Societe Generale SA Class A

Societe Generale SA Class A

61.78
EUR
-0.37
(-0.60%)
9.74EPS
9.18P/E
56.42BMarket Cap
Feb 04Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
102.95
76.67
40.75
40.66
41.54
42.41
41.13
37.65
42.83
43.89
55.5
66.04
67.76
105.11
Basic EPS, GAAP
2.67
3.43
5.05
4.85
3.5
5.14
3.91
-0.3
6.67
2.22
3.12
5.28
7.73
8.42
Free Cash Flow per Basic Share
3.4
-17.39
26.64
28.46
35.47
-4.24
12.54
94.97
24.82
47.52
46.82
-12.7
-25.31
- -
Dividend per Share
0.73
-1.92
1.92
1.7
4.79
3.17
1.47
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
65.85
70.92
74.39
77.79
74.62
77.36
75.64
72.71
77.76
83.73
82.86
88.21
92.92
98.14
Tangible Book Value per Share
57.33
63.32
66.85
69.94
65.91
68.67
67.32
65.02
73.29
75.41
72.17
77.56
81.99
86.73
Basic Weighted Avg Shares
766
781
793
799
801
802
830
850
846
822
799
795
776
755
Sales/Revenue/Turnover
78,908
59,900
32,291
32,477
33,259
34,007
34,131
32,021
36,248
36,096
44,359
52,509
52,597
79,385
Operating Margin (%)
3.02
7.64
17.59
19.68
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,344
3,421
3,597
3,876
4,283
4,589
5,218
5,263
5,444
5,342
7,710
10,086
10,287
- -
Net Income, GAAP
2,044
2,679
4,001
3,874
2,806
4,121
3,248
-258
5,641
1,825
2,493
4,200
6,002
6,360
Effective Tax Rate (%)
18.07
31.6
28.06
31.22
33.24
21.32
24.26
86
21.12
34.98
32.74
23.79
20.12
20.16
Profit Margin (%)
2.59
4.47
12.39
11.93
8.44
12.12
9.52
-0.81
15.56
5.06
5.62
8
11.41
8.01
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
143,450
114,015
116,593
113,879
115,117
226,381
140,372
154,661
151,283
154,799
181,131
183,093
167,072
172,398
Total Equity
53,970
58,874
62,675
65,706
64,037
65,809
68,570
67,012
70,909
73,326
76,247
79,588
79,527
80,549
Return on Invested Capital (%)
1.21
1.38
2.14
2.19
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
0.87
1.29
2.05
1.9
1.22
1.45
1.02
-0.33
2.23
0.4
0.63
1.26
1.95
2.13
Return on Common Equity (%)
4.08
5.05
7
6.4
4.63
6.85
5.22
-0.41
8.9
2.76
3.75
6.17
8.55
8.95

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
755
730
730
Market Capitalization
52,208
44,883
56,424

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
195,136
154,586
204,109
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.45%
3.5%
-0.08%
Free Cash Flow
16.65%
-4.92%
94.57%
Net Income, GAAP
-231.91%
-441.22%
42.9%
Sales/Revenue/Turnover
5.36%
10.84%
0.17%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,645
19,219
6,550
32,409
52,509
2025
7,285
20,431
- -
32,068
52,597
2026
7,170
19,716
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.85
1.4
1.72
1.48
5.28
2025
2.05
1.85
- -
1.88
7.73
2026
2.28
2.43
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Slawomir Krupa
Full Time Employees
110,000
Sector
Finance
Industry
Major banks
Address
29, boulevard Haussmann Paris IDF France 75009
IPO Date
Jun 12, 1987
Business
Société Générale S.A. is a leading European financial services group headquartered in Paris, France, operating primarily in retail banking, corporate and investment banking, asset management, and specialized financial services. Founded in 1864, Société Générale provides a comprehensive range of products and services including retail banking solutions for individuals and businesses; corporate and investment banking services encompassing capital markets, global finance, advisory, and structured financing; asset management and private banking; insurance products; consumer finance; and specialized financial services through its subsidiaries. The group operates extensively across Europe, the Americas, Africa, and Asia, serving a diverse client base that includes individuals, companies, financial institutions, and public sector entities. In the past 1-2 years, Société Générale has executed key strategic moves including partnerships and alliances aimed at digital transformation and sustainability. Notable recent developments include launching innovative digital banking platforms and expanding sustainable finance offerings to align with global environmental, social, and governance (ESG) objectives. The bank has also strengthened its investment in fintech collaborations and technology-driven initiatives to enhance customer experience and operational efficiency. Additionally, Société Générale has undergone organizational adjustments to streamline its operations and focus on profitable growth segments while divesting non-core assets to optimize its portfolio and capital allocation. The company segments its operations into three main business lines: French Retail Banking, International Retail Banking and Financial Services, and Global Banking and Investor Solutions. Its French Retail Banking division focuses on individual customers, professionals, and businesses within France. The International Retail Banking and Financial Services segment encompasses retail banking activities in various countries, as well as consumer finance and equipment and vehicle finance. Global Banking and Investor Solutions provides capital markets services, structured finance, corporate banking, asset and wealth management, and securities services globally. Société Générale’s comprehensive product suite is complemented by its subsidiaries and affiliates, which bolster its reach in market segments and geographic regions worldwide.

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