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  3. •

    Insurance - Property & Casualty
MS&AD Insurance Group Holdings, Inc.

MS&AD Insurance Group Holdings, Inc.

MSADY
MS&AD Insurance Group Holdings, Inc.US flagOther OTC
32.01
USD
-0.33
- -
47.15BMarket Cap
MS&AD Insurance Group Holdings, Inc.
MSADY
(Other OTC)

Recent

price

32.01

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
1,786.16
1,855.43
2,247.1
2,329.12
2,508.9
2,633.17
2,933.92
2,842.38
3,065.93
2,694.61
2,847.66
3,013.29
1,042.48
3,979.47
8,415.28
10,032.39
1,913.9
Revenue per Share
2.9
-90.83
44.82
50.19
73.78
99.57
116.98
86.68
109.58
82.79
85.27
158.17
43.51
231.83
445.52
528.87
177.68
Basic EPS, GAAP
-52.7
-147.39
24.11
233.85
319.32
685.81
577.66
424.65
380.26
322.61
-245.06
93.63
23.2
291.64
368.38
451.21
- -
Free Cash Flow per Basic Share
20.47
17.98
17.99
18.34
19.06
23.72
35.1
44.95
45.08
48.54
50.15
54.33
22.01
73.54
122.71
151.04
- -
Dividend per Share
865.73
800.16
1,071.78
1,215.41
1,637.13
1,489.86
1,524.45
1,655.2
1,571.15
1,436.83
1,842.42
1,985.53
1,929.19
2,817.26
2,647.2
3,286.98
2,808.5
Book Value per Share
798.97
725.77
976.53
1,118.83
1,538.31
1,201.58
1,289.72
1,346.01
1,259.67
1,177.51
1,584.49
1,715.6
1,619.65
2,507.91
2,330.89
2,974.27
2,484.43
Tangible Book Value per Share
1,872
1,866
1,866
1,862
1,847
1,823
1,799
1,777
1,759
1,728
1,694
1,661
4,849
1,593
1,552
1,489
1,586
Basic Weighted Avg Shares
3,343,946
3,461,715
4,192,387
4,336,383
4,633,039
4,800,044
5,278,025
5,051,632
5,391,877
4,655,381
4,822,547
5,006,419
5,055,123
6,338,600
13,064,487
14,935,359
3,034,877
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
42,142
41,980
43,708
52,320
62,071
50,027
73,577
75,755
74,116
78,350
84,060
97,111
106,993
121,019
121,917
115,718
- -
Depreciation Expense
5,420
-169,469
83,625
93,451
136,247
181,516
210,447
154,057
192,705
143,030
144,398
262,799
211,006
369,266
691,657
787,339
281,755
Net Income, GAAP
- -
- -
31.15
35.76
37.29
29.28
25.09
37.01
30.54
- -
26.8
28.13
27.65
19.35
23.22
24.74
17.06
Effective Tax Rate (%)
0.16
-4.9
1.99
2.16
2.94
3.78
3.99
3.05
3.57
3.07
2.99
5.25
4.17
5.83
5.29
5.27
9.28
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
164,963
271,165
291,176
226,185
226,188
349,841
456,191
558,191
659,093
809,093
809,093
782,902
714,743
715,045
590,565
998,406
590,628
LT Debt
1,633,381
1,512,134
2,021,625
2,285,832
3,036,663
2,725,274
2,734,432
2,968,387
2,778,047
2,494,038
3,126,657
3,302,749
3,139,501
4,513,562
4,052,835
4,825,140
4,357,741
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
4.27
4
4.82
5.88
6.89
4.76
5.71
- -
4.19
6.75
5.41
8.24
14.09
15.21
6.12
Return on Capital (%)
0.37
-10.91
4.79
4.39
5.17
6.36
7.78
5.45
6.77
5.5
5.21
8.28
6.64
9.77
16.34
17.96
7.14
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
715,045
- -
590,628
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,586
1,586
1,534
Market Capitalization
4,274,510
5,682,001
5,090,001

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,911,347
- -
2,471,422
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.1%
10.66%
19.06%
Free Cash Flow
-5.85%
37.65%
17.46%
Net Income, GAAP
22.78%
47.69%
13.83%
Sales/Revenue/Turnover
15.29%
30.12%
14.32%
Total Cash Common Dividend
19.38%
22.99%
18.03%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
13,064,487
2026
- -
- -
- -
- -
14,935,359
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
445.52
2026
- -
- -
- -
- -
528.87
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
122.71
2026
- -
- -
- -
- -
151.04
2027
- -
- -
- -
- -
- -
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Business
MS&AD Insurance Group Holdings, Inc. MS&AD Insurance Group Holdings, Inc. operates as a holding company for Japan's second-largest non-life insurance group, providing a broad range of non-life and life insurance products including marine, fire, casualty, automobile, personal annuity, group, and allied lines through key subsidiaries Mitsui Sumitomo Insurance Co., Ltd., Aioi Nissay Dowa Insurance Co., Ltd., Mitsui Direct General, and Mitsui Sumitomo Aioi Life Insurance Co., Ltd.; the group also offers financial services, reinsurance, risk management, nursing care, assistance services, and specialized cyber insurance solutions. Headquartered in Tokyo, Japan, and founded in 2010 through the integration of Mitsui Sumitomo Insurance Group Holdings, Aioi Insurance, and Nissay Dowa General Insurance, MS&AD conducts operations across 48 countries and regions spanning Asia, Europe, North America, South America, Oceania, and Africa, serving individuals, businesses, and institutions with customized domestic and international offerings focused on innovation, sustainability, and global risk solutions. In recent developments, Mitsui Sumitomo Insurance completed a $30 million equity investment in Coalition to expand Active Insurance for cyber risks in March 2025, while the group plans to merge its core non-life subsidiaries Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance by April 2027 to consolidate domestic market leadership, enhance compliance, and streamline operations following prior incidents; additionally, MS&AD pursued stakes in entities like MassMutual's Barings and earlier acquisitions such as Transverse Insurance Group.

Company News

Company News APIChatGPT

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