Integrated System Credit Consulting Fintech S.p.A.
MMIL:ISC0.90
EUR
+0.00
(+0.44%)
ISIN
IT0005474108
Return %
Stock
S&P 500
1Y
-22.40
14.20
3Y
-75.43
81.12
5Y
- -
68.34
Capital Structure
EUR
•
in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
EUR
•
in mil. unless spec.Semi-annual Revenue
EUR
•
in mil. unless spec.Semi-annual Earnings Per Share
EUR
•
in mil. unless spec.Semi-annual Dividends Per Share
EUR
•
in mil. unless spec.Company Description
- CEO
- Gianluca de Carlo
- Full Time Employees
- 26
- Sector
- Commercial services
- Industry
- Miscellaneous commercial services
- Address
- Turin Italy
- IPO Date
- Dec 20, 2021
- Website
- isccfintech.it
- Similar Companies
- Business
- Integrated System Credit Consulting Fintech S.p.A. is an Italy-based financial technology company that specializes in the acquisition, management, and recovery of non-performing loans (NPLs) and distressed credit portfolios. Founded in 2020 and headquartered in Rome, Italy, the company operates across the Italian financial services and credit servicing markets, primarily serving commercial banks, non-bank financial intermediaries, utilities, telecommunication providers, and institutional debt investors. The company delivers end-to-end credit management solutions through a proprietary technological infrastructure, operating across several core business segments, including: Non-Performing Loan (NPL) Purchasing and Investment, acquiring small-ticket, unsecured consumer and commercial non-performing credit portfolios directly and through forward-flow agreements; Amicable and Pre-Litigation Debt Collection, providing phone collection, digital debtor engagement, field recovery, and negotiated repayment plan administration; Judicial and Legal Credit Recovery, coordinating mass legal proceedings, enforcement actions, and court-supervised asset realization via a dedicated network of legal specialists; Special Servicing and Master Servicing, managing outsourced credit recovery mandates, portfolio monitoring, and securitization support; Credit Due Diligence and Valuation Advisory, delivering statistical portfolio pricing, loss forecasting, and debtor creditworthiness analysis; and Proprietary Fintech Platform Solutions, offering automated workflow engines, predictive data analytics, and digital multichannel collection interfaces. In recent developments, Integrated System Credit Consulting Fintech S.p.A. has expanded its assets under management through new forward flow agreements and discrete portfolio acquisitions with major domestic banking and financial institutions. The company has enhanced its technological capabilities by integrating machine learning and predictive behavioral scoring into its proprietary digital collection platform to improve recovery rates. Furthermore, the company has expanded its third-party special servicing operations, entered into collaborative partnerships with institutional credit funds, and reinforced its legal servicing network to scale mass judicial recovery activities across Italy.