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Mechanics Bank

Mechanics Bank

MCHB
Mechanics BankUS flagNASDAQ Global Select
14.27
USD
-0.46
- -
3.14BMarket Cap
Mechanics Bank
MCHB
(NASDAQ Global Select)

Recent

price

14.27

P/E

ratio

- -

div

yld

- -

ROIC.AI

2002
2003
2004
2005
2006
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3,744.48
3,903.35
3,779.79
4,010.82
4,307.66
8,167.31
9,642.09
10,110.21
10,699.56
10,082.43
- -
- -
- -
1.69
3.12
3,592.46
Revenue per Share
936.6
944.5
848.43
904.93
962.52
1,577
1,155.54
1,887.9
1,436.84
1,455.42
3,207.99
0.98
- -
0.13
1.27
797.49
Basic EPS, GAAP
1,113.71
1,330.04
615.98
1,313.65
1,654.5
-20,256.68
- -
- -
- -
- -
- -
- -
-106.91
1.29
0.9
- -
Free Cash Flow per Basic Share
260.41
281.52
281.52
- -
281.51
- -
- -
- -
- -
- -
- -
- -
1,647.93
0.43
0.23
- -
Dividend per Share
6,602.6
7,265.58
7,832.48
- -
8,958.93
2,136.51
- -
- -
- -
- -
- -
- -
50
10.69
13.7
9,647.87
Book Value per Share
7,316.6
7,884.41
8,326.55
8,570.94
9,204.38
20,848
- -
- -
- -
- -
- -
- -
-13,943.4
6.43
8.25
9,883.29
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
221
209
- -
Basic Weighted Avg Shares
106
111
107
- -
119
175
- -
- -
- -
- -
688
695
- -
373
650
98
Sales/Revenue/Turnover
37.76
36.68
33.22
- -
31.33
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
30.86
Operating Margin (%)
4
4
4
- -
4
11
- -
- -
- -
- -
- -
- -
- -
23
28
- -
Depreciation Expense
27
27
24
- -
27
34
- -
- -
- -
- -
- -
- -
- -
29
266
22
Net Income, GAAP
33.75
34.04
32.42
28.51
28.69
37.86
43.37
27.95
26.29
8.39
27.95
28.32
27.35
18.76
16.84
29.59
Effective Tax Rate (%)
25.01
24.2
22.45
22.56
22.34
19.31
11.98
18.67
13.43
14.44
- -
- -
32.38
7.77
40.88
22.2
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
51
51
51
50
50
265
555
390
89
78
63
- -
833
56
231
101
LT Debt
208
224
237
- -
253
775
- -
- -
- -
- -
- -
- -
- -
2,302
2,862
269
Total Equity
- -
9.89
8.44
8.6
14.88
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
6.16
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
13.62
11.24
- -
21.4
23.11
- -
- -
- -
- -
- -
- -
- -
2.45
10.18
8.57
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'16
Jun'16
Sep'16
ST Debt
- -
- -
- -
LT Borrowings
50
76
101
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
- -
Market Capitalization
547
538
519

Working Capital

FRC

•

in mil. unless spec.
Mar'16
Jun'16
Sep'16
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
54
59
47
Accounts Receivable, Net
- -
14
14
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
4
4
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
24.35%
Free Cash Flow
-631.14%
-860.67%
-34.56%
Net Income, GAAP
- -
- -
816.37%
Sales/Revenue/Turnover
- -
- -
74.26%
Total Cash Common Dividend
- -
518.68%
-48.88%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-71
146
145
- -
373
2025
142
161
201
- -
650
2026
197
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.51
0.18
- -
- -
0.13
2025
0.2
- -
0.56
- -
1.27
2026
0.2
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.29
- -
- -
- -
0.43
2025
- -
- -
0.22
- -
0.23
2026
0.42
- -
- -
- -
- -
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Business
Mechanics Bancorp (NASDAQ: MCHB), the holding company of Mechanics Bank, operates as a full-service community bank offering a broad range of consumer, business, and commercial banking products and services; these include checking and savings accounts, money market accounts, certificates of deposit, home loans, auto loans, term loans and lines of credit, owner-occupied real estate lending, SBA loans, multi-family lending, commercial real estate loans, equipment financing, trade services and letters of credit, debit and credit cards, online and mobile banking, digital wallets, overdraft protection, cash management services, merchant services, payroll services, private banking, trust and estate services, investment and asset management, retirement planning, and comprehensive wealth management solutions. Mechanics Bank serves retail and commercial customers across California, Oregon, Washington, and Hawaii through 166 branches. The bank, founded in 1905, maintains its headquarters in Walnut Creek, California. In September 2025, Mechanics Bank completed a strategic merger with HomeStreet Bank, significantly expanding its West Coast footprint, increasing assets to over $22 billion, and integrating HomeStreet's operations in the Pacific Northwest and Hawaii under Mechanics Bank's brand.

Company News

APIChat

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