Mission Bancorp

Mission Bancorp

MSBC
Mission BancorpUS flagOther OTC
105.00
USD
- -
- -
315.97MMarket Cap
Mission Bancorp
MSBC
(Other OTC)

Recent

price

105.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2002
2003
2004
2005
2006
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.48
1.84
2.59
4.32
5.48
10.49
12.85
14.88
17.04
18.33
21.97
26.19
27.05
28.41
21.32
Revenue per Share
0.21
0.28
0.58
1.35
1.84
2.36
4.54
5.12
5.81
6.8
8.65
10.68
10.4
9.28
6.41
Basic EPS, GAAP
0.17
0.38
-0.19
- -
1.36
3.09
5.42
4.93
5.2
6.19
9.72
11.1
11.81
9.31
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
3.24
3.52
4.11
5.91
4.25
20.97
26.05
31.01
36.92
43.65
51.82
61.56
71.71
80.33
82.12
Book Value per Share
3.24
3.5
4.09
6.88
8.5
20.72
25.68
31.03
37.8
43.69
44.16
54.95
65.41
75.49
77.46
Tangible Book Value per Share
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
Basic Weighted Avg Shares
3
4
5
7
9
27
34
40
46
50
62
75
78
83
63
Sales/Revenue/Turnover
24.6
26.94
38.36
51.36
55.58
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
1
1
1
- -
Depreciation Expense
- -
1
1
2
3
6
12
14
16
19
24
30
30
27
19
Net Income, GAAP
41
42.69
41.13
38.79
39.48
45.27
25.77
26.53
26.29
26.92
27.86
27.38
28.28
29.24
28.74
Effective Tax Rate (%)
14.52
15.44
22.58
31.22
33.65
22.51
35.34
34.43
34.07
37.11
39.38
40.79
38.47
32.66
30.06
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
25
- -
22
22
22
42
22
12
12
LT Debt
6
7
8
11
15
53
67
83
102
120
124
157
189
220
229
Total Equity
- -
8.43
15.4
23.35
24.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
8.41
15.32
25.24
37.16
19.86
19.41
18.13
17.2
17.03
18.28
18.99
15.73
12.25
15.61
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
263
266
297

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
154
150
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
45.23%
16.89%
16.26%
Free Cash Flow
- -
16.99%
-20.6%
Net Income, GAAP
32.31%
12.65%
-10.17%
Sales/Revenue/Turnover
34.22%
12.73%
5.81%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
19
19
21
19
78
2025
19
20
- -
22
83
2026
21
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.53
2.51
2.7
2.64
10.4
2025
2.33
1.07
- -
2.79
9.28
2026
2.5
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Mission Bancorp (OTC Pink: MSBC), founded in 1998 and headquartered in Bakersfield, California, operates as the holding company for Mission Bank and three other wholly-owned subsidiaries, including Mission 1031 Exchange, LLC; Mission Bank provides commercial banking products and services to individual and corporate clients through full-service Business Banking Centers in Shafter, Bakersfield, Lancaster, Ventura, Stockton, San Luis Obispo, Visalia, and Westlake Village, California. Core offerings encompass deposit products such as checking and savings accounts, NOW accounts, money market accounts, fiduciary accounts, individual retirement accounts, time deposits, and certificates of deposit; commercial loans including lines of credit, equipment and vehicle financing, permanent working capital or debt refinance, commercial real estate loans, construction financing, and letters of credit; agricultural loans such as operating or crop lines of credit, cattle loans, equipment loans, real estate loans, and farmer loans; SBA 504 and 7(a) loans; Farmer Mac and USDA/FSA loans; debit and credit cards; merchant card processing; online cash management; remote deposit capture; sweep and zero balance accounts; treasury management; bill pay; online and mobile banking services; and cash vault services; Mission 1031 Exchange, LLC serves as a nationwide qualified intermediary facilitating tax-deferred real property exchange transactions under Internal Revenue Code Section 1031. In recent developments, Mission Bancorp reported 2024 revenue of $76.89 million, up 4.49% from the prior year, with net earnings of $30.14 million; extended its Rule 10b5-1 stock repurchase plan through October 2025, increasing the authorized repurchase amount to $3.0 million; declared a 5.00% annual stock dividend payable in June 2024 and continued such distributions; opened a new Westlake Village office incurring related one-time costs; and achieved year-over-year loan growth of 6% to $1.30 billion and deposit growth of 17% to $1.65 billion as of Q1 2025, while maintaining strong credit quality with nonaccrual loans at 0.03% of total gross loans.

Company News

APIChatGPT
  • Mission Bancorp Reports First Quarter Earnings of $7.7 Million, a 7% Increase Year Over Year, and Annual Loan Growth of 14.5%. Announces Extension of Stock Repurchase Plan and Declares 5.00% Annual Stock Dividend.

  • Mission Bancorp Reports Industry Leading Annual Loan Growth of 13.2%, Quarterly Earnings of $8.2 Million up 6.3% over Fourth Quarter of 2024.

  • Mission Bancorp Announces Extension of Stock Repurchase Plan

  • Mission Bancorp Reports Second Quarter Earnings of $3.1 Million. Annualized Loan Growth of 18%.

  • Mission Bancorp Announces Extension of Stock Repurchase Plan and Declares 5.00% Annual Stock Dividend

  • CULT Food Science Applauds Mission Barns' FDA Approval and Market Introduction of Cultivated Pork Fat and Announces Debt Settlement

  • Mission Bancorp Reports Fourth Quarter Earnings of $7.7 Million and Annual Earnings of $30.1 Million. Annual Deposit Growth of 14.8%.

  • Mission Bancorp Reports Third Quarter Earnings of $7.8 Million. Annualized Deposit Growth of 33%.

  • Mission Bancorp Announces Extension of Stock Repurchase Plan and Declares 5.00% Annual Stock Dividend

  • Mission Bancorp Reports First Quarter Earnings of $7.3 Million. Annual Loan Growth of 8.9%.

  • Mission Bancorp Reports Record Annual Earnings of $30.5 Million, Annual Loan Growth of 13.2% and Annual Deposit Growth of 7.3%

  • Mission Bank announces next steps in board succession strategy

  • Mission Bancorp Announces Extension of Stock Repurchase Plan