1. Italy Stocks

  2. •

    Finance

  3. •

    Major banks
Banca Profilo S.p.A.

Banca Profilo S.p.A.

1.57
EUR
-0.02
(-1.51%)
0.13EPS
12.38P/E
107.31MMarket Cap
Nov 05Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.86
0.85
0.99
0.73
0.95
0.86
0.96
0.91
1.03
1.08
1.2
1.18
1.03
0.82
Basic EPS, GAAP
0.04
0.05
0.09
0.03
0.08
0.02
0.13
0.13
0.17
0.16
0.18
0.14
0.15
0.13
Free Cash Flow per Basic Share
-0.24
-0.7
0.42
0.01
0.45
0.16
0.06
0.35
-0.42
0.72
0.79
0.47
-0.36
- -
Dividend per Share
- -
- -
- -
0.14
0.01
0.04
0.01
- -
0.37
0.15
0.14
0.15
0.13
- -
Book Value per Share
2.2
2.28
2.44
2.33
2.43
2.27
2.49
2.7
2.5
2.44
2.52
2.44
2.52
2.44
Tangible Book Value per Share
2.14
2.22
2.37
2.25
2.34
2.12
2.35
2.65
2.43
2.34
2.38
2.28
2.38
2.3
Basic Weighted Avg Shares
68
70
64
75
67
67
64
68
68
68
66
66
66
66
Sales/Revenue/Turnover
58
59
64
54
64
58
62
62
70
73
79
78
68
54
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
3
3
6
2
5
2
8
9
12
11
12
9
10
9
Effective Tax Rate (%)
59.77
49.76
35.35
18.58
30.15
22.56
31.46
31.6
34.37
29.57
29.1
30.05
- -
- -
Profit Margin (%)
4.64
5.91
9.09
4.13
8.21
2.84
13.48
14.04
16.85
15.24
15.27
11.94
14.77
16.05
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
85
140
125
20
- -
5
5
4
- -
- -
- -
- -
- -
Total Equity
165
171
183
176
182
171
186
196
164
161
166
161
166
161
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.59
1.52
2
0.65
1.98
1.08
4.42
4.66
6.4
6.77
7.43
5.68
- -
- -
Return on Common Equity (%)
1.93
2.34
3.7
1.41
3.3
1.04
5.28
5.1
6.88
6.86
7.43
5.68
6.11
5.44

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
66
66
66
Market Capitalization
110
98
107

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
107
207
284
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.72%
-2.95%
3.36%
Free Cash Flow
238.83%
-140.74%
-177.35%
Net Income, GAAP
44.23%
4.55%
7.72%
Sales/Revenue/Turnover
1.17%
2.18%
-12.93%
Total Cash Common Dividend
- -
- -
-17.37%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
19
20
17
22
78
2025
19
17
17
14
68
2026
12
10
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.05
0.02
0.03
0.14
2025
0.03
-0.01
0.12
0.01
0.15
2026
0.01
-0.01
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.15
2025
- -
- -
- -
- -
0.13
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Fabio Candeli
Full Time Employees
173
Sector
Finance
Industry
Major banks
Address
Via Cerva, 28 Milan MI Italy 20122
IPO Date
Jul 21, 1999
Website
bancaprofilo.it
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Business
Banca Profilo S.p.A. (PRO.MI) is an Italy-based investment bank specializing in private and investment banking services for private, institutional, and corporate clients. Founded in 1988 and headquartered in Milan at Via Cerva 28, the bank, a subsidiary of Arepo BP S.p.A., operates primarily in Italy through a network of seven branches and focuses on four core segments: private banking and investment banking; finance; digital channels; and activities abroad. It provides asset management including portfolio advisory, third-party funds, customized insurance solutions for estate planning and asset protection, and the Idea Profile investment club for entrepreneurs, managers, and professionals; private banking services such as Lombard-type credit facilities backed by financial instruments, family office administration of movable assets, insurance policies, corporate participations, and trusts, including escrow agreements and corporate representation; investment banking encompassing corporate finance, capital markets advisory for initial public offerings (IPOs), secondary offerings (SPOs), public purchase offers (OPAs), and exchanges (OPS), mergers and acquisitions (M&A), private equity, pre-IPO equity, hybrid products, and secured lending; finance activities involving equity and fixed income sales, trading of shares, bonds, equity derivatives, over-the-counter (OTC) solutions for yield enhancement and portfolio insurance, treasury risk management, collateralized funding at rates below ECB refinancing, and real estate portfolio management via Sator Real Estate SGR; as well as research and analysis on Italian mid-small cap companies, macroeconomic studies on the US and Euro Area, digital banking, and internet/mobile services. In its 2024-2026 business plan approved in late 2023, the bank emphasizes highly profitable niches with organic growth in private banking targeting EUR6.5 billion in client assets via net inflows and focus on private markets placements; expansion of investment banking into a One Stop Bank model for Italian SMEs including M&A, extraordinary finance, and sustainability vehicles for green initiatives like photovoltaics; finance consolidation with brokerage development and structured products; digital bank profitability enhancements; and a digital transformation plan leveraging AI and fintech partnerships; reporting a nine-month net profit of EUR9.4 million in 2025.