1. Italy Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Premia Finance S.p.A.

Premia Finance S.p.A.

MMIL:PFI
0.52
EUR
0.00
(0.00%)
4.44MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
1.09
1.35
1.66
1.4
1.53
1.82
- -
Basic EPS, GAAP
- -
0.11
0.08
0.16
- -
- -
-0.08
- -
Free Cash Flow per Basic Share
- -
0.12
0.03
0.01
-0.07
-0.37
- -
- -
Dividend per Share
- -
- -
0.13
0.07
0.16
- -
0.03
- -
Book Value per Share
- -
0.26
0.51
0.74
0.58
0.68
0.6
0.68
Tangible Book Value per Share
- -
0.19
0.35
0.5
0.35
0.18
0.24
0.18
Basic Weighted Avg Shares
- -
4
4
4
4
4
4
4
Sales/Revenue/Turnover
- -
4
5
6
5
6
7
- -
Operating Margin (%)
- -
16.14
9.63
14.72
1.94
1.47
0.97
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
- -
- -
- -
1
- -
- -
- -
- -
Effective Tax Rate (%)
- -
33.09
34.19
31.76
108.79
99.58
- -
- -
Profit Margin (%)
- -
10.52
5.76
9.44
-0.35
0.13
-4.58
- -
Working Capital
- -
1
1
2
1
1
1
1
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
- -
1
2
3
2
3
3
3
Return on Invested Capital (%)
- -
- -
19.93
25.24
-0.21
0.01
- -
- -
Return on Capital (%)
- -
- -
20.71
25.28
-1.17
0.54
- -
- -
Return on Common Equity (%)
- -
- -
20.35
25.71
-0.73
0.33
-12.92
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'23
Jun'24
Dec'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
12
6
4

Working Capital

EUR

•

in mil. unless spec.
Dec'23
Jun'24
Dec'24
Total Current Assets
2
3
3
Cash, Cash Equivalents & STI
1
1
- -
Accounts Receivable, Net
1
1
2
Inventories
- -
- -
- -
Total Current Liabilities
1
1
1
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
34.1%
-12.82%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
-855.08%
-4,108.86%
Sales/Revenue/Turnover
- -
13.29%
17.09%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
5
2024
- -
- -
6
2025
- -
- -
7

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
-0.08

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.16
2024
- -
- -
- -
2025
- -
- -
0.03

Company Description

Company Profile APIChatGPT
CEO
Gaetano Nardo
Full Time Employees
31
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Corso Italia 104 Catania CT Italy 95129
IPO Date
Apr 26, 2021
Website
premiafinancespa.it
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Business
Premia Finance S.p.A. (PFI.MI) operates as a financial services company focused on consumer and mortgage credit intermediation in Italy. The company offers personal loans, mortgage brokerage services, and related financial advisory solutions through a network of agents and digital platforms; it provides tailored financing products for home purchases, renovations, and personal needs, including fixed-rate and variable-rate options under brands such as Premia Mutui and Premia Prestiti. Founded in 2008 and headquartered in Milan, Italy, Premia Finance primarily serves retail customers across the country, with operations concentrated in major regions like Lombardy, Lazio, and Campania. No major partnerships, acquisitions, funding rounds, or strategic shifts have been publicly reported for Premia Finance S.p.A. in the last 1-2 years as of December 2025.