Bank of Montreal

Bank of Montreal

150.96
EUR
+1.72
(+1.15%)
8.86EPS
18.75P/E
110.12BMarket Cap
Dec 02Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
25.95
27.95
29.74
31.45
32.29
35.37
39.65
39.01
41.58
39.55
43.86
44.03
50
60.36
Basic EPS, GAAP
6.18
6.44
6.59
6.71
7.66
8.2
8.68
7.56
11.6
20.04
5.77
9.53
11.46
13.62
Free Cash Flow per Basic Share
16.7
-5.67
2.68
-5.01
3.15
26.48
44.1
77.65
66.55
5.28
10.04
34.54
11.79
76.03
Dividend per Share
2.92
2.87
3.31
3.33
2.99
4.02
4.31
3.86
4.6
3.91
3.81
5.28
6.97
8.02
Book Value per Share
43.22
48.55
56.31
59.56
61.92
64.73
72.57
80.36
83.12
101
100.98
112.68
122.02
121.89
Tangible Book Value per Share
34.95
37.05
43.43
46.31
48.95
51.21
58.85
66.46
71.33
89.96
70.54
82.93
91.61
91.41
Basic Weighted Avg Shares
648
646
645
666
673
643
639
641
647
664
709
728
722
638
Sales/Revenue/Turnover
16,830
18,054
19,182
20,947
21,721
22,738
25,332
25,025
26,909
26,259
31,115
32,041
36,099
38,502
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
694
747
788
1,047
1,103
1,127
1,205
1,618
1,565
1,480
2,092
2,110
2,180
2,208
Net Income, GAAP
4,130
4,277
4,370
4,622
5,337
5,453
5,758
5,097
7,754
13,537
4,425
7,318
8,709
9,152
Effective Tax Rate (%)
20.1
17.25
17.52
19.21
19.48
26.45
20.82
19.71
24.41
24.32
25.39
23.16
24.46
25.79
Profit Margin (%)
24.54
23.69
22.78
22.07
24.57
23.98
22.73
20.37
28.82
51.55
14.22
22.84
24.13
23.77
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
26,357
27,378
26,089
91,663
102,399
91,316
127,247
122,047
103,519
126,569
140,199
159,443
166,885
193,867
Total Equity
31,179
35,404
39,913
42,328
44,354
45,721
51,076
56,593
57,523
71,038
76,123
84,286
88,100
86,573
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.94
7.02
4.15
2.68
2.59
2.58
2.53
2.08
3.16
5
1.43
2.17
2.42
2.43
Return on Common Equity (%)
14.84
14.06
12.61
11.98
13.12
12.93
12.64
9.87
14.2
21.77
5.8
8.94
9.81
10.22

Capital Structure

CAD

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
ST Debt
105,670
110,078
118,949
LT Borrowings
169,358
177,470
193,867
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
1,550
1,550
1,550
Shares Outstanding
706
700
697
Market Capitalization
133,473
140,976
177,997

Working Capital

CAD

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
181,142
189,323
214,356
Accounts Receivable, Net
45,203
50,333
45,928
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
43,335
56,714
50,945
ST Debt
105,670
110,078
118,949
Deferred Revenue
- -
- -
- -

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.4%
9.51%
4.53%
Free Cash Flow
57.41%
36.88%
-66.14%
Net Income, GAAP
16.13%
28.76%
19.01%
Sales/Revenue/Turnover
6.7%
7.85%
12.67%
Total Cash Common Dividend
10.39%
17.64%
33.03%

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7,648
7,921
8,154
8,318
32,041
2025
9,217
8,681
8,943
9,258
36,099
2026
9,799
9,537
9,908
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.73
2.36
2.49
4.47
9.53
2025
2.84
2.51
3.14
4.82
11.46
2026
3.4
3.54
2.38
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.03
0.92
1.71
2.46
5.28
2025
1.76
1.69
1.8
2.79
6.97
2026
1.86
1.79
1.87
- -
- -

Company Description

CEO
Darryl White
Full Time Employees
53,234
Sector
Finance
Industry
Major banks
Address
129 rue Saint-Jacques Montréal QC Canada H2Y 1L6
IPO Date
Mar 17, 1980
Website
bmo.com
Business
Bank of Montreal Bank of Montreal (BMO) operates as a diversified financial services provider offering personal and commercial banking, wealth management, and capital markets services to individual, business, institutional, and government clients primarily in Canada and the United States. The company provides deposit-taking products including checking, savings, and term deposit accounts; lending solutions such as residential and commercial mortgages, personal and business loans, credit cards, and lines of credit; wealth management offerings encompassing investment advisory, asset management, retirement planning, insurance products including life, critical illness, annuities, segregated funds, group creditor, and travel insurance; and capital markets services featuring debt and equity underwriting, mergers and acquisitions advice, loan syndication, treasury management, brokerage, and trading in equities, fixed income, and derivatives. BMO conducts operations through approximately 1,500 branches across North America with key hubs in Montreal, Toronto, and Chicago, serving over 13 million customers globally including select international markets; founded in 1817, it maintains its head office in Montreal, Quebec, and operational headquarters in Toronto, Ontario. In recent developments, BMO completed the acquisition of Burgundy Asset Management in 2025 to bolster its wealth management capabilities; announced in October 2025 a branch optimization strategy involving the sale of 138 U.S. branches to First-Citizens Bank & Trust Company in mid-2026 while planning to open 150 new branches over the next five years focused on high-growth markets like California; and in August 2025 initiated a new normal course issuer bid to repurchase up to 30 million common shares following termination of a prior bid.

Company News

  • Bank of Montreal (TSE:BMO) Stock Now Rated “Hold” by Sell-Side Analysts

  • Bank Of Montreal (NYSE:BMO) Stock Has Consensus Price Target of $244.00 According to Brokerages

  • Lobe Sciences Appoints Annette Grimaldi, Former Head of Life Sciences Investment Banking at BMO Capital Markets, to Board of Directors

  • BMO's Davis Says 30-Year Treasury Yields Will Hit 6%

  • BMO Becomes First Canadian Issuer to Deploy Mastercard Embedded Commercial Payments

  • Contrasting Independent Bank (NASDAQ:INDB) and Bank Of Montreal (NYSE:BMO)

  • Bank Of Montreal (NYSE:BMO) and MidWestOne Financial Group (NASDAQ:MOFG) Head to Head Review

  • Bank Of Montreal (NYSE:BMO) Receives Consensus Rating of “Hold” from Analysts

  • Gold price battles $4,300 support, but BMO sees underlying demand strengthening

  • BMO Sees Loan Demand Surge as Returns Rise Toward 2027 Targets

  • BMO recommends betting on a recovery in this semiconductor stock

  • Financial Review: Bank Of Montreal (NYSE:BMO) and Northeast Community Bancorp (NASDAQ:NECB)

  • Head-To-Head Analysis: BV Financial (NASDAQ:BVFL) & Bank Of Montreal (NYSE:BMO)

  • All You Need to Know About Bank of Montreal (BMO) Rating Upgrade to Buy

  • Bank of Montreal (BMO:CA) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

  • BMO Equipment Finance Selects NETSOL's Transcend Finance Platform

  • BMO, Sun Life Pledge C$75 Billion Private Capital for Canadian Infrastructure Push

  • BMO and REX Shares Launch MicroSectors™ 3× Long and -3× Short Communication Services (XLC) and Consumer Staples (XLP) ETNs (Cboe BZX: XLCU, XLCD, XLPU, XLPD)

  • HB Wealth Management LLC Has $2.27 Million Stock Holdings in Bank Of Montreal $BMO

  • Record ETF Launch Pace & Innovation Defined August