Timbercreek Financial Corp.

Timbercreek Financial Corp.

3.26
EUR
0.00
(0.00%)
0.24EPS
16.76P/E
335.98MMarket Cap
Nov 04Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.02
0.94
1.21
1.45
1.57
1.6
1.53
1.54
1.43
1.78
2.17
1.96
1.87
2.07
Basic EPS, GAAP
0.65
0.63
0.69
0.8
0.7
0.67
0.66
0.39
0.51
0.67
0.8
0.56
0.42
0.39
Free Cash Flow per Basic Share
0.62
0.66
0.76
0.72
0.94
0.98
1.24
0.97
1
0.99
3.11
-0.83
-1.31
-1.15
Dividend per Share
0.66
0.77
0.72
0.69
0.63
0.63
0.63
0.63
0.63
0.62
0.62
0.68
0.62
0.69
Book Value per Share
9.11
8.97
8.94
8.76
8.79
8.77
8.75
8.47
8.33
8.33
8.45
8.27
8
7.88
Tangible Book Value per Share
9.11
8.97
8.94
8.76
8.79
8.77
8.75
8.47
8.33
8.33
8.45
8.27
8
7.88
Basic Weighted Avg Shares
38
40
41
57
74
79
83
82
81
84
84
83
83
75
Sales/Revenue/Turnover
39
37
49
83
116
127
126
126
117
149
181
163
154
155
Operating Margin (%)
63.64
73.36
63.89
52.89
53.56
49.28
49.25
48.8
50.42
42.94
40.93
33.85
34.41
29.63
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
25
28
46
52
53
55
32
41
56
66
46
34
29
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
1.3
67.26
56.85
55.42
44.96
41.85
43.34
25.46
35.43
37.6
36.7
28.33
22.3
18.97
Working Capital
17
6
5
3
-12
-46
17
30
28
89
140
135
44
93
LT Debt
124
41
86
376
558
608
593
547
557
590
401
536
633
605
Total Equity
337
365
362
647
653
716
728
685
685
699
701
687
662
652
Return on Invested Capital (%)
6.11
6.45
7.14
5.62
5.15
5.47
6.27
4.78
4.8
6.88
8.84
6.69
5.21
5.03
Return on Capital (%)
0.12
6.2
6.67
5.48
4.25
4.3
4.68
3.1
3.79
5.07
6.3
4.83
3.56
3.3
Return on Common Equity (%)
7.17
7.1
7.71
9.12
8.03
7.75
7.58
4.53
6.03
8.08
9.49
6.65
5.11
4.4

Capital Structure

CAD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
633
633
605
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
83
83
83
Market Capitalization
567
553
545

Working Capital

CAD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
58
57
107
Cash, Cash Equivalents & STI
7
5
55
Accounts Receivable, Net
- -
- -
- -
Inventories
23
23
23
Total Current Liabilities
14
15
14
Payables & Accruals
14
14
14
ST Debt
- -
- -
- -
Deferred Revenue
1
- -
- -

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.16%
-0.66%
-3.55%
Free Cash Flow
27%
29.42%
57.06%
Net Income, GAAP
6.83%
5.47%
-25.36%
Sales/Revenue/Turnover
14.35%
5.37%
-5.17%
Total Cash Common Dividend
6.46%
0.09%
-7.89%

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
41
42
39
40
163
2025
41
36
- -
40
154
2026
39
39
- -
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.19
0.17
0.04
0.56
2025
0.18
0.15
- -
-0.02
0.42
2026
0.13
0.09
- -
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.21
0.15
0.15
0.23
0.68
2025
0.16
0.16
- -
0.25
0.62
2026
0.16
0.16
- -
- -
- -

Company Description

CEO
Robert Blair Tamblyn
Full Time Employees
- -
Sector
Finance
Industry
Finance/Rental/Leasing
Address
25 Price Street Toronto ON Canada M4W 1Z1
IPO Date
Jan 19, 2012
Business
Timbercreek Financial Corp. (TSX: TF) operates as a leading Canadian non-bank lender, providing shorter-duration structured financing solutions and customized mortgage loans to commercial real estate investors and professional borrowers; its core offerings include short-term loans secured primarily by income-producing properties such as multi-residential apartment buildings, retail centers, and office spaces in urban markets across Canada, with a focus on conservative loan-to-value ratios, high portfolio turnover under five years, and flexible terms not typically available from traditional banks. The company maintains a diversified portfolio of approximately $1.05 billion in institutional-quality mortgages, emphasizing capital preservation through geographic, asset-type, and borrower diversification while targeting attractive, inflation-protected returns for shareholders via lender fees and interest income. Founded in 2016 and headquartered at 25 Price Street in Toronto, Ontario, Timbercreek Financial targets stabilized commercial real estate in major Canadian urban centers and employs rigorous underwriting, active portfolio management, and strong governance to serve its borrowers and investors. In recent developments, Timbercreek Financial completes a $46 million bought deal offering of 7.50% convertible unsecured subordinated debentures due 2029 in 2024, following an initial $40 million agreement with an over-allotment option, using proceeds to repay its revolving credit facility and redeem outstanding 5.30% debentures due 2024; the company also secures a $510 million revolving credit facility and announces a normal course issuer bid for share repurchases. It reports stable net investment income of $25.4 million in the 2025 third quarter, declares monthly dividends including for June 2025, and announces a May 2024 ATM offering, reflecting ongoing capital management and portfolio stability amid its focus on commercial real estate lending.

Company News

  • Timbercreek Financial Q2 Earnings Call Highlights

  • Timbercreek Financial Declares July 2026 Dividend

  • Timbercreek Financial to Release Q2 2026 Results July 29; Conference Call Scheduled July 30

  • Timbercreek Financial Declares June 2026 Dividend

  • Timbercreek Financial Corp. announces normal course issuer bid

  • Timbercreek Financial Declares May 2026 Dividend

  • Timbercreek Financial Announces Voting Results from Annual and Special Meeting of Shareholders

  • Timbercreek Financial Corp. (TF:CA) Shareholder/Analyst Call Prepared Remarks Transcript

  • Timbercreek Financial Corp. (TF:CA) Q1 2026 Earnings Call Transcript

  • Timbercreek Financial Announces 2026 First Quarter Results

  • Timbercreek Financial Declares April 2026 Dividend

  • Timbercreek Financial Declares April 2026 Dividend

  • Timbercreek Financial Announces Conference Call to Discuss First Quarter Financial Results

  • Timbercreek Financial (OTCMKTS:TBCRF) Trading Down 0.8% – Here’s Why

  • Timbercreek Financial Declares March 2026 Dividend

  • Timbercreek Financial Corp. (TF:CA) Q4 2025 Earnings Call Transcript

  • Timbercreek Financial Announces 2025 Fourth Quarter Results

  • Timbercreek Financial Declares February 2026 Dividend

  • Timbercreek Financial Announces New Time for Conference Call to Discuss Fourth Quarter Financial Results

  • Timbercreek Financial Announces Conference Call to Discuss Fourth Quarter Financial Results