Metropolitan Bank & Trust Company

Metropolitan Bank & Trust Company

MTPOY
Metropolitan Bank & Trust CompanyUS flagOther OTC
21.98
USD
- -
- -
4.94BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
425.44
437.57
370.69
429.43
455.95
429.29
497.02
539.36
448.67
499.52
588.83
632.51
693.63
671.67
Basic EPS, GAAP
133.42
119.46
101.93
98.8
99.44
103.15
131.5
61.53
98.56
145.8
187.89
214.13
221.13
219.7
Free Cash Flow per Basic Share
1,303.52
194.74
-179.48
-117.82
-308.33
-503.26
378.17
1,084.87
852.97
658.99
360.01
-825.58
372.73
-1,610.31
Dividend per Share
18.51
21.68
20.6
17.26
18.16
17.34
19.28
20.65
80.69
60.68
60.68
100.74
106.12
100.72
Book Value per Share
655.13
755.21
826.9
904.09
984.39
985
1,097.27
1,081.98
1,099.68
1,184.71
1,311.58
1,424.65
1,545.11
1,435.23
Tangible Book Value per Share
810.47
904.45
1,074.67
1,082.04
1,067.61
1,321.54
1,451.11
1,437.66
1,414.85
1,417.89
1,585.2
1,712.5
1,875.89
1,768.44
Basic Weighted Avg Shares
169
168
183
183
183
213
213
225
225
225
225
225
225
225
Sales/Revenue/Turnover
71,707
73,673
67,736
78,612
83,552
91,589
106,040
121,249
100,862
112,293
132,370
142,188
155,963
150,956
Operating Margin (%)
30.73
40.13
38.21
34.27
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,684
2,896
3,260
3,764
4,018
4,084
5,538
5,545
6,430
5,976
6,922
6,786
7,236
6,755
Net Income, GAAP
22,488
20,113
18,625
18,086
18,223
22,008
28,055
13,831
22,156
32,776
42,238
48,137
49,720
49,378
Effective Tax Rate (%)
21.71
22.67
20.24
24.58
27.31
24.84
25.84
33.52
25.8
24.18
23.08
18.73
23.82
17.4
Profit Margin (%)
31.36
27.3
27.5
23.01
21.81
24.03
26.46
11.41
21.97
29.19
31.91
33.85
31.88
32.71
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
122,358
138,547
154,607
151,367
164,750
202,821
241,565
143,041
105,611
119,441
75,853
113,189
120,572
105,097
Total Equity
142,705
158,785
203,310
205,553
204,090
290,704
318,491
333,175
327,732
328,090
366,738
396,405
432,167
401,997
Return on Invested Capital (%)
6.81
8.09
6.27
5.65
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
22.37
16.93
13.39
11.43
10.54
11.27
12.63
5.8
9.04
12.76
15.05
15.65
14.89
15.97

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,497
4,497
4,497
Market Capitalization
362,913
327,616
346,254

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
265,922
168,118
205,297
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.44%
5.47%
9.02%
Free Cash Flow
-31.91%
-112.79%
-145.16%
Net Income, GAAP
14.97%
30.85%
3.29%
Sales/Revenue/Turnover
9.16%
5.9%
9.69%
Total Cash Common Dividend
- -
- -
5.36%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
35,278
34,720
39,815
33,518
142,188
2025
38,056
39,567
38,772
- -
155,963
2026
40,505
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
53.37
51.6
54
- -
214.13
2025
54.49
56
- -
- -
221.13
2026
56.05
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
70.19
0.21
29.67
- -
100.74
2025
70.17
0.16
- -
- -
106.12
2026
70.17
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Jacob Kam Chak-pui
Full Time Employees
15,910
Sector
Financial Services
Industry
Banks
Address
GT Tower International Ayala Avenue Makati City MM Philippines 1200
IPO Date
Sep 12, 2013
Business
Metropolitan Bank & Trust Company (Metrobank) (Ticker: MTPOY) operates as the premier universal bank in the Philippines, offering a comprehensive range of commercial, consumer, corporate, and investment banking products and services; deposit-taking and current accounts; consumer loans including auto loans, home mortgages, and credit cards; corporate and commercial lending facilities; investment banking encompassing structured finance, mergers and acquisitions advisory, initial public offerings, debt and equity underwriting, loan syndication, and project finance; treasury services including money market operations, foreign exchange trading, and liquidity management; trust and asset management for high net-worth individuals; remittances, leasing, bancassurance, stock brokering, trade finance, cash management, payroll processing, and digital payment solutions; as well as transaction banking products such as fund transfers, bill payments, and manager's checks. Founded in 1962 and headquartered in Makati City, Philippines, Metrobank serves large local and multinational corporations, middle-market enterprises, small and medium-sized businesses, high net-worth individuals, and retail customers primarily in the Philippines through over 960 domestic branches and more than 2,200 ATMs, with additional operations across Asia including branches in China, Taiwan, South Korea, Japan, Hong Kong, and the United States, as well as representative offices in Europe. Metrobank's subsidiaries and affiliates include Philippine Savings Bank (PSBank) for thrift banking, First Metro Investment Corporation (FMIC) for investment banking, ORIX Metro Leasing and Finance Corporation for leasing services, Metrobank Card Corporation for credit cards, and AXA Philippines for bancassurance, with significant ownership by GT Capital Holdings, Inc. (37.2%), the Ty family (14.8%), and public shareholders (47.9%). In recent developments, Metrobank expanded its domestic footprint by opening four new branches in the first quarter of 2025 in key locations such as Power Plant Mall in Makati, Boni Avenue in Mandaluyong, Digos City, and Gingoog City, bringing its total to over 960 branches; issued the largest non-sovereign USD1 billion dual tranche bond in 2024, marking the first 10-year issuance by a private Philippine bank to diversify funding and support customer transactions; provided major loans including PHP10 billion to Maynilad Water Services for water infrastructure, PHP5 billion to ACEN for solar projects, and PHP4 billion green loan to PLDT for fiber expansion; grew trust assets under management by 16.6% to PHP565.9 billion with the launch of the UITF Online platform; and achieved 14.4% consumer loan growth with improved non-performing loan ratios. The bank reported record net income of PHP48.1 billion in 2024, up 14%, with total assets reaching PHP3.5 trillion and strong momentum continuing into 2025 with PHP12.3 billion net income in Q1 driven by loan growth and trading gains; it also enhanced digital capabilities with PHP1.5 billion investment, boosting digital users to 1.65 million active accounts.