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    Banks - Regional
Mountain Commerce Bancorp, Inc.

Mountain Commerce Bancorp, Inc.

MCBI
Mountain Commerce Bancorp, Inc.US flagOther OTC
22.78
USD
- -
- -
145.46MMarket Cap
Mountain Commerce Bancorp, Inc.
MCBI
(Other OTC)

Recent

price

22.78

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.88
3.45
4.09
4.6
5.09
6.06
7.4
7.93
5.46
5.47
- -
4.93
Revenue per Share
0.51
0.71
0.9
1.66
2
1.63
3.78
2.97
1.11
1.42
- -
1.16
Basic EPS, GAAP
0.42
1.11
1.42
2.02
1.94
2.98
2.66
0.51
-1.79
0.03
- -
- -
Free Cash Flow per Basic Share
0.02
0.02
0.01
- -
- -
- -
0.53
0.62
0.65
0.23
- -
- -
Dividend per Share
-1
-0.32
0.58
2.21
4.21
5.78
9.04
11.44
11.84
12.97
- -
14.47
Book Value per Share
5.73
9.76
11.04
12.45
14.76
16.61
19.39
18.9
19.69
21.12
- -
23.2
Tangible Book Value per Share
6
6
6
6
6
6
6
6
6
6
- -
6
Basic Weighted Avg Shares
17
21
24
28
31
38
46
49
34
34
42
31
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
- -
1
1
2
2
- -
Depreciation Expense
3
4
5
10
12
10
24
18
7
9
11
7
Net Income, GAAP
37.24
37.94
46.68
24.65
25.53
22.26
22.22
22.61
20.72
22.58
20.25
20.89
Effective Tax Rate (%)
17.87
20.59
22.34
36.01
39.34
26.86
51.16
37.48
20.32
26.05
26.68
23.54
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
10
10
10
16
16
24
22
20
30
24
18
18
LT Debt
34
58
66
76
91
104
121
117
123
132
146
146
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
119.13
62.47
32.76
51.06
28.95
9.55
11.5
13
8.47
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
50
45
50
LT Borrowings
20
18
18
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
- -
6
Market Capitalization
125
128
143

Working Capital

FRC

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
234
- -
146
Accounts Receivable, Net
5
- -
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3
- -
2
ST Debt
50
45
50
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.84%
7.19%
10.02%
Free Cash Flow
767%
1,475.89%
8,021.97%
Net Income, GAAP
25.91%
20.45%
25.37%
Sales/Revenue/Turnover
10.66%
4.15%
22.41%
Total Cash Common Dividend
- -
423.86%
12.93%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
9
8
9
7
34
2024
7
8
9
10
34
2025
9
11
- -
11
42

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.38
0.39
0.4
- -
1.11
2024
0.24
0.37
0.48
0.33
1.42
2025
0.35
0.45
- -
0.37
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.65
2024
- -
- -
- -
- -
0.23
2025
- -
- -
- -
- -
- -
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Business
Mountain Commerce Bancorp, Inc. (OTCQX: MCBI) serves as the holding company for Mountain Commerce Bank, a state-chartered community bank that provides a full range of commercial and retail banking services to small- and medium-sized businesses, professionals, and affluent individuals primarily in Middle and East Tennessee. The bank offers deposit products including checking accounts, savings accounts, money market accounts, certificates of deposit, and IRA accounts; lending products such as mortgage loans, personal loans and lines of credit, commercial real estate loans, Small Business Administration loans, equipment lending, operating lines of credit, and credit cards; wealth management services encompassing fee-based investment management accounts in individual stocks, stock mutual funds, stock exchange-traded funds, individual bonds, bond mutual funds, fixed income exchange-traded funds, and 529 college funding plans, as well as traditional, Roth, and simple IRAs; retirement plan consulting services including 401(k) and 403(b) plan design review, fiduciary support, investment committee guidance, and participant education; insurance products comprising life insurance for individuals, groups, and estate planning, disability insurance, and long-term care insurance; and digital and business services such as private banking, free fraud monitoring, e-statements, remote deposit capture, online banking, treasury management solutions, and interactive teller machines. Founded in 1910 and headquartered in Knoxville, Tennessee, the company operates through seven branches in Brentwood, Erwin, two in Johnson City, Bearden (Knoxville), West Knoxville, and Unicoi. Recent developments include the opening of a new Johnson City Financial Center in July 2024 and a West Knoxville Financial Center in late 2023 to expand its physical presence and service capacity; reauthorization of a $5 million share repurchase program in May 2025, extending through March 2026 to return capital to shareholders; declaration of a quarterly cash dividend of $0.07 per common share in July 2025, marking the nineteenth consecutive quarterly payout payable in September 2025; and establishment of a senior revolving line of credit alongside second quarter 2025 financial results reporting net income and ongoing focus on core capital maintenance amid economic pressures.

Company News

APIChatGPT

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces Receipt of Regulatory Approvals For Merger with Home BancShares, Inc.

  • seekingalpha.com

    Mountain Commerce Acquisition Makes Home BancShares Look Even More Attractive

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Shareholders Approve Merger with Home Bancshares, Inc.

  • defenseworld.net

    Mountain Commerce Bancorp (OTCMKTS:MCBI) Shares Cross Above Two Hundred Day Moving Average – Time to Sell?

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces Fourth Quarter 2025 Results and Quarterly Cash Dividend

  • defenseworld.net

    Mountain Commerce Bancorp (OTCMKTS:MCBI) Stock Price Crosses Above 200-Day Moving Average – What’s Next?

  • globenewswire.com

    Home BancShares, Inc. Announces Triple Accretive Acquisition and Entry to Key Tennessee Markets Through a Combination with Mountain Commerce Bancorp, Inc.

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces Third Quarter 2025 Results and Quarterly Cash Dividend

  • prnewswire.com

    Mountain Commerce Bancorp Announces Leadership Changes

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces Second Quarter 2025 Results, Quarterly Cash Dividend, And Senior Revolving Line of Credit

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces Reauthorization of $5 Million Share Repurchase Authorization

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces First Quarter 2025 Results And Quarterly Cash Dividend

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces Fourth Quarter 2024 Results And Quarterly Cash Dividend

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces Third Quarter 2024 Results And Quarterly Cash Dividend

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces Second Quarter 2024 Results And Quarterly Cash Dividend

  • prnewswire.com

    Mountain Commerce Bank Opens its Johnson City Financial Center

  • prnewswire.com

    Mountain Commerce Bancorp, Inc. Announces First Quarter 2024 Results And Quarterly Cash Dividend

  • prnewswire.com

    Theresa Hernandez joins Mountain Commerce Bank as Vice President and Assistant Controller

  • prnewswire.com

    Mountain Commerce Bank Welcomes Amy Cantrell as Chief Compliance Officer and Chief Risk Officer

  • prnewswire.com

    Mountain Commerce Bank Announces Promotions for Eight Key Team Members