MNB Holdings Corporation

MNB Holdings Corporation

MNBO
MNB Holdings CorporationUS flagOther OTC
55.00
USD
- -
- -
25.18MMarket Cap
MNB Holdings Corporation
MNBO
(Other OTC)

Recent

price

55.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2005
2006
2007
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
11.59
13.49
15.62
20.07
19.78
19.75
21.78
25.51
25.23
23.01
19.46
20.76
15.62
20.22
12.47
- -
19.25
Revenue per Share
1.95
2.71
3.37
3.6
3.73
3.4
3.75
4.04
5.25
5.12
-2.54
-0.45
-1.74
1.45
-2.85
- -
4.16
Basic EPS, GAAP
2.88
- -
- -
6.41
2.32
1.21
4.91
5.92
7.32
3.44
-3.31
0.15
-1.04
4.39
-6.71
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
14.81
11.99
14.79
29.1
32.83
36.25
50.62
54.67
59.94
65.07
62.53
62.07
60.33
61.78
58.93
- -
14.79
Book Value per Share
14.57
23.37
26.38
39.73
43.45
46.87
50.62
54.67
59.94
65.07
62.53
62.07
60.33
61.78
58.93
- -
26.38
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
5
6
7
9
9
9
10
12
12
11
9
9
7
9
6
6
9
Sales/Revenue/Turnover
25.42
30.7
33.05
27.86
29.08
26.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
26.81
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
2
2
2
2
2
2
2
2
-1
- -
-1
1
-1
- -
2
Net Income, GAAP
33.81
34.7
34.66
35.52
35.1
35.58
46.49
49.27
34.16
19.48
- -
- -
- -
24.96
- -
- -
34.9
Effective Tax Rate (%)
16.82
20.05
21.59
17.96
18.87
17.23
17.22
15.82
20.79
22.26
-13.06
-2.18
-11.17
7.17
-22.87
-3.14
21.61
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
6
- -
1
6
6
29
60
19
10
3
17
11
24
19
14
15
1
LT Debt
7
11
12
18
20
21
23
25
27
30
29
28
28
28
27
27
12
Total Equity
6.42
8.19
10.57
8.75
6.78
4.08
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
10.53
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
14.1
20.22
25.19
16.49
12.05
9.85
8.63
7.66
9.15
8.2
-3.98
-0.73
-2.85
2.37
-4.73
-0.71
31.07
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
ST Debt
1
- -
- -
LT Borrowings
- -
2
1
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
- -
Market Capitalization
9
10
12

Working Capital

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7
12
11
Accounts Receivable, Net
1
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
- -
- -
ST Debt
1
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.37%
-1.29%
-0.71%
Free Cash Flow
-168.66%
-357.35%
-132.71%
Net Income, GAAP
-46.61%
-72.35%
-85.39%
Sales/Revenue/Turnover
-1.88%
-4.13%
6.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
9
2024
- -
- -
- -
- -
6
2025
- -
- -
- -
- -
6

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.45
2024
- -
- -
- -
- -
-2.85
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
MNB Holdings Corporation operates as the holding company for Mission National Bank, a full-service commercial bank that provides business checking, business lending, and personal banking services to minority small businesses and niche retail segments in the San Francisco Bay Area. The bank offers deposit products including checking accounts, money market accounts, savings accounts, certificates of deposit, and NOW accounts; loan products such as business term loans, business lines of credit, commercial real estate loans, and letters of credit; and additional services comprising credit and debit cards, bill pay, remote deposit capture, online banking, and mobile banking. Headquartered at 3060 16th Street in San Francisco, California, with branches in San Francisco and Berkeley, the company was founded in 1982 and focuses on the general commercial banking business across the city and county of San Francisco and nine other San Francisco Bay Area counties. In April 2023, Mission National Bank received a grant from the U.S. Department of the Treasury's Community Development Financial Institutions Fund to support its community-focused operations. The company maintains a lean structure with approximately 35 employees and reports recent trailing twelve-month revenue of around $9-12 million.