1. Italy Stocks

  2. •

    Technology services

  3. •

    Information technology services
Finanza.tech S.p.A.

Finanza.tech S.p.A.

MMIL:FTC
0.26
EUR
+0.01
(+4.84%)
10.08MMarket Cap
Mar 03Next Earn
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.09
0.12
0.25
0.28
0.81
0.63
0.25
- -
Basic EPS, GAAP
0.02
0.02
0.04
0.01
0.05
0.01
-0.15
- -
Free Cash Flow per Basic Share
- -
- -
-0.17
-0.24
-0.07
-0.09
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.04
0.21
0.51
0.55
0.59
0.6
0.45
0.6
Tangible Book Value per Share
0.02
0.16
0.24
0.19
0.29
0.31
0.16
0.31
Basic Weighted Avg Shares
13
13
13
13
13
13
13
13
Sales/Revenue/Turnover
1
2
3
4
11
8
3
- -
Operating Margin (%)
34.92
23.22
21.44
8.57
12.76
23.92
-32.67
- -
Depreciation Expense
- -
- -
1
- -
1
1
1
- -
Net Income, GAAP
- -
- -
- -
- -
1
- -
-2
- -
Effective Tax Rate (%)
31.73
25.41
0.53
35
38.84
65.76
- -
- -
Profit Margin (%)
23.66
16.63
14.8
2.77
5.8
1.88
-61.06
- -
Working Capital
- -
- -
3
3
4
5
3
5
LT Debt
- -
- -
- -
1
1
1
1
1
Total Equity
- -
3
7
7
8
8
6
8
Return on Invested Capital (%)
- -
13.14
10
1.84
8.08
2.04
- -
- -
Return on Capital (%)
- -
14.78
11.06
1.71
7.5
1.99
- -
- -
Return on Common Equity (%)
- -
16.08
10.43
1.48
8.21
1.99
-29.05
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'23
Jun'24
Dec'24
ST Debt
1
1
1
LT Borrowings
1
1
1
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
13
13
Market Capitalization
10
11
10

Working Capital

EUR

•

in mil. unless spec.
Dec'23
Jun'24
Dec'24
Total Current Assets
11
10
11
Cash, Cash Equivalents & STI
- -
1
- -
Accounts Receivable, Net
9
8
8
Inventories
- -
- -
- -
Total Current Liabilities
7
5
5
Payables & Accruals
- -
- -
- -
ST Debt
1
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
28.15%
-25.08%
Free Cash Flow
- -
11,268.83%
-99.96%
Net Income, GAAP
- -
-187.16%
-1,378.97%
Sales/Revenue/Turnover
- -
47.1%
-60.55%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
11
2024
- -
- -
8
2025
- -
- -
3

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.05
2024
- -
- -
0.01
2025
- -
- -
-0.15

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Nicola Occhinegro
Full Time Employees
39
Sector
Technology services
Industry
Information technology services
Address
Via Santa Maria Fulcorina, 19 Milan MI Italy 20123
IPO Date
Dec 29, 2021
Website
finanza.tech
Similar Companies
Credo Technology Group Holding Ltd (NASDAQ:CRDO)
International Business Machines Corporation (NYSE:IBM)
Tata Consultancy Services Limited (NSE:TCS)
Infosys Limited (NSE:INFY)
HCL Technologies Limited (NSE:HCLTECH)
Cloudflare, Inc. (NYSE:NET)
Business
Finanza.tech S.p.A. (FTC.MI) operates as a fintech company and financial enabler, providing an integrated digital platform for 360-degree corporate finance management to small and medium-sized enterprises, professionals, and investors primarily in Italy. The platform delivers core products and services including AI-driven financing solutions, invoice trading and factoring, tax credit transfer valuation, financing brokerage encompassing leasing, bonds, minibonds, and subsidized finance; comprehensive data analytics on companies, clients, suppliers, sectors, and competitors; outsourced CFO services, financial execution support, business information reporting, and company profile generation; advisory in mergers and acquisitions, stock exchange listings, private equity, capital raising, crisis prevention tools, central risk analysis, balance sheet KPI assessment, and current account management; as well as consulting in financial communication, evaluation, structured finance, and training. Founded in 2012 and headquartered at Via Santa Maria Fulcorina 19 in Milan, Italy, the company lists on Euronext Growth Milan and operates through subsidiaries such as FT Broker S.p.A. (credit mediator), Invest Gate S.r.l. (commercial informant), FT Consulting S.r.l. (strategic financial consulting), and FT Software S.r.l. (software development), all under a group VAT framework. Recent developments include the board's appointment of Nicola Occhinegro as Investor Relations Manager in July 2025 alongside his CEO role; approval of the 2024 fiscal year results and half-year report to June 2025 in April and September 2025 respectively; issuance and closure of warrant exercise periods in late 2024; updates to the 2025 and 2026 financial calendars; assembly convocations and revocations throughout 2025; and assignment of own shares for incentive plans in April 2025, reflecting ongoing governance and capital management activities.