Merchants & Marine Bancorp, Inc.

Merchants & Marine Bancorp, Inc.

MNMB
Merchants & Marine Bancorp, Inc.US flagOther OTC
50.00
USD
-1.70
- -
66.52MMarket Cap
Merchants & Marine Bancorp, Inc.
MNMB
(Other OTC)

Recent

price

50.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2007
2008
2009
2010
2011
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
18.63
17.85
16.05
18.15
18.62
16.89
16.99
17.08
18.07
18.98
20.43
22.76
30.65
34.03
34.61
25.77
Revenue per Share
5.05
3.56
2.49
3.7
3.11
3.77
2.65
3.21
3.12
3.02
1.64
2.23
4.53
4.06
2.46
2.17
Basic EPS, GAAP
3.18
1.5
2.04
5.9
4.48
2.51
3.5
2.05
3.4
1.09
-0.4
1.37
2.02
3.84
-2.54
- -
Free Cash Flow per Basic Share
1.35
1.35
1.35
1.35
1.35
1.35
1.4
1.45
1.45
1.45
1.45
1.45
1.45
1.85
2.21
- -
Dividend per Share
25.88
28.13
29.24
31.87
33.63
45.1
46.95
48.73
50.43
52
52.11
52.88
53.35
55.95
57.04
56.07
Book Value per Share
35.73
36.27
37.68
38.74
38.9
48.96
50.83
51.46
56.14
58.09
58.23
49.34
51.43
47.48
51.72
56.54
Tangible Book Value per Share
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Basic Weighted Avg Shares
25
24
21
24
25
22
23
23
24
25
27
30
41
45
46
34
Sales/Revenue/Turnover
40.3
29.33
22.24
26.81
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
1
2
2
2
2
2
- -
Depreciation Expense
7
5
3
5
4
5
4
4
4
4
2
3
6
6
4
4
Net Income, GAAP
32.74
32.02
30.23
23.95
25.16
21.59
37.45
12.54
15.22
19.02
15.81
- -
18.74
15.6
13.71
14.29
Effective Tax Rate (%)
27.11
19.94
15.52
20.39
16.7
22.32
15.6
18.79
17.27
15.91
8.03
9.8
14.78
13.1
9.3
10.62
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
1
1
1
- -
- -
- -
LT Debt
48
49
51
52
55
68
70
71
77
82
82
121
124
126
131
126
Total Equity
- -
9.7
6.62
9.51
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
13.17
8.68
12.1
9.5
9.58
5.76
6.71
6.29
5.9
3.15
4.25
8.53
7.43
4.35
4.09
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
51
51
51
Shares Outstanding
1
1
1
Market Capitalization
56
57
51

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
136
49
54
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.93%
11.15%
3.96%
Free Cash Flow
-65.65%
-121.62%
-166.05%
Net Income, GAAP
7.08%
12.8%
-27.83%
Sales/Revenue/Turnover
6.92%
13.29%
1.57%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
10
11
- -
13
45
2025
10
11
15
- -
46
2026
10
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.52
- -
- -
- -
4.06
2025
0.42
- -
- -
- -
2.46
2026
0.07
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.85
2025
- -
- -
- -
- -
2.21
2026
- -
- -
- -
- -
- -
Business
Merchants & Marine Bancorp, Inc. (MNMB) operates as a bank holding company for Merchants and Marine Bank, providing a range of commercial banking products and services to individuals, businesses, and municipalities primarily in the southern United States. The company offers deposit products including checking accounts, savings accounts, money market accounts, and certificates of deposit; lending services such as commercial real estate loans, commercial and industrial loans, construction loans, residential mortgages, and consumer loans; and additional services comprising online banking, mobile banking, cash management, and wealth management through its banking subsidiaries. Headquartered in Pascagoula, Mississippi, and founded in 1899, Merchants & Marine Bancorp serves customers across Mississippi, Alabama, and Louisiana with a network of branches focused on community banking in the Gulf Coast region. In recent developments, the company completed a strategic merger with another regional financial institution in late 2024, expanding its branch network and deposit base by approximately 20 percent in key markets along the Gulf Coast. This acquisition followed a successful capital raise through a private placement of preferred stock earlier in 2024, bolstering its regulatory capital ratios amid rising interest rates. Additionally, Merchants & Marine Bancorp launched an enhanced digital lending platform in early 2025, targeting small and medium-sized businesses with streamlined SBA loan processing to capture growing demand in its operating regions.

Company News

APIChatGPT
  • Merchants & Marine Bancorp, Inc. Announces First Quarter Financial Results

  • Merchants & Marine Bancorp, Inc. Completes Acquisition of Farmers-Merchants Bank

  • Merchants & Marine Bancorp, Inc. Announces 2025 Financial Results

  • Merchants & Marine Bancorp, Inc. Announces Third Quarter Financial Results

  • Merchants & Marine Bancorp, Inc. to Acquire Farmers-Merchants Bank & Trust

  • Merchants & Marine Bancorp, Inc. Announces Board Leadership Changes

  • Merchants & Marine Bancorp, Inc. Announces First Quarter Financial Results

  • Nicole Perry Joins CannaFirst Financial as Director of National Sales

  • Merchants & Marine Bancorp, Inc. Announces 2024 Financial Results

  • Merchants & Marine Bancorp, Inc. Announces Third Quarter Financial Results

  • Merchants & Marine Bancorp, Inc. Announces Paige Oliver as New Brand President & Chief Executive Officer

  • Merchants & Marine Bancorp, Inc. Announces Second Quarter Financial Results

  • Merchants & Marine Bancorp, Inc. Completes Acquisition of Mississippi River Bank

  • Merchants & Marine Bancorp, Inc. Named to 2024 OTCQX Best 50

  • Merchants & Marine Bancorp, Inc., to acquire Mississippi River Bank

  • Merchants & Marine Bancorp, Inc. Announces Second Quarter Financial Results

  • Merchants & Marine Bank CEO Clayton Legear Appointed to State Board of Banking Review

  • Merchants & Marine Bancorp Releases Earnings

  • Merchants & Marine Bank Announces Rebrand

  • Merchants & Marine Bancorp Releases First Quarter Earnings