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    Banks - Regional
Mechanics Bank

Mechanics Bank

MCHB
Mechanics BankUS flagNASDAQ Global Select
15.82
USD
-0.02
- -
3.48BMarket Cap

Total Valuation

Mechanics Bank carries a market capitalization of 3.48B, placing it among publicly traded companies globally. Its enterprise value stands at 3.24B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap3.48B
Enterprise Value3.24B

Share Statistics

Mechanics Bank currently has 221.43M shares outstanding.

Shares Outstanding221.43M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Mechanics Bank trades at a trailing price-to-earnings ratio of 12.35. The price-to-sales ratio is 4.50, and the price-to-book ratio stands at 1.31.

PE Ratio12.35
PS Ratio4.50
PB Ratio1.31
P/TBV Ratio2.08
P/FCF Ratio17.00
P/OCF Ratio17.89

Enterprise Valuation

On an enterprise value basis, Mechanics Bank trades at an EV/EBITDA multiple of 83.24 and an EV/FCF ratio of 15.86.

EV / Sales4.21
EV / EBITDA83.24
EV / EBITN/A
EV / FCF15.86

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity10.73
Debt / EBITDA7.41
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)10.13
Return on Assets (ROA)1.29
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Mechanics Bank has paid 58.93M in income taxes, reflecting an effective tax rate of 17.32.

Income Tax58.93M
Effective Tax Rate17.32

Stock Price Statistics

Mechanics Bank's stock has gained approximately 21.22605% over the past 52 weeks. The 50-day moving average sits at 16.27, while the 200-day moving average is 15.16.

Beta (5Y)N/A
52-Week Price Change21.22605%
50-Day Moving Average16.27
200-Day Moving Average15.16
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Mechanics Bank generated 771.01M in revenue and converted that into 281.25M in net income, yielding earnings per share of 1.29.

Revenue771.01M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income340.19M
Net Income281.25M
EBITDA38.96M
EBITN/A
Earnings Per Share (EPS)1.29

Balance Sheet

Mechanics Bank holds 566.29M in cash and equivalents against 288.59M in total debt, resulting in a net debt position of -343.49M.

Cash & Cash Equivalents566.29M
Total Debt288.59M
Net Debt-343.49M
Equity (Book Value)2.69B
Book Value Per Share12.15
Working CapitalN/A

Cash Flow

Mechanics Bank produced 194.08M in operating cash flow over the past twelve months. After subtracting -10.34M in capital expenditures, free cash flow totaled 183.74M - equivalent to 0.84 per share.

Operating Cash Flow194.08M
Capital Expenditures-10.34M
Free Cash Flow183.74M
FCF Per Share0.84

Margins

Mechanics Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin44.12
Profit Margin36.48
EBITDA Margin5.05

Dividends & Yields

The company's payout ratio of 107.78 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.39
Dividend YieldN/A
Payout Ratio107.78
Shareholder Yield82.68
FCF Yield5.88

Stock Splits

Mechanics Bank's most recent stock split took place on November 8, 2012 with a 1:2 split ratio.

Last Split Date11/8/2012
Split Ratio1:2

Scores

Mechanics Bank posts an Altman Z-Score of 0.17, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.17