Marqeta, Inc.

Marqeta, Inc.

MQ
Marqeta, Inc.US flagNASDAQ Global Select
3.80
USD
-0.30
- -
1.61BMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.3
0.6
1.43
1.37
1.27
0.99
- -
1.47
Basic EPS, GAAP
-0.25
-0.1
-0.45
-0.34
-0.42
0.05
- -
- -
Free Cash Flow per Basic Share
-0.04
0.1
0.15
-0.03
0.04
0.11
- -
0.33
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.43
-0.52
-1.15
-1.1
-1.55
-1.56
- -
-1.81
Tangible Book Value per Share
-0.41
-0.44
4.34
2.7
2.04
1.82
- -
1.22
Basic Weighted Avg Shares
483
483
363
545
533
511
- -
444
Sales/Revenue/Turnover
143
290
517
748
676
507
625
652
Operating Margin (%)
-41.09
-16.22
-31.33
-28.04
-41.86
-4.83
-7.43
-3.96
Depreciation Expense
3
3
4
4
11
17
27
31
Net Income, GAAP
-58
-48
-164
-185
-223
27
-14
2
Effective Tax Rate (%)
- -
- -
- -
- -
- -
2.82
- -
20.35
Profit Margin (%)
-40.62
-16.43
-31.7
-24.7
-32.97
5.38
-2.23
0.33
Working Capital
133
290
1,561
1,464
1,052
878
486
467
LT Debt
18
15
12
9
5
1
6
5
Total Equity
137
288
1,573
1,473
1,243
1,085
762
742
Return on Invested Capital (%)
- -
- -
- -
- -
- -
-2.01
- -
-2.32
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
11
11
10
LT Borrowings
- -
- -
- -
LT Finance Leases
5
6
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
449
432
426
Market Capitalization
2,527
2,196
1,812

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
1,200
1,235
1,188
Cash, Cash Equivalents & STI
830
772
712
Accounts Receivable, Net
36
41
46
Inventories
- -
2
- -
Total Current Liabilities
637
749
721
Payables & Accruals
570
673
679
ST Debt
11
11
10
Deferred Revenue
13
12
9

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
76.31%
-29.77%
Free Cash Flow
- -
4.82%
188.4%
Net Income, GAAP
- -
2.76%
-151.03%
Sales/Revenue/Turnover
- -
22.29%
23.25%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
118
125
128
136
507
2025
139
150
163
172
625
2026
166
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.07
0.23
-0.06
-0.05
0.05
2025
-0.02
- -
-0.01
- -
- -
2026
0.02
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael Milotich
Full Time Employees
854
Sector
Technology
Industry
Software - Infrastructure
Address
180 Grand Avenue Oakland CA United States of America 94612
IPO Date
Jun 9, 2021
Business
Marqeta, Inc. is a global modern card issuing and payment processing platform headquartered in Oakland, California, and founded in 2010. The company offers a cloud-based, open API platform that enables businesses to create, customize, and manage payment cards and transactions. Its core products and services include physical and virtual card issuing; tokenization; dynamic spend controls; just-in-time (JIT) funding programs that enable real-time transaction funding without pre-funding accounts; fraud detection; compliance management; and comprehensive card management and fulfillment services. Marqeta also provides tools for transaction processing, settlement, authentication (including 3DS), data insights, reporting, and real-time user onboarding. These services support a wide range of use cases such as corporate expenses, payroll, rewards programs, embedded finance, digital banking, and supplier payments across the United States, Europe, and Asia. Recently, Marqeta completed the acquisition of TransactPay, a UK- and European Economic Area-licensed e-money institution and BIN sponsorship provider, to strengthen its card program management capabilities and regulatory compliance in Europe. This acquisition enables Marqeta to expand its presence and better serve customers in the UK and EU markets with fully compliant and scalable payment solutions. Additionally, Marqeta has secured partnerships with Fortune 500 companies to enable electronic supplier payments and has expanded its embedded finance credit programs for small and mid-sized businesses, supporting growth in loyalty-driven offerings. Operationally, Marqeta reported a 33% increase in total processing volume to $98 billion and a 27% increase in gross profit in Q3 2025, reflecting strong growth and improved profitability. The company continues to scale its platform globally while focusing on innovation and rapid product deployment. Marqeta targets fintech companies, financial institutions, legacy enterprises, and digital innovators, offering solutions that enhance payment flexibility, customer experience, and operational efficiency in commerce payments. Its technology platform supports multi-merchant prepaid debit cards, credit and debit card issuance, mobile wallet integrations, and comprehensive program management. Marqeta's strategic moves highlight its commitment to growing its footprint globally, deepening its product and compliance capabilities, especially in key markets such as Europe, and executing partnerships that drive broad adoption of its modern payment infrastructure.

Company News

APIChat
  • Marqeta Research Reveals Consumer and SMB Credit Behavior Has Evolved Beyond Traditional Models, Creating New Opportunity for Providers

  • Marqeta Research Reveals Consumer and SMB Credit Behavior Has Evolved Beyond Traditional Models, Creating New Opportunity for Providers

  • Marqeta Teams With Banking Circle to Expand in Europe

  • Marqeta Expands Account and Money Movement Offering in Europe, Building on Strong Regional Momentum

  • Marqeta, Inc. (MQ) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript

  • U.S. Consumer Spending Tops $21.86T: 5 Fintech Stocks Under $75

  • Marqeta Announces Appointment of Lukasz Strozek as Chief Technology Officer

  • Marqeta, Inc. (MQ) Q1 2026 Earnings Call Transcript

  • Marqeta's Debit Roots Give Way to Credit and BNPL Push

  • Marqeta (MQ) Reports Q1 Earnings: What Key Metrics Have to Say

  • Marqeta Reports First Quarter 2026 Financial Results

  • Did Marqeta, Inc. Insiders Breach their Fiduciary Duties to Shareholders?

  • Kuehn Law Encourages Investors of Marqeta, Inc. to Contact Law Firm

  • Kuehn Law Encourages Investors of Marqeta, Inc. to Contact Law Firm

  • Kuehn Law Encourages Investors of Marqeta, Inc. to Contact Law Firm

  • Kuehn Law Encourages Investors of Marqeta, Inc. to Contact Law Firm

  • SHAREHOLDER ALERT: Purcell & Lefkowitz LLP Announces Shareholder Investigation of Marqeta, Inc. (NASDAQ: MQ)

  • 264,729 Shares in Marqeta, Inc. $MQ Acquired by Donor Advised Charitable Giving Inc.

  • Did Marqeta, Inc. Insiders Breach their Fiduciary Duties to Shareholders?

  • Head-To-Head Contrast: Marqeta (NASDAQ:MQ) vs. Joint Stock Company Kaspi.kz (NASDAQ:KSPI)