Payments Group Holding GmbH & Co. KGaA
0.25
EUR
+0.00
(-1.59%)
ISIN
DE000A1MMEV4
Return %
Stock
S&P 500
1Y
-78.80
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
EUR
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in mil. unless spec.Working Capital
EUR
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in mil. unless spec.Growth Rates
EUR
•
in mil. unless spec.Semi-annual Revenue
EUR
•
in mil. unless spec.Semi-annual Earnings Per Share
EUR
•
in mil. unless spec.Semi-annual Dividends Per Share
EUR
•
in mil. unless spec.Company Description
- CEO
- Christoph Gerlinger
- Full Time Employees
- 2
- Sector
- Finance
- Industry
- Financial conglomerates
- Address
- Senckenberganlage 21 Frankfurt HE Germany 60325
- IPO Date
- Nov 11, 2015
- Website
- german-startups.com
- Similar Companies
- Business
- The Payments Group Holding GmbH & Co KGaA (PGH) engages as a German stock-listed holding company that, through its operating subsidiaries and venture arm, consolidates four fintech and paytech providers and a capital partner to deliver embedded finance and prepaid payment solutions globally. The group’s primary business activity centers on providing open- and closed-loop prepaid platforms, e-money and digital wallet services, and white-label payment infrastructure, enabling merchants to accept and settle digital, cash, and card payments across borders in multiple currencies. Headquartered in Frankfurt, PGH traces its origins to 2012 and maintains a global footprint through its subsidiaries and strategic partners, with a focus on expanding its embedded finance ecosystem and cross-border payment capabilities. Main products and services - Embedded payments and embedded finance platforms: turnkey and bespoke payment integrations that enable merchants to embed payments, digital wallets, and related financial services directly into their platforms; includes white-label and branded solutions. - Prepaid and e-money solutions: closed- and open-loop prepaid cards, mobile wallets, and e-money infrastructure for merchant programs, customer incentives, vouchers, and cross-border payments. - Global payment processing: multi-currency payment acceptance, settlement, and payout capabilities across online and offline channels; supports card, bank transfer, cash-in/out, and digital payment methods. - Cash-to-digital and voucher networks: cash payment rails, online voucher distribution, and digital gift/e-voucher solutions enabling cash-based customers to transact digitally. - Software platform and developer tooling: scalable fintech platform with APIs and modular components for rapid productization of payment services; supports rapid deployment of new payment products. - Brand and white-label solutions: branded and white-label payment services for hundreds of online merchants; enables merchants to offer customized payment experiences without building from scratch. Latest major company changes - 2024 transform and brand consolidation: launches The Payments Group as the umbrella brand, consolidating four fintech/paytech entities under PGH and signaling a shift to a Payments 3.0 strategy with broader European e-money capabilities and regulatory licenses (e-money license referenced for growth); formation includes acquisition-driven expansion plans (expected Q1 2025 close) to build a larger, profitable payments group. - Strategic acquisitions and consolidation: plans to acquire majority stakes in four internet payment service providers to enhance scale, cross-border capabilities, and revenue potential, with a view toward rapid integration and product harmonization across platforms. - Regulatory expansion and product scope: receipt of an e-money license enabling broader European digital money services and product rollout across multiple jurisdictions, expanding the group's TAM and enabling new value-added offerings. Additional context - Industry and segments: Fintech; payments processing; embedded finance; prepaid technologies; e-money. - Target markets: online merchants and brands requiring integrated payment rails; consumer users requiring prepaid, e-money, and voucher solutions; cross-border payees and international retailers. - Geographic operations: operations across Europe (Germany, Malta) and international merchant networks; presence and service reach in 190 countries per 2024 disclosures; headquarters in Frankfurt, Germany. - Founding and headquarters: founded in 2012; headquarters in Frankfurt am Main, Germany. - Corporate structure: German stock-listed holding company with minority/majority stakes in subsidiary fintechs and a venture capital arm; includes subsidiaries such as Funanga AG (Germany), Campamocha Ltd. (Malta) with TBWS Ltd. (Malta), Calida Financial Ltd. (Malta), Surfer Rosa Ltd. (Isle of Man), and links to the German Startups Group VC entity in Frankfurt. - Notable relationships: collaborates with major brands such as Razer for distribution of gift cards and integration of voucher programs; serves hundreds of merchants with global payment networks and POS cash-in/out options. Note: PGH’s stated strategy emphasizes a comprehensive 360-degree payments platform, combining embedded payments, prepaid solutions, e-money services, and cross-border payout capabilities to support rapid time-to-market for new merchant payment products and to strengthen its position in Payments 3.0.