1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Croghan Bancshares, Inc.

Croghan Bancshares, Inc.

CHBH
Croghan Bancshares, Inc.US flagOther OTC
65.50
USD
- -
- -
131.54MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
13.95
14.96
15.02
15.75
16.32
16.74
17.84
19.7
20.89
20.45
19.64
20.38
23.45
21.27
Basic EPS, GAAP
2.58
3.79
3.68
3.98
4.49
5.25
5.52
6.12
6.87
6.41
5.05
4.8
5.94
4.94
Free Cash Flow per Basic Share
6
5.6
5.48
4.77
-2.08
6.07
5.9
6.36
7.72
7.86
6.31
6.23
6.37
- -
Dividend per Share
0.94
1.29
1.36
1.41
1.46
1.59
1.84
1.97
2.13
2.21
2.29
- -
- -
- -
Book Value per Share
45.79
37.1
39.26
41.88
44.83
48.35
52.28
57.05
62.38
67.52
71.73
75.47
81.03
62.8
Tangible Book Value per Share
33.15
29.51
32.04
33.72
37.07
39.98
44.19
50.37
52.93
39.62
45.58
48.57
56.41
62.93
Basic Weighted Avg Shares
2
2
2
2
2
2
2
2
2
2
2
2
2
2
Sales/Revenue/Turnover
24
34
34
36
37
38
41
44
46
45
42
43
48
44
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
2
2
2
2
1
1
1
1
1
1
1
1
- -
Net Income, GAAP
4
9
8
9
10
12
13
14
15
14
11
10
12
10
Effective Tax Rate (%)
16.71
24.29
24.21
24.15
21.95
15.24
16.58
17.28
17.8
17.53
17.24
18.8
19.74
19.68
Profit Margin (%)
18.52
25.31
24.48
25.3
27.5
31.39
30.91
31.05
32.87
31.37
25.72
23.53
25.33
23.22
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
14
9
19
16
23
17
18
18
18
60
58
25
145
- -
Total Equity
85
94
99
102
109
115
124
136
140
109
120
124
138
130
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
6.01
10.56
9.65
9.81
10.36
11.28
10.93
11.13
11.44
9.8
7.17
6.46
7.5
8.03

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
25
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
101
95
100

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
94
60
48
Accounts Receivable, Net
5
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.84%
1.07%
10.81%
Free Cash Flow
-54.96%
-0.91%
-0.27%
Net Income, GAAP
4.59%
-1.21%
20.71%
Sales/Revenue/Turnover
3.53%
1.85%
12.17%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11
10
10
11
43
2025
11
12
13
- -
48
2026
13
14
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.4
1.11
1.17
1.13
4.8
2025
1.27
1.38
1.64
- -
5.94
2026
1.75
2.27
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Kendall W. Rieman
Full Time Employees
202
Sector
Financial Services
Industry
Banks - Regional
Address
323 Croghan Street Fremont OH United States of America 43420
IPO Date
Mar 9, 1999
Website
croghan.com
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Business
Croghan Bancshares, Inc. (CHBH) is a financial holding company incorporated in 1983 and headquartered in Fremont, Ohio; it owns all outstanding shares of Croghan Colonial Bank, an Ohio state-chartered community bank founded in 1888 that provides commercial and retail banking services to individuals and businesses primarily in Sandusky, Erie, Huron, Lucas, Ottawa, and Seneca counties. The bank offers personal and business checking accounts, savings accounts, time deposits, safe deposit boxes, and trust department services; its loan portfolio includes home equity and improvement loans, personal loans, auto, boat, RV, and motorcycle loans, consumer loans, commercial and agricultural loans, real estate loans, overdraft protection, business loans and lines of credit, small business lending, equipment loans and leasing, commercial real estate loans, SBA loans, business succession planning, and mortgage lending. Additional services encompass investment and trust management, estate planning, employee benefit plans, financial planning, insurance products, debit and credit cards, and digital banking solutions such as online and mobile banking, bill pay, remote deposit capture, e-statements, mobile deposits, and card management; the bank operates through 17 locations across its service areas and maintains total assets of approximately $1.15 billion as of December 31, 2024. Croghan Bancshares continues to emphasize community involvement and digital service expansions, with its 2024 annual report noting interest rate volatility including a 100 basis point drop by year-end, while sustaining strong financial metrics and shareholder dividends without major acquisitions, partnerships, or structural changes announced in 2024 or 2025.