China Pacific Insurance (Group) Co., Ltd. Class A

China Pacific Insurance (Group) Co., Ltd. Class A

3.38
EUR
-0.06
(-1.74%)
37.16BMarket Cap
Oct 28Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
16.39
18.7
21.14
22.81
27.28
30.31
32.9
34.98
35.47
26.76
26.11
32.64
35
- -
Basic EPS, GAAP
0.8
0.95
1.53
1.04
1.27
1.56
2.39
2.06
2.18
3.04
2.21
3.65
4.35
- -
Free Cash Flow per Basic Share
3.57
3.14
3.25
4.92
7.07
7.36
9.34
8.73
8.51
11.35
10.87
12.22
15.54
- -
Dividend per Share
0.49
0.53
0.58
0.96
0.86
0.82
1.05
1.16
1.28
1.29
1.01
1.06
1.24
0.8
Book Value per Share
8.54
10.11
11.5
11.37
11.86
12.9
15.39
17.49
18.43
15.97
20.28
23.68
24.55
25.94
Tangible Book Value per Share
8.37
9.94
11.32
11.18
11.65
12.54
14.96
17
17.87
15.31
19.59
22.97
23.85
25.27
Basic Weighted Avg Shares
11,614
11,584
11,569
11,596
11,577
11,582
11,596
11,957
12,302
12,292
12,320
12,315
12,309
3,882
Sales/Revenue/Turnover
190,382
216,603
244,527
264,552
315,864
351,051
381,469
418,261
436,393
328,963
321,680
401,899
430,808
- -
Operating Margin (%)
6.23
6.66
9.89
6.08
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,560
1,721
1,679
1,872
2,156
2,379
3,965
4,403
4,533
4,662
4,835
4,645
4,704
- -
Net Income, GAAP
9,261
11,049
17,728
12,057
14,662
18,019
27,741
24,584
26,834
37,381
27,257
44,960
53,505
- -
Effective Tax Rate (%)
21.14
22.45
25.8
23.63
28.96
34.18
- -
13.29
10.32
10.03
12.78
16.42
16.15
- -
Profit Margin (%)
4.86
5.1
7.25
4.56
4.64
5.13
7.27
5.88
6.15
11.36
8.47
11.19
12.42
- -
Working Capital
3,010
-5,723
-3,974
-1,894
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
15,688
19,683
19,497
11,498
3,999
13,985
13,656
13,421
13,100
12,717
13,380
13,008
24,403
23,741
Total Equity
100,386
119,195
135,682
134,763
141,119
154,048
183,320
220,835
232,405
201,672
267,704
318,481
334,224
350,846
Return on Invested Capital (%)
7.17
6.34
11.75
7.36
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
9.86
10.43
13.18
9.09
11.64
12.49
- -
12.41
12.15
123.01
108.62
14.2
14.96
- -
Return on Common Equity (%)
9.49
10.23
14.16
9.1
10.89
12.55
16.92
12.49
12.14
17.67
12.22
16.62
18.03
- -

Capital Structure

CNY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
22,832
22,328
22,301
LT Finance Leases
1,571
1,500
1,440
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12,306
12,306
12,306
Market Capitalization
394,465
345,357
288,054

Working Capital

CNY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
62,789
88,523
59,450
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.13%
9.73%
4.94%
Free Cash Flow
19.16%
13.79%
27.05%
Net Income, GAAP
16.04%
21.07%
19.01%
Sales/Revenue/Turnover
6.67%
1.93%
7.19%
Total Cash Common Dividend
10.67%
3%
17.39%

Quarterly Revenue

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
94,899
98,666
115,572
92,762
401,899
2025
92,576
105,775
- -
89,138
430,808
2026
91,363
118,174
- -
- -
- -

Quarterly Earnings Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.95
11.63
11.86
5.56
3.65
2025
0.78
17.56
- -
7.42
4.35
2026
0.81
19.31
- -
- -
- -

Quarterly Dividends Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.55
9.42
0.94
1.06
2025
0.1
1.21
- -
0.89
1.24
2026
0.09
1.02
- -
- -
- -

Company Description

CEO
Fu Fan
Full Time Employees
91,639
Sector
Finance
Industry
Multi-line insurance
Address
1 South Zhongshan Road Shanghai SH China 200010
IPO Date
Dec 25, 2007
Business
China Pacific Insurance (Group) Co., Ltd. (CPIC) is a leading integrated insurance group in China that provides a comprehensive range of insurance and financial services to individual and institutional customers. The company operates primarily through its Life and Health Insurance, Property and Casualty Insurance, Asset Management, and Other Business segments; it offers life insurance products including endowment, health, juvenile, critical illness, and petty insurance; property and casualty insurance encompassing automobile, liability, agricultural, commercial property, accident, property indemnity, statutory liability, medical, and credit and guarantee coverage; pension and annuity insurance; reinsurance products; and asset management services such as investments with insurance funds, pension fund management, private equity investment fund management, and non-residential real estate leasing. CPIC also provides ancillary services including real estate development and operation, property management, consulting, medical and health services, seniors and disabled care, elderly nursing, hospital management, cloud computing, big data, and technical consulting through its subsidiaries like China Pacific Life Insurance Co., Ltd., China Pacific Property Insurance Co., Ltd., and China Pacific Asset Management Co., Ltd. The company sells its products directly as well as through agents, bancassurance, telemarketing, and internet channels, primarily targeting customers in the People's Republic of China with nationwide marketing networks. Founded in 1991 and headquartered in Shanghai, China, CPIC holds full insurance licenses covering life, property, pension, health, agricultural insurance, and asset management; it became the first Chinese insurer to list shares on the Shanghai Stock Exchange in 2007, with additional listings on the Hong Kong and London exchanges. In recent developments, CPIC launched the Taibao Zhiyuan No. 1 private securities investment fund with a target size of 20 billion yuan and the Taibao Zhansheng M&A private fund with a target size of 30 billion yuan in June 2025 to enhance insurance fund investments in China's secondary and mergers and acquisitions markets. The company expanded internationally through a May 2025 strategic bancassurance partnership in Thailand involving Bank of China (BOC Thai), Mitsui Sumitomo Insurance Thailand Branch, and MSIG Thailand to distribute comprehensive insurance products to Thai and international clients, including Chinese enterprises. In its Q3 2025 earnings, CPIC reported strong growth in inclusive insurance premiums up 12.2% year-on-year to 16.29 billion yuan, with plans for 2026 to promote critical illness products via agents to a 10% share, introduce participating critical illness products pending policy approval, and focus on group health and long-term care insurance.

Company News

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