MS&AD Insurance Group Holdings, Inc.

MS&AD Insurance Group Holdings, Inc.

MSADY
MS&AD Insurance Group Holdings, Inc.US flagOther OTC
27.76
USD
-0.29
- -
40.28BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
2,329.12
2,508.9
2,633.17
2,933.92
2,842.38
3,065.93
2,694.61
2,847.66
3,013.29
1,042.48
3,997.47
4,106.83
5,247.4
1,913.9
Basic EPS, GAAP
50.19
73.78
99.57
116.98
86.68
109.58
82.79
85.27
158.17
43.51
232.88
193.36
342.98
177.68
Free Cash Flow per Basic Share
233.85
319.32
685.81
577.66
424.65
380.26
322.61
-245.06
93.63
23.2
292.96
368.37
451.2
- -
Dividend per Share
18.34
19.06
23.72
35.1
44.95
45.08
48.54
50.15
54.33
22.01
73.87
122.71
151.04
- -
Book Value per Share
260.66
319.68
399.67
486.88
533.99
604.09
647.97
696.26
813.64
306.18
2,549.62
2,927.69
3,378.45
1,334.03
Tangible Book Value per Share
1,131.28
1,546.14
1,208.61
1,288.12
1,361.02
1,269.5
1,187.35
1,591.21
1,721.14
545.13
3,463.55
3,282.88
4,129.14
2,434.58
Basic Weighted Avg Shares
1,862
1,847
1,823
1,799
1,777
1,759
1,728
1,694
1,661
4,849
1,586
1,552
1,489
1,586
Sales/Revenue/Turnover
4,336,383
4,633,039
4,800,044
5,278,025
5,051,632
5,391,877
4,655,381
4,822,547
5,006,419
5,055,123
6,338,600
6,375,850
7,812,080
3,034,877
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
52,320
62,071
50,027
73,577
75,755
74,116
78,350
84,060
97,111
106,993
121,019
121,917
115,718
- -
Net Income, GAAP
93,451
136,247
181,516
210,447
154,057
192,705
143,030
144,398
262,799
211,006
369,266
300,191
510,612
281,755
Effective Tax Rate (%)
35.76
37.29
29.28
25.09
37.01
30.54
- -
26.8
28.13
27.65
19.35
33.31
26.64
17.06
Profit Margin (%)
2.16
2.94
3.78
3.99
3.05
3.57
3.07
2.99
5.25
4.17
5.83
4.71
6.54
9.28
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
226,185
226,188
349,841
456,191
558,191
659,093
809,093
809,093
782,902
714,743
1,528,539
1,170,350
1,520,658
590,628
Total Equity
2,285,832
3,036,663
2,725,274
2,734,432
2,968,387
2,778,047
2,494,038
3,126,657
3,302,749
3,139,501
5,929,103
5,434,114
6,481,239
4,357,741
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.85
17.56
19.11
17.54
11.06
12.1
- -
7.59
12.87
9.72
9.51
5.32
8.37
11.29
Return on Common Equity (%)
19.91
25.33
27.53
26.23
16.88
19.16
13.11
12.56
20.77
14.88
13.36
6.99
10.67
15.51

Capital Structure

FRC

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
1,528,539
- -
590,628
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,586
- -
1,534
Market Capitalization
4,317,693
5,682,180
5,260,598

Working Capital

FRC

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,851,692
- -
2,471,422
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.81%
20.09%
19.27%
Free Cash Flow
-5.85%
37.65%
17.46%
Net Income, GAAP
17.81%
37.74%
70.1%
Sales/Revenue/Turnover
5.56%
10.66%
22.53%
Total Cash Common Dividend
19.38%
22.99%
18.03%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,779,765
1,523,958
1,386,853
1,648,024
6,338,600
2025
- -
- -
- -
- -
6,375,850
2026
- -
- -
- -
- -
7,812,080

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
69.69
- -
- -
- -
232.88
2025
- -
- -
- -
- -
193.36
2026
- -
- -
- -
- -
342.98

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
73.87
2025
- -
- -
- -
- -
122.71
2026
- -
- -
- -
- -
151.04

Company Description

APIChatGPT
CEO
Shinichiro Funabiki
Full Time Employees
46,856
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
West Tower Tokyo TY Japan 104-0033
IPO Date
Jan 3, 2008
Business
MS&AD Insurance Group Holdings, Inc. MS&AD Insurance Group Holdings, Inc. operates as a holding company for Japan's second-largest non-life insurance group, providing a broad range of non-life and life insurance products including marine, fire, casualty, automobile, personal annuity, group, and allied lines through key subsidiaries Mitsui Sumitomo Insurance Co., Ltd., Aioi Nissay Dowa Insurance Co., Ltd., Mitsui Direct General, and Mitsui Sumitomo Aioi Life Insurance Co., Ltd.; the group also offers financial services, reinsurance, risk management, nursing care, assistance services, and specialized cyber insurance solutions. Headquartered in Tokyo, Japan, and founded in 2010 through the integration of Mitsui Sumitomo Insurance Group Holdings, Aioi Insurance, and Nissay Dowa General Insurance, MS&AD conducts operations across 48 countries and regions spanning Asia, Europe, North America, South America, Oceania, and Africa, serving individuals, businesses, and institutions with customized domestic and international offerings focused on innovation, sustainability, and global risk solutions. In recent developments, Mitsui Sumitomo Insurance completed a $30 million equity investment in Coalition to expand Active Insurance for cyber risks in March 2025, while the group plans to merge its core non-life subsidiaries Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance by April 2027 to consolidate domestic market leadership, enhance compliance, and streamline operations following prior incidents; additionally, MS&AD pursued stakes in entities like MassMutual's Barings and earlier acquisitions such as Transverse Insurance Group.

Company News

APIChatGPT
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