHL also acquired the insurance businesses of Reliance Capital Limited, encompassing life, non-life, and health insurance companies, along with securities business units, broadening its financial services portfolio. Additionally, IIHL acquired 100% equity of Sterling Bank & Trust Limited in the Bahamas to build a global footprint and plans to rename it IIHL Bank & Trust Limited, aligning with its ambition to become a global financial powerhouse in the BFSI sector. Operationally, IndusInd Bank continues to focus on enhancing compliance, risk management, and process standardization, with a recent emphasis on tightening internal checks following audit reviews. IndusInd Bank operates primarily in the Indian banking and financial services industry, targeting retail customers, small and medium enterprises (SMEs), corporates, and high-net-worth individuals. Its product lineup includes both conventional banking products and innovative digital payment solutions like contactless POS terminals and UPI QR codes facilitating seamless transactions. The bank is a clearing member for major Indian stock and commodity exchanges. Its strategic expansions through acquisitions and joint ventures underscore a focus on integrating banking, asset management, insurance, and international financial services under one umbrella to foster growth and diversification within and beyond India. The bank remains a key player in India’s private banking sector, driven by its robust product offerings and ongoing strategic initiatives by its promoter group.