Mountain Commerce Bancorp, Inc.

MCBI

MCBIMountain Commerce Bancorp, Inc. US flag

Other OTC

22.78

USD

- -

145.46MMarket Cap

Income Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	17	21	24	28	31	38	46	49	34	34	42
+ Sales & Services Revenue	17	21	24	28	31	38	46	49	34	34	42
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	8	9	9	10	11	12	11	14	15	14	16
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-8	-9	-9	-10	-11	-12	-11	-14	-15	-14	-16
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-5	-7	-10	-14	-17	-13	-30	-24	-9	-12	-14
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-5	-7	-10	-14	-17	-13	-30	-24	-9	-12	-14
Pretax Income	5	7	10	14	17	13	30	24	9	12	14
- Income Tax Expense (Benefit)	2	3	5	3	4	3	7	5	2	3	3
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	3	4	5	10	12	10	24	18	7	9	11
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	3	4	5	10	12	10	24	18	7	9	11
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	3	4	5	10	12	10	24	18	7	9	11
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	3	4	5	10	12	10	24	18	7	9	11
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	1	1	- -	1	1	2	2
EBITDA Margin (%)	3.69	3.29	2.55	1.86	1.95	1.37	1.06	1.19	3.24	5.61	5.48
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	17.87	20.59	22.34	36.01	39.34	26.86	51.16	37.48	20.32	26.05	26.68
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.02	0.02	0.01	- -	- -	- -	0.53	0.62	0.65	0.23	- -
Depreciation Expense	1	1	1	1	1	1	- -	1	1	2	2
Basic Weighted Avg Shares	6	6	6	6	6	6	6	6	6	6	- -
Basic EPS, GAAP	0.51	0.71	0.9	1.66	2	1.63	3.78	2.97	1.11	1.42	- -
Basic EPS from Cont Ops	0.51	0.71	0.91	1.66	2	1.63	3.78	2.97	1.11	1.42	- -
Diluted Weighted Avg Shares	6	6	6	6	6	6	6	6	6	6	- -
Diluted EPS, GAAP	0.51	0.71	0.9	1.66	1.98	1.62	3.78	2.96	1.11	1.42	- -
Diluted EPS from Cont Ops	0.51	0.71	0.91	1.66	1.98	1.62	3.78	2.96	1.11	1.42	- -

Balance Sheet (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	48	72	93	114	70	152	225	216	199	188	146
+ Cash & Cash Equivalents	15	28	19	26	23	75	69	79	69	76	80
+ ST Investments	33	44	74	88	47	77	156	137	130	113	66
+ Accounts & Notes Receiv	1	2	2	2	3	4	3	5	5	6	5
+ Accounts Receivable, Net	1	2	2	2	3	4	3	5	5	6	5
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	626	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	-626	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-49	-74	-95	-116	-72	-156	-228	-221	-205	-194	-151
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	13	13	12	12	12	11	17	33	52	61	59
+ Property, Plant & Equip	18	20	19	19	19	20	25	41	57	68	68
- Accumulated Depreciation	6	6	7	7	8	8	8	8	5	7	9
+ LT Investments & Receivables	33	44	74	88	47	78	163	143	132	116	112
+ LT Investments	33	44	74	88	47	78	163	143	132	116	112
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-46	-57	-86	-100	-58	-90	-180	-176	-185	-177	-171
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-46	-57	-86	-100	-58	-90	-180	-176	-185	-177	-171
Total Assets	496	619	747	849	907	1,110	1,335	1,600	1,738	1,746	1,771
+ Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	1	2	4	2
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	1	2	4	2
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	15	10	28	32	35	50	75	105	100	50	50
+ ST Borrowings	15	10	28	32	35	50	75	105	100	50	50
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-15	-10	-28	-32	-35	-50	-75	-106	-102	-54	-52
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-15	-10	-28	-32	-35	-50	-75	-106	-102	-54	-52
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	10	10	10	16	16	24	22	20	30	24	18
+ LT Borrowings	10	10	10	16	16	24	22	20	30	24	18
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-10	-10	-10	-16	-16	-24	-22	-20	-30	-24	-18
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	2	3	3	4	3	3	3
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-10	-10	-10	-16	-18	-27	-25	-23	-33	-27	-21
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	461	561	681	773	816	1,006	1,214	1,483	1,615	1,613	1,625
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	40	60	63	64	65	65	63	64	65	66	66
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	40	60	63	64	65	65	63	64	65	66	66
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-6	-2	3	14	26	36	56	71	74	81	91
+ Other Equity	- -	- -	- -	-1	- -	3	1	-18	-16	-15	-11
Equity Before Minority Interest	34	58	66	76	91	104	121	117	123	132	146
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	34	58	66	76	91	104	121	117	123	132	146
Total Liabilities & Equity	496	619	747	849	907	1,110	1,335	1,600	1,738	1,746	1,771
Shares Outstanding	6	6	6	6	6	6	6	6	6	6	6
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	10	-9	19	22	28	-1	28	46	61	-2	-12
Net Debt to Equity	28.72	-15.28	28.96	29.22	30.96	-1.08	23.1	39.42	49.71	-1.18	-8.19
Tangible Common Equity Ratio	6.89	9.4	8.86	9	10.04	9.36	9.07	7.33	7.07	7.58	8.22
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	3	4	5	10	12	10	24	18	7	9	11
+ Depreciation & Amortization	1	1	1	1	1	1	- -	1	1	2	2
+ Non-Cash Items	2	1	3	1	-1	9	-2	5	3	- -	2
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	1	1	1	1
+ Deferred Income Taxes	- -	- -	2	- -	- -	-2	1	-1	1	1	-1
+ Asset Impairment Charge	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	2	2	2	1	-1	10	-3	5	1	-2	1
+ Chg in Non-Cash Work Cap	- -	1	-1	1	- -	- -	1	- -	-3	- -	-1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	-2	1	-1	-1	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	1	2	-2
+ Inc (Dec) in Other	- -	1	- -	1	- -	2	- -	- -	-3	-2	1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	5	7	9	13	12	20	23	24	8	10	15
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-3	- -	- -	- -	- -	-1	-6	-21	-19	-10	- -
+ Acq of Fixed Prod Assets	-3	- -	- -	- -	- -	-1	-6	-21	-19	-10	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	21	- -	- -	- -	- -	-2	- -	- -	- -	-1
+ Increase in Capital Stock	1	21	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	-1	- -	- -	- -	- -	- -	-2	- -	- -	- -	-1
+ Net Change in LT Investment	12	-11	-31	-15	43	-28	-87	-9	12	18	9
+ Dec in LT Investment	16	14	22	9	64	31	19	23	21	20	15
+ Inc in LT Investment	-4	-25	-53	-23	-21	-59	-106	-31	-9	-2	-6
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-88	-100	-110	-89	-98	-119	-139	-248	-137	-9	-28
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-79	-112	-141	-104	-55	-148	-232	-277	-144	-1	-20
+ Dividends Paid	- -	- -	- -	- -	- -	- -	-3	-4	-4	-1	-2
+ Net Cash From Debt	-7	-6	18	10	3	23	23	28	5	-56	-6
+ Cash From Debt	- -	- -	28	10	35	308	200	1,155	1,531	455	491
+ Repayments of Debt	-7	-6	-10	- -	-32	-285	-177	-1,127	-1,526	-511	-497
+ Other Financing Activities	87	103	104	82	37	164	186	239	126	55	18
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	80	118	122	92	40	187	203	263	126	-3	9
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	7	13	-10	1	-3	58	-6	10	-10	7	4
EBITDA	1	1	1	1	1	1	- -	1	1	2	2
EBITDA Margin (%)	3.69	3.29	2.55	1.86	1.95	1.37	1.06	1.19	3.24	5.61	5.48
Free Cash Flow	3	7	8	12	12	19	17	3	-11	- -	14
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	3	7	8	12	12	19	17	3	-11	- -	14
Free Cash Flow to Equity	- -	1	28	22	15	42	40	31	-6	-56	8
Free Cash Flow per Basic Share	0.42	1.11	1.42	2.02	1.94	2.98	2.66	0.51	-1.79	0.03	- -
Price/Free Cash Flow	- -	- -	10.35	7.77	9.85	5.69	6.15	3.72	4.09	6.51	- -
Cash Flow to Net Income	1.77	1.63	1.62	1.24	1	1.93	0.97	1.29	1.21	1.17	1.3
Capital Expenditures	-3	- -	- -	- -	- -	-1	-6	-21	-19	-10	- -