Oversea-Chinese Banking Corporation Limited

Oversea-Chinese Banking Corporation Limited

21.37
EUR
+0.17
(+0.80%)
75.72BMarket Cap
Feb 23Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.87
2.25
2.14
2.01
2.25
2.29
2.5
2.28
2.34
2.49
2.99
3.21
3.23
- -
Basic EPS, GAAP
0.76
1.03
0.95
0.83
0.96
1.07
1.13
0.81
1.08
1.23
1.56
1.69
1.65
- -
Free Cash Flow per Basic Share
-1.47
1.38
0.71
-0.75
-2.01
1.53
3.03
3.45
3.08
1.88
1.91
0.74
1.81
- -
Dividend per Share
0.36
0.07
0.08
0.23
0.4
0.27
0.15
0.34
0.34
0.58
0.83
0.89
1.01
- -
Book Value per Share
6.71
7.46
8.15
8.61
9.08
9.91
10.72
11.09
11.72
11.37
12.05
13.18
13.91
14.26
Tangible Book Value per Share
5.65
6.16
6.89
7.3
7.85
8.72
9.58
10.01
10.66
10.34
11.05
12.18
12.94
13.29
Basic Weighted Avg Shares
3,530
3,692
4,035
4,152
4,186
4,203
4,307
4,420
4,489
4,494
4,495
4,497
4,495
3,374
Sales/Revenue/Turnover
6,590
8,294
8,642
8,338
9,428
9,636
10,761
10,080
10,489
11,187
13,436
14,437
14,533
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
265
322
391
404
419
419
505
528
519
533
550
522
572
- -
Net Income, GAAP
2,768
3,842
3,903
3,473
4,045
4,492
4,869
3,586
4,858
5,526
7,021
7,587
7,422
- -
Effective Tax Rate (%)
16.76
14.43
14.86
14.71
15.75
15.8
13.41
10.49
11.41
15.46
14.71
13.68
17.13
- -
Profit Margin (%)
42
46.32
45.16
41.66
42.9
46.62
45.25
35.58
46.32
49.4
52.26
52.55
51.07
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
26,702
28,859
23,479
19,947
32,235
30,272
29,681
24,633
20,343
22,154
26,771
31,787
30,736
36,727
Total Equity
28,079
34,185
37,111
39,642
41,794
43,392
48,603
51,176
54,338
52,425
55,554
60,380
63,570
65,166
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.41
6.12
5.98
5.49
5.68
5.83
6.21
4.47
6.22
7.25
8.77
8.51
7.81
- -
Return on Common Equity (%)
11.49
14.17
12.16
9.87
10.81
11.21
10.9
7.41
9.5
10.65
13.34
13.37
12.19
- -

Capital Structure

SGD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,490
4,487
4,490
Market Capitalization
88,521
98,420
111,872

Working Capital

SGD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
45,715
- -
28,358
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SGD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.6%
4.52%
5.28%
Free Cash Flow
-6%
7.1%
143.04%
Net Income, GAAP
8.07%
16.43%
-2.17%
Sales/Revenue/Turnover
5.6%
7.78%
0.66%
Total Cash Common Dividend
50.62%
27.17%
14%

Quarterly Revenue

SGD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,626
3,613
3,802
3,396
14,437
2025
3,655
3,530
- -
3,552
14,533
2026
3,828
4,134
- -
- -
- -

Quarterly Earnings Per Share

SGD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.44
0.63
0.44
0.53
1.69
2025
0.42
0.61
- -
0.59
1.65
2026
0.44
0.73
- -
- -
- -

Quarterly Dividends Per Share

SGD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.89
2025
- -
- -
- -
- -
1.01
2026
- -
- -
- -
- -
- -

Company Description

CEO
Teck Long Tan
Full Time Employees
33,323
Sector
Finance
Industry
Major banks
Address
No. 10-00 OCBC Centre East Singapore CE Singapore 049514
IPO Date
Jan 2, 1979
Website
ocbc.com
Business
Oversea-Chinese Banking Corporation Limited (OCBC) operates as a leading financial services group primarily engaged in providing a comprehensive range of banking, wealth management, and insurance products and services. Its core offerings include retail and commercial banking; corporate and investment banking; treasury and market services; wealth management through private banking, asset management, and related financial advisory services; and insurance underwriting through its subsidiary Great Eastern Holdings. The bank offers deposit-taking, loan products, trade finance, cash management, and digital banking solutions, alongside insurance products encompassing life, general, and health insurance. OCBC’s operational footprint spans Singapore, Malaysia, Indonesia, Greater China, and other ASEAN markets with strategic expansion into global financial centers. Founded in 1932 and headquartered in Singapore, OCBC also provides specialized SME banking services with innovative digital solutions, including first-in-market digital onboarding and payment platforms. In the last two years, OCBC has undertaken significant strategic actions to reinforce its regional position and diversify its revenue base. In 2024, OCBC completed the acquisition of PT Bank Commonwealth in Indonesia, substantially increasing its market share and consumer base there, and enhancing its product capabilities especially in wealth management and auto financing. The transaction supports its growth strategy focusing on ASEAN-Greater China connectivity. OCBC has deepened its investment in digital transformation, deploying advanced AI use cases across compliance, customer service, sales, and risk management with over 300 AI initiatives live by 2025. Sustainability financing has also expanded markedly, with sustainable loans exceeding SGD 51 billion by early 2025. Leadership changes included the appointment of Tan Teck Long as Group CEO effective January 2026, emphasizing continuity in its strategic execution. OCBC has also enhanced its SME-focused digital banking services, achieving significant automation and faster credit processing in key markets like Singapore and Malaysia, thereby strengthening its business banking offering. Overall, OCBC operates through banking, wealth management, and insurance business segments, targeting retail, affluent, commercial, and corporate clients across Asia-Pacific and beyond. The Group’s integrated One Group approach leverages cross-segment synergies and a strong brand presence to capitalize on rising wealth in ASEAN and Greater China. Its portfolio includes deposit accounts, various credit products, wealth and asset management services, insurance solutions, and digital financial platforms, supporting diversified revenue streams and regional growth ambitions. The recent acquisition, AI expansion, leadership renewal, and sustainability initiatives reflect OCBC’s commitment to innovation, market leadership, and long-term value creation in the financial services industry.

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