Fubon Financial Holding Co., Ltd.

Fubon Financial Holding Co., Ltd.

48.60
USD
-0.40
(-0.82%)
2.76EPS
11.11P/E
41.84BMarket Cap
Nov 19Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
295.14
285.25
321.55
327.5
304.62
306.18
335.31
353.85
356.64
181.93
122.64
247.64
270.63
270.63
Basic EPS, GAAP
29.87
45.08
47.58
36.23
40.5
35.71
43.77
67.54
107.35
33.48
47.1
107.61
86.29
86.29
Free Cash Flow per Basic Share
26.55
-41.47
155.69
-20.85
-0.62
-5.29
98.65
34.58
21.41
100.87
-64.57
50.74
4.1
4.11
Dividend per Share
7.4
11.49
22.97
15.31
16.08
18.72
17.28
17.5
24.91
31.64
15.77
25.81
44.07
- -
Book Value per Share
255.65
305.32
275.06
314.87
360.97
334.14
445.27
561.32
666.09
392.2
561.11
667.2
706.89
706.89
Tangible Book Value per Share
245.58
282.12
252.39
293.24
339.83
308.77
420.8
536.5
641.94
367.8
537.25
643.13
681.66
681.66
Basic Weighted Avg Shares
1,289
1,337
1,337
1,337
1,337
1,337
1,337
1,337
1,347
1,402
1,402
1,402
1,402
1,402
Sales/Revenue/Turnover
380,512
381,243
429,757
437,703
407,119
409,210
448,145
472,916
480,265
254,989
171,892
347,087
379,305
379,305
Operating Margin (%)
10.05
18.87
17.5
12.49
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,173
2,848
3,503
3,650
3,503
3,679
6,429
6,289
6,650
7,024
7,460
8,024
8,470
8,470
Net Income, GAAP
38,514
60,244
63,593
48,421
54,122
47,729
58,497
90,272
144,559
46,926
66,017
150,820
120,944
120,944
Effective Tax Rate (%)
12.98
15.94
18.01
11.17
6.95
17.17
9.01
11.79
11.08
21.46
12.63
12.45
11.73
11.73
Profit Margin (%)
10.12
15.8
14.8
11.06
13.29
11.66
13.05
19.09
30.1
18.4
38.41
43.45
31.89
31.89
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
118,763
151,887
154,152
183,676
216,119
232,774
298,380
335,933
318,358
343,114
407,810
479,543
600,645
600,645
Total Equity
341,900
416,161
376,077
427,105
488,771
468,826
619,686
776,783
983,842
573,609
816,606
965,795
997,808
997,808
Return on Invested Capital (%)
7.34
11.61
11.02
8.37
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.64
11.67
11.54
8.46
8.24
6.79
7.09
8.82
11.75
4.14
6.26
11.3
7.94
7.94
Return on Common Equity (%)
11.54
16.07
16.4
12.28
11.98
10.28
11.23
13.42
17.17
6.33
9.88
17.52
12.72
12.72

Capital Structure

TWD

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
16,000
16,000
16,000
Shares Outstanding
1,402
1,402
1,367
Market Capitalization
1,189,879
1,237,325
1,310,987

Working Capital

TWD

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
887,497
877,100
922,186
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

TWD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.04%
9.78%
3.31%
Free Cash Flow
-156.39%
-16.35%
-91.91%
Net Income, GAAP
19.49%
28.39%
-19.81%
Sales/Revenue/Turnover
4.37%
6.65%
9.28%
Total Cash Common Dividend
14.15%
31.98%
70.75%

Quarterly Revenue

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
32,232
67,275
56,582
15,804
171,892
2024
89,195
84,110
71,626
102,156
347,087
2025
108,655
3,761
124,288
142,601
379,305

Quarterly Earnings Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
9.98
18.11
17.75
-1.28
47.1
2024
21.7
33.74
28.58
21.07
107.61
2025
29.29
7.37
28.18
21.45
86.29

Quarterly Dividends Per Share

TWD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
15.77
2024
- -
- -
- -
- -
25.81
2025
- -
- -
- -
- -
44.07

Company Description

CEO
Yue Ting Han
Full Time Employees
42,363
Sector
Finance
Industry
Multi-line insurance
Address
No.179, Liaoning Street Taipei TP Taiwan 104
IPO Date
Dec 19, 2001
Website
fubon.com
Business
Fubon Financial Holding Co., Ltd. delivers a diverse array of financial solutions across Taiwan, Asia, and global markets. The company operates through key business divisions including banking, life insurance, property and casualty insurance, and securities. Its extensive offerings encompass a wide range of insurance plans, such as property, health, accident, motor, liability, and various commercial and personal coverage options, alongside protection against natural disasters. In its banking segment, Fubon provides services spanning retail, consumer, corporate, and investment banking, coupled with credit card, trust, and loan facilities. The securities arm delivers brokerage, margin lending, trading, underwriting, and asset management services, including futures and investment management. Additionally, the company is involved in venture capital, IT software, creditor's rights management, real estate investment, and sports and stadium operations. Established in 1961 and headquartered in Taipei, Taiwan, Fubon Financial has expanded its footprint substantially, including significant mergers such as the acquisition of Jih Sun Financial Holdings in early 2023 to bolster its banking and securities operations, marking Taiwan's first financial holding company merger. The company consistently leads Taiwan's financial sector in earnings per share for sixteen consecutive years and holds a top market capitalization, driven by strategic regional expansion in Greater China and other Asian markets. Fubon is also deeply committed to sustainability, integrating ESG strategies and receiving international recognition for its efforts.