Mechanics Bank

Mechanics Bank

MCHB
Mechanics BankUS flagNASDAQ Global Select
14.27
USD
-0.46
- -
3.14BMarket Cap
2004 Y
2005 Y
2006 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3,779.79
4,010.82
4,307.66
8,167.31
9,642.09
10,110.21
10,699.56
10,082.43
- -
- -
- -
1.69
3.12
3,592.46
Basic EPS, GAAP
848.43
904.93
962.52
1,577
1,155.54
1,887.9
1,436.84
1,455.42
3,207.99
0.98
- -
0.13
1.27
797.49
Free Cash Flow per Basic Share
615.98
1,313.65
1,654.5
-20,256.68
- -
- -
- -
- -
- -
- -
-106.91
1.29
0.9
- -
Dividend per Share
281.52
- -
281.51
- -
- -
- -
- -
- -
- -
- -
1,647.93
0.43
0.23
- -
Book Value per Share
7,832.48
- -
8,958.93
2,136.51
- -
- -
- -
- -
- -
- -
50
10.69
13.7
9,647.87
Tangible Book Value per Share
8,326.55
8,570.94
9,204.38
20,848
- -
- -
- -
- -
- -
- -
-13,943.4
6.43
8.25
9,883.29
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
221
209
- -
Sales/Revenue/Turnover
107
- -
119
175
- -
- -
- -
- -
688
695
- -
373
650
98
Operating Margin (%)
33.22
- -
31.33
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
30.86
Depreciation Expense
4
- -
4
11
- -
- -
- -
- -
- -
- -
- -
23
28
- -
Net Income, GAAP
24
- -
27
34
- -
- -
- -
- -
- -
- -
- -
29
266
22
Effective Tax Rate (%)
32.42
28.51
28.69
37.86
43.37
27.95
26.29
8.39
27.95
28.32
27.35
18.76
16.84
29.59
Profit Margin (%)
22.45
22.56
22.34
19.31
11.98
18.67
13.43
14.44
- -
- -
32.38
7.77
40.88
22.2
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
51
50
50
265
555
390
89
78
63
- -
833
56
231
101
Total Equity
237
- -
253
775
- -
- -
- -
- -
- -
- -
- -
2,302
2,862
269
Return on Invested Capital (%)
8.44
8.6
14.88
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
6.16
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.24
- -
21.4
23.11
- -
- -
- -
- -
- -
- -
- -
2.45
10.18
8.57

Capital Structure

FRC

in mil. unless spec.
Mar'16
Jun'16
Sep'16
ST Debt
- -
- -
- -
LT Borrowings
50
76
101
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
- -
Market Capitalization
547
538
519

Working Capital

FRC

in mil. unless spec.
Mar'16
Jun'16
Sep'16
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
54
59
47
Accounts Receivable, Net
- -
14
14
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
4
4
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
24.35%
Free Cash Flow
-631.14%
-860.67%
-34.56%
Net Income, GAAP
- -
- -
816.37%
Sales/Revenue/Turnover
- -
- -
74.26%
Total Cash Common Dividend
- -
518.68%
-48.88%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-71
146
145
- -
373
2025
142
161
201
- -
650
2026
197
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.51
0.18
- -
- -
0.13
2025
0.2
- -
0.56
- -
1.27
2026
0.2
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.29
- -
- -
- -
0.43
2025
- -
- -
0.22
- -
0.23
2026
0.42
- -
- -
- -
- -

Company Description

APIChat
CEO
C. J. Johnson
Full Time Employees
1,800
Sector
Financial Services
Industry
Banks - Regional
Address
1350 North Main Street Walnut Creek CA United States of America 94596
IPO Date
May 1, 2007
Business
Mechanics Bancorp (NASDAQ: MCHB), the holding company of Mechanics Bank, operates as a full-service community bank offering a broad range of consumer, business, and commercial banking products and services; these include checking and savings accounts, money market accounts, certificates of deposit, home loans, auto loans, term loans and lines of credit, owner-occupied real estate lending, SBA loans, multi-family lending, commercial real estate loans, equipment financing, trade services and letters of credit, debit and credit cards, online and mobile banking, digital wallets, overdraft protection, cash management services, merchant services, payroll services, private banking, trust and estate services, investment and asset management, retirement planning, and comprehensive wealth management solutions. Mechanics Bank serves retail and commercial customers across California, Oregon, Washington, and Hawaii through 166 branches. The bank, founded in 1905, maintains its headquarters in Walnut Creek, California. In September 2025, Mechanics Bank completed a strategic merger with HomeStreet Bank, significantly expanding its West Coast footprint, increasing assets to over $22 billion, and integrating HomeStreet's operations in the Pacific Northwest and Hawaii under Mechanics Bank's brand.

Company News

APIChat
  • Mechanics Bancorp Declares Cash Dividend

  • Mechanics Bank Completes Sale of Fannie Mae Delegated Underwriting and Servicing Business Line to Fifth Third Bank

  • Mechanics Bancorp (MCHB) Q1 2026 Earnings Call Transcript

  • Mechanics Bancorp Reports First Quarter 2026 Results

  • Mechanics Bancorp Announces Date of First Quarter 2026 Earnings Release and Conference Call

  • Mechanics Bank Trust Dumps $16.8 MIllion Worth of Mechanics Bancorp Shares -- What Investors Should Know

  • Acuitas Investments LLC Acquires New Position in Mechanics Bancorp $MCHB

  • Mechanics Bancorp Declares Cash Dividend

  • Malayan Banking Berhad (OTCMKTS:MLYBY) versus Mechanics Bank (OTC:MCHB) Critical Survey

  • 107,929 Shares in Mechanics Bancorp $MCHB Purchased by CenterBook Partners LP

  • What Investors Should Know About This $5 Million Mechanics Bancorp Stock Sale

  • Central Bancompany (NASDAQ:CBC) versus Mechanics Bancorp (NASDAQ:MCHB) Head to Head Comparison

  • Mechanics Bancorp Reports Fourth Quarter and Full Year 2025 Results

  • Acuitas Investments LLC Makes New $1.40 Million Investment in Mechanics Bancorp $MCHB

  • Mechanics Bank (OTC:MCHB) Stock Price Up 4.8% – What’s Next?

  • Reviewing Central Bancompany (NASDAQ:CBC) and Mechanics Bancorp (NASDAQ:MCHB)

  • Mechanics Bancorp Announces Date of Fourth Quarter 2025 Earnings Release and Conference Call

  • Mechanics Bancorp (NASDAQ:MCHB) & Triumph Financial (NYSE:TFIN) Head-To-Head Contrast

  • Contrasting Equity Bancshares (NYSE:EQBK) & Mechanics Bancorp (NASDAQ:MCHB)

  • Triumph Financial (NYSE:TFIN) and Mechanics Bancorp (NASDAQ:MCHB) Financial Survey