MidWestOne Financial Group, Inc.

MidWestOne Financial Group, Inc.

MOFG
MidWestOne Financial Group, Inc.US flagNASDAQ Global Select
49.31
USD
+1.13
- -
1.02BMarket Cap
MidWestOne Financial Group, Inc.
MOFG
(NASDAQ Global Select)

Recent

price

49.31

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
6.98
7.37
7.4
8.12
8.1
8.35
10.74
10.76
10.51
10.51
11.76
11.9
12.52
13.67
10.37
4.07
11.5
Revenue per Share
0.42
1.08
1.47
1.95
2.19
2.2
2.42
1.78
1.55
2.48
2.93
0.41
4.38
3.89
1.33
-3.54
2.82
Basic EPS, GAAP
1.11
1.99
2.44
2.24
2.8
1.3
1.72
2.85
3
3.03
3.03
0.44
6.9
5.6
3.73
3.57
3.8
Free Cash Flow per Basic Share
0.37
0.29
0.28
0.36
0.5
0.58
0.61
0.64
0.67
0.78
0.77
0.88
0.9
0.95
0.97
0.97
0.97
Dividend per Share
6.6
7.47
8.71
10.11
11.81
13.54
13.09
13.01
13.34
14.85
14.64
12.72
16.37
19.55
19.86
14.05
12.82
Book Value per Share
14.45
15.28
16.85
19.21
19.69
21.67
20.29
19.57
21.7
22.89
25.41
26.23
27.62
24.7
27.08
26.58
24.26
Tangible Book Value per Share
9
9
9
8
8
8
10
11
12
12
15
16
16
16
16
17
21
Basic Weighted Avg Shares
60
63
64
69
69
70
111
123
127
128
175
192
199
214
163
69
239
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
6
6
5
5
5
3
7
8
8
9
3
5
2
10
13
8
- -
Depreciation Expense
4
10
13
17
19
19
25
20
19
30
44
7
69
61
21
-60
58
Net Income, GAAP
- -
25.15
25.72
23.97
26.32
27.52
23.74
25.17
35.69
20.06
13.09
50.29
22.34
20.58
16
- -
21.81
Effective Tax Rate (%)
7.34
15.96
20.9
24
27.09
26.4
22.57
16.57
14.78
23.62
24.95
3.46
34.96
28.44
12.83
-87.01
24.48
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
146
143
155
136
122
108
133
156
151
169
232
209
155
139
123
113
98
LT Debt
152
158
156
174
178
193
296
305
340
357
509
515
527
493
524
560
606
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.65
15.3
18.19
20.56
20.01
17.31
20.14
14.34
12.09
17.75
21.86
3.14
29.9
21.5
6.76
-21.89
23.65
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
111
112
98
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
21
21
21
Market Capitalization
542
563
588

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,556
1,404
1,448
Accounts Receivable, Net
27
26
30
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.59%
2.03%
6.74%
Free Cash Flow
150.5%
264.84%
3.87%
Net Income, GAAP
51.17%
79.43%
-389.03%
Sales/Revenue/Turnover
4.92%
-12.09%
-57.38%
Total Cash Common Dividend
13.37%
7.84%
8.5%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
36
46
44
36
163
2024
44
58
-93
60
69
2025
58
60
61
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.09
0.48
0.58
0.17
1.33
2024
0.21
1
-6.05
0.79
-3.54
2025
0.73
0.48
0.82
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.24
0.24
0.24
0.24
0.97
2024
0.24
0.24
0.24
0.24
0.97
2025
0.24
0.24
0.24
- -
- -
Business
MidWestOne Financial Group, Inc. (NASDAQ:MOFG) is a financial holding company that operates as the parent of MidWestOne Bank, providing relationship-based commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers through 56 branches primarily in Iowa, Minnesota, Wisconsin, Colorado, and Florida. Founded in 1934 and headquartered in Iowa City, Iowa, the company offers deposit products including noninterest-bearing and interest-bearing demand deposits, demand and interest checking accounts, savings accounts, money market accounts, and time deposits; lending products encompassing commercial loans, real estate loans, agricultural loans, credit card loans, and consumer loans; and complementary services such as treasury management, Zelle payments, online and mobile banking, debit and credit cards, ATMs, safe deposit boxes, private wealth management including financial planning, investment advisory, retail securities brokerage, estate and trust administration, property and farm management, and custodial services. In October 2025, MidWestOne Financial Group entered into a definitive merger agreement with Nicolet Bankshares, Inc., under which Nicolet will acquire the company in an all-stock transaction valued at approximately $864 million, creating a combined entity with over $15 billion in assets, $13 billion in deposits, $11 billion in loans, and $9 billion in wealth assets under administration to form one of the largest banks in the Upper Midwest while maintaining a focus on personalized community banking.

Company News

APIChat
  • Heartland Advisors Inc. Acquires 35,000 Shares of MidWestOne Financial Group, Inc. $MOFG

  • Critical Survey: MidWestOne Financial Group (NASDAQ:MOFG) versus Chester Bancorp (OTCMKTS:CNBA)

  • Brokerages Set MidWestOne Financial Group, Inc. (NASDAQ:MOFG) Target Price at $38.17

  • MidWestOne Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of MidWestOne Financial Group, Inc. - MOFG

  • MidWestOne Financial Group (NASDAQ:MOFG) Shares Pass Above 200-Day Moving Average – What’s Next?

  • MidWestOne Financial Group (NASDAQ:MOFG) Share Price Passes Above 200-Day Moving Average – Should You Sell?

  • Thrivent Financial for Lutherans Acquires 31,867 Shares of MidWestOne Financial Group, Inc. $MOFG

  • Head to Head Analysis: Enterprise Financial Services (NASDAQ:EFSC) & MidWestOne Financial Group (NASDAQ:MOFG)

  • Halper Sadeh LLC Encourages TBHC, FMNB, NIC, MOFG Shareholders to Contact the Firm to Discuss Their Rights

  • MOFG Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of MidWestOne Financial Group, Inc. Is Fair to Shareholders

  • MidWestOne Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of MidWestOne Financial Group, Inc. - MOFG

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of MidWestOne Financial Group, Inc. (NASDAQ: MOFG)

  • Why MidWestOne Financial Rocketed Over 33% Today

  • MidWestOne Financial Group, Inc. (MOFG) M&A Call Transcript

  • MOFG STOCK ALERT: HALPER SADEH LLC IS INVESTIGATING WHETHER THE SALE OF MIDWESTONE FINANCIAL GROUP, INC. IS FAIR TO SHAREHOLDERS

  • Shareholder Alert: The Ademi Firm investigates whether MidWestOne Financial Group, Inc. is obtaining a Fair Price for its Public Shareholders

  • MidWestOne (MOFG) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

  • MidWestOne (MOFG) Q3 Earnings Surpass Estimates

  • MidWestOne Financial Group, Inc. Reports Financial Results for the Third Quarter of 2025

  • Nicolet Bankshares, Inc. Announces Merger with MidWestOne Financial Group, Inc.